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Marriott Bonvoy

Marriott Bonvoy is Marriott International's loyalty programme, spanning 30+ hotel brands worldwide — from Sheraton and Westin to The Ritz-Carlton and W Hotels. Three UAE cards earn Bonvoy Points directly: ADIB's Visa Infinite and Visa Signature, launched in August 2026, and Emirates NBD's Marriott Bonvoy World Elite Mastercard.

As with airline miles, the advertised earn rate is only half the picture — what actually matters is redemption value. A Bonvoy Point is typically worth roughly double redeemed for a free hotel night compared with the lower-value cash-out option, so it pays to check both before deciding what your balance is really worth.

Compare all Bonvoy cards
A luxury hotel poolside terrace overlooking a UAE city skyline at golden hour

How Bonvoy works

Marriott Bonvoy points are earned through eligible hotel stays and co-branded credit cards. Card earning rates depend on merchant category and currency; hotel earning and elite-status benefits follow separate programme rules. Points can be redeemed for available award stays, experiences and participating airline transfers.

ADIB Launches Marriott Bonvoy Cards From AED 5,000 SalaryADIB has launched two Marriott Bonvoy Visa cards in the UAE, cutting the entry point for Bonvoy points to AED 5,000 salary and AED 523.95 a year.

The Bonvoy card ladder

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
Marriott Bonvoy ADIB Visa Infinite Card
Marriott Bonvoy ADIB Visa Infinite Card
AED 2,625AED 5,0008 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite
ENBD Marriott Bonvoy World Elite
AED 1,575AED 25,0006 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card
Marriott Bonvoy ADIB Visa Signature Card
AED 523.95AED 5,0003 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary
CardAnnual feeMin. salaryWhy it stands out
Marriott Bonvoy ADIB Visa Infinite Card
Marriott Bonvoy ADIB Visa Infinite Card
AED 2,625AED 5,0008 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite
ENBD Marriott Bonvoy World Elite
AED 1,575AED 25,0006 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card
Marriott Bonvoy ADIB Visa Signature Card
AED 523.95AED 5,0003 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary
Marriott Bonvoy ADIB Visa Infinite Card

Marriott Bonvoy ADIB Visa Infinite Card

Annual feeAED 2,625
Min. salaryAED 5,000
Highlight8 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary
ENBD Marriott Bonvoy World Elite

ENBD Marriott Bonvoy World Elite

Annual feeAED 1,575
Min. salaryAED 25,000
Highlight6 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points
Marriott Bonvoy ADIB Visa Signature Card

Marriott Bonvoy ADIB Visa Signature Card

Annual feeAED 523.95
Min. salaryAED 5,000
Highlight3 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary
Full comparison →

What your Bonvoy balance is worth

What your points are worth

Program

Marriott Bonvoy Points

1,377AED

50,000 points via Free hotel nights

Redemption method
Redemption method
Free hotel nights

Redeem for free nights at 30+ Marriott Bonvoy brands worldwide

Based on the issuer’s published redemption rate; catalogue pricing and availability can still vary.

Marriott prices award nights dynamically, with the required points depending on the hotel and dates. Cash + Points means paying for a stay with a combination of money and points; it is not a cash-out facility. See Kredit’s methodology for the hotel-value comparison basis.

Living with Bonvoy

Marriott Bonvoy's UAE footprint is large — Dubai and Abu Dhabi host dozens of Bonvoy-family properties across nearly every brand tier, from The Ritz-Carlton and W Hotels at the top end to Element and Four Points by Sheraton for everyday stays. That density means UAE residents can realistically earn and redeem Bonvoy Points without leaving the country — a staycation at a Bonvoy hotel down the road earns and redeems the same as a stay booked abroad. With three co-brand cards now in market, the choice is less about access to the programme and more about how much annual fee the earn rate has to pay back.

Why Bonvoy cards are worth it

1.

Three direct earners, two issuers

ADIB's Visa Infinite and Visa Signature and Emirates NBD's World Elite all credit Bonvoy Points directly — no transfer step, no third-party loyalty bridge. ADIB's pair are Sharia-compliant covered cards and publish a AED 5,000 salary floor, well below the World Elite's AED 25,000.

2.

Hotel status has its own benefits

Qualifying card tiers include Marriott elite status, with benefits such as bonus points on eligible stays and room upgrades subject to availability. Check the tier attached to the card.

3.

Annual rewards differ by card

Some cards include anniversary points or a Free Night Award. Compare the specific award, its renewal conditions and expiry before counting it against the annual fee.

4.

Choose rewards you can use

Search participating hotels and travel dates before committing to a Bonvoy card. An award that fits your plans is more useful than a large balance without availability.

Bonvoy credit cards

Marriott Bonvoy ADIB Visa Signature Card Design

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Signature Card

  • Salary: AED 5,000+
  • Annual Fee: AED 523.95
  • Welcome bonus: 50,000 Marriott Bonvoy points
  • 3 Marriott Bonvoy points per USD 1 at Marriott properties
  • Marriott Bonvoy Silver Elite status
ExploreLearn more about Marriott Bonvoy ADIB Visa Signature Card credit card benefits and featuresApplyApply for Marriott Bonvoy ADIB Visa Signature Card credit card
ENBD Marriott Bonvoy World Elite Design

EMIRATES NBD

ENBD Marriott Bonvoy World Elite

  • Salary: AED 25,000+
  • Annual Fee: AED 1,575
  • Welcome Bonus: Up to 200,000 Points
  • 6 points per USD 1 at Marriott hotels
  • Gold Elite Status with Marriott
ExploreLearn more about ENBD Marriott Bonvoy World Elite credit card benefits and featuresApplyApply for ENBD Marriott Bonvoy World Elite credit card
Marriott Bonvoy ADIB Visa Infinite Card Design
LIMITED OFFER

ABU DHABI ISLAMIC BANK (ADIB)

Marriott Bonvoy ADIB Visa Infinite Card

  • Salary: AED 5,000+
  • Annual Fee: AED 2,625
  • Welcome bonus: up to 200,000 Marriott Bonvoy points
  • 8 Marriott Bonvoy points per USD 1 at Marriott properties
  • Marriott Bonvoy Gold Elite status
ExploreLearn more about Marriott Bonvoy ADIB Visa Infinite Card credit card benefits and featuresApplyApply for Marriott Bonvoy ADIB Visa Infinite Card credit card

Marriott Bonvoy — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Bonvoy hotel nights have no fixed points-to-AED tariff. Compare the cash price with the points required for your chosen stay. The miles calculator uses Kredit’s published hotel benchmark.

ADIB Marriott Bonvoy Visa Signature, ADIB Marriott Bonvoy Visa Infinite and Emirates NBD Marriott Bonvoy World Elite earn points directly. Their merchant earning rates, annual fees and welcome-offer conditions differ; compare the card tiers below.

ADIB's Visa Infinite, at up to 200,000 points — 100,000 on card issuance, 50,000 after USD 15,000 of qualifying spend in the first 90 days, and a further 50,000 for applications submitted between 27 August and 30 November 2026. Outside that window the offer is 150,000. Emirates NBD's World Elite also advertises up to 150,000, and ADIB's Signature 50,000.

Yes, and the tier depends on the card. ADIB's Visa Infinite and Emirates NBD's World Elite both carry Gold Elite from approval — room upgrades (subject to availability), 2pm late checkout and bonus points on paid stays. ADIB's Visa Signature starts at Silver Elite, with a pathway to Gold at USD 15,000 of annual card spend.

No. All three Bonvoy co-brand cards charge an annual fee every year, and none publishes a spend-based waiver — AED 523.95 for ADIB's Visa Signature, AED 1,575 for the ENBD World Elite, and AED 2,625 for ADIB's Visa Infinite. There is no free-for-life card that credits Bonvoy Points directly today.

Pick Bonvoy if you stay at Marriott-family hotels often — Sheraton, Westin, The Ritz-Carlton, W, and 30+ other brands. Pick an airline card (Skywards or Etihad Guest) if you fly more than you stay in hotels, since airline miles typically pay off better on premium-cabin award flights than hotel points do on room nights. See the hotel rewards comparison for the full card lineup.

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