Marriott Bonvoy

Redeemed for a free hotel night, a Bonvoy Point is typically worth around AED 0.0275. Via the lower-value cash-out option at MarriottBonvoy.com, it's worth about half that, around AED 0.015. Use the miles-to-AED calculator to convert your actual balance both ways.

Three of them. ADIB's Marriott Bonvoy Visa Infinite earns 8 points per USD at Marriott hotels (AED 2,625 annual fee), Emirates NBD's Marriott Bonvoy World Elite earns 6 (AED 1,575, from AED 25,000 salary), and ADIB's Marriott Bonvoy Visa Signature earns 3 (AED 523.95). Both ADIB cards are Sharia-compliant covered cards and publish a AED 5,000 salary floor.

ADIB's Visa Infinite, at up to 200,000 points — 100,000 on card issuance, 50,000 after USD 15,000 of qualifying spend in the first 90 days, and a further 50,000 for applications submitted between 27 August and 30 November 2026. Outside that window the offer is 150,000. Emirates NBD's World Elite also advertises up to 150,000, and ADIB's Signature 50,000.

Yes, and the tier depends on the card. ADIB's Visa Infinite and Emirates NBD's World Elite both carry Gold Elite from approval — room upgrades (subject to availability), 2pm late checkout and bonus points on paid stays. ADIB's Visa Signature starts at Silver Elite, with a pathway to Gold at USD 15,000 of annual card spend.

No. All three Bonvoy co-brand cards charge an annual fee every year, and none publishes a spend-based waiver — AED 523.95 for ADIB's Visa Signature, AED 1,575 for the ENBD World Elite, and AED 2,625 for ADIB's Visa Infinite. There is no free-for-life card that credits Bonvoy Points directly today.

Pick Bonvoy if you stay at Marriott-family hotels often — Sheraton, Westin, The Ritz-Carlton, W, and 30+ other brands. Pick an airline card (Skywards or Etihad Guest) if you fly more than you stay in hotels, since airline miles typically pay off better on premium-cabin award flights than hotel points do on room nights. See the hotel rewards comparison for the full card lineup.