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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Best Marriott Bonvoy Credit Cards UAE

Best Marriott Bonvoy Credit Cards UAE

Compare the three UAE cards that earn Marriott Bonvoy points directly.

See cards

Last updated: October 2, 2026 - Sourced from official issuer documents and product pages.

ADIB's Visa Infinite and Visa Signature and the Emirates NBD World Elite earn 3 to 8 points per USD at Marriott hotels, with elite status from approval and an award every card anniversary.

Marriott Bonvoy ADIB Visa Infinite Card Design

Highest earn rate

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Infinite Card

≈ AED 30,786 potential value / year · incl. perks · incl. welcome bonus

Welcome bonus: up to 200,000 Marriott Bonvoy points

8 Marriott Bonvoy points per USD 1 at Marriott properties

Marriott Bonvoy Gold Elite status

Free Night Award worth 85,000 points each year

ExploreLearn more about Marriott Bonvoy ADIB Visa Infinite Card credit card benefits and features
Marriott Bonvoy ADIB Visa Signature Card Design

Lowest annual fee

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Signature Card

≈ AED 10,813 potential value / year · incl. perks · incl. welcome bonus

Welcome bonus: 50,000 Marriott Bonvoy points

3 Marriott Bonvoy points per USD 1 at Marriott properties

Marriott Bonvoy Silver Elite status

Unlimited airport lounge access

ExploreLearn more about Marriott Bonvoy ADIB Visa Signature Card credit card benefits and features
ENBD Marriott Bonvoy World Elite Design

Mastercard alternative

EMIRATES NBD

ENBD Marriott Bonvoy World Elite

≈ AED 25,608 potential value / year · incl. perks · incl. welcome bonus

Welcome Bonus: Up to 200,000 Points

6 points per USD 1 at Marriott hotels

Gold Elite Status with Marriott

ExploreLearn more about ENBD Marriott Bonvoy World Elite credit card benefits and features

Best Marriott Bonvoy Credit Cards UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
Marriott Bonvoy ADIB Visa Infinite Card
Marriott Bonvoy ADIB Visa Infinite Card
AED 2,625AED 5,0008 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite
ENBD Marriott Bonvoy World Elite
AED 1,575AED 25,0006 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card
Marriott Bonvoy ADIB Visa Signature Card
AED 523.95AED 5,0003 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary
CardAnnual feeMin. salaryWhy it stands out
Marriott Bonvoy ADIB Visa Infinite Card
Marriott Bonvoy ADIB Visa Infinite Card
AED 2,625AED 5,0008 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite
ENBD Marriott Bonvoy World Elite
AED 1,575AED 25,0006 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card
Marriott Bonvoy ADIB Visa Signature Card
AED 523.95AED 5,0003 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary
Marriott Bonvoy ADIB Visa Infinite Card

Marriott Bonvoy ADIB Visa Infinite Card

Annual feeAED 2,625
Min. salaryAED 5,000
Highlight8 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite

ENBD Marriott Bonvoy World Elite

Annual feeAED 1,575
Min. salaryAED 25,000
Highlight6 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card

Marriott Bonvoy ADIB Visa Signature Card

Annual feeAED 523.95
Min. salaryAED 5,000
Highlight3 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary

October Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 bonus on AED 5,000
  • 20% back in credits on noon Food
  • 5% back in credits on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Why choose Marriott Bonvoy

1.

The annual fee is the real comparison, not the earn rate

None of the three waives its fee on spend, so each one costs the same every year it stays open. Weigh the fee against what the card hands back for renewing — a Free Night Award or a points credit — before comparing earn rates at all.

2.

Elite status arrives on approval, not after a stay

Both Infinite-tier cards carry Gold Elite from approval; the Signature starts at Silver with a pathway to Gold at USD 15,000 of annual card spend. Status drives room upgrades, late checkout and a points bonus on every paid stay, independent of card spend.

3.

Points are worth roughly double as nights, not cash

A Bonvoy point returns about AED 0.0275 redeemed for a free night against roughly AED 0.015 cashed out. If you don't stay at Marriott-family properties, the earn rates on this page overstate what the card is worth to you.

3 cards in the UAE

Marriott Bonvoy ADIB Visa Infinite Card Design
LIMITED OFFER

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Infinite Card

  • Salary: AED 5,000+
  • Annual Fee: AED 2,625
  • Welcome bonus: up to 200,000 Marriott Bonvoy points
  • 8 Marriott Bonvoy points per USD 1 at Marriott properties
  • Marriott Bonvoy Gold Elite status
ExploreLearn more about Marriott Bonvoy ADIB Visa Infinite Card credit card benefits and featuresApplyApply for Marriott Bonvoy ADIB Visa Infinite Card credit card
ENBD Marriott Bonvoy World Elite Design

EMIRATES NBD

ENBD Marriott Bonvoy World Elite

  • Salary: AED 25,000+
  • Annual Fee: AED 1,575
  • Welcome Bonus: Up to 200,000 Points
  • 6 points per USD 1 at Marriott hotels
  • Gold Elite Status with Marriott
ExploreLearn more about ENBD Marriott Bonvoy World Elite credit card benefits and featuresApplyApply for ENBD Marriott Bonvoy World Elite credit card
Marriott Bonvoy ADIB Visa Signature Card Design

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Signature Card

  • Salary: AED 5,000+
  • Annual Fee: AED 523.95
  • Welcome bonus: 50,000 Marriott Bonvoy points
  • 3 Marriott Bonvoy points per USD 1 at Marriott properties
  • Marriott Bonvoy Silver Elite status
ExploreLearn more about Marriott Bonvoy ADIB Visa Signature Card credit card benefits and featuresApplyApply for Marriott Bonvoy ADIB Visa Signature Card credit card

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–25,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–25,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Marriott Bonvoy Credit Cards UAE

ADIB's Marriott Bonvoy Visa Infinite has the highest earn rate at 8 points per USD at Marriott hotels, plus Gold Elite status and a Free Night Award worth 85,000 points each anniversary — for AED 2,625 a year. ADIB's Visa Signature is the cheapest entry at AED 523.95, and Emirates NBD's World Elite is the Mastercard option at AED 1,575.

Three. ADIB launched its Marriott Bonvoy Visa Infinite and Visa Signature in August 2026, joining Emirates NBD's Marriott Bonvoy World Elite Mastercard. All three credit points directly to your Bonvoy account each statement cycle, with no transfer step.

No. None of the three publishes a spend-based waiver, so the fee recurs every year — AED 523.95 for ADIB's Visa Signature, AED 1,575 for the Emirates NBD World Elite, and AED 2,625 for ADIB's Visa Infinite. Each does return anniversary value for renewing, which offsets part of it.

Yes. Both are ADIB covered cards structured under Islamic banking principles, with a monthly profit rate rather than interest and a charitable donation commitment in place of a late-payment fee.

Roughly AED 0.0275 redeemed for a free hotel night, and about AED 0.015 cashed out via MarriottBonvoy.com. Points can also transfer to 40+ airline partners. See the Marriott Bonvoy programme guide for the full redemption breakdown.

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