Marriott Bonvoy is Marriott International's loyalty programme, spanning 30+ hotel brands worldwide — from Sheraton and Westin to The Ritz-Carlton and W Hotels. Three UAE cards earn Bonvoy Points directly: ADIB's Visa Infinite and Visa Signature, launched in August 2026, and Emirates NBD's Marriott Bonvoy World Elite Mastercard.
As with airline miles, the advertised earn rate is only half the picture — what actually matters is redemption value. A Bonvoy Point is typically worth roughly double redeemed for a free hotel night compared with the lower-value cash-out option, so it pays to check both before deciding what your balance is really worth.

Marriott Bonvoy points are earned through eligible hotel stays and co-branded credit cards. Card earning rates depend on merchant category and currency; hotel earning and elite-status benefits follow separate programme rules. Points can be redeemed for available award stays, experiences and participating airline transfers.
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 2,625 | AED 5,000 | 8 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary | |
| AED 1,575 | AED 25,000 | 6 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points | |
| AED 523.95 | AED 5,000 | 3 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 2,625 | AED 5,000 | 8 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, Free Night Award worth 85,000 points each anniversary | |
| AED 1,575 | AED 25,000 | 6 Marriott Bonvoy points/USD at Marriott hotels, Gold Elite status, up to 200,000 welcome points | |
| AED 523.95 | AED 5,000 | 3 Marriott Bonvoy points/USD at Marriott hotels, Silver Elite status, 35,000 points each card anniversary |
Marriott Bonvoy ADIB Visa Infinite Card
ENBD Marriott Bonvoy World Elite
Marriott Bonvoy ADIB Visa Signature Card
Program
Marriott Bonvoy Points
1,377AED
50,000 points via Free hotel nights
Redeem for free nights at 30+ Marriott Bonvoy brands worldwide
Based on the issuer’s published redemption rate; catalogue pricing and availability can still vary.
Marriott prices award nights dynamically, with the required points depending on the hotel and dates. Cash + Points means paying for a stay with a combination of money and points; it is not a cash-out facility. See Kredit’s methodology for the hotel-value comparison basis.
Marriott Bonvoy's UAE footprint is large — Dubai and Abu Dhabi host dozens of Bonvoy-family properties across nearly every brand tier, from The Ritz-Carlton and W Hotels at the top end to Element and Four Points by Sheraton for everyday stays. That density means UAE residents can realistically earn and redeem Bonvoy Points without leaving the country — a staycation at a Bonvoy hotel down the road earns and redeems the same as a stay booked abroad. With three co-brand cards now in market, the choice is less about access to the programme and more about how much annual fee the earn rate has to pay back.
ADIB's Visa Infinite and Visa Signature and Emirates NBD's World Elite all credit Bonvoy Points directly — no transfer step, no third-party loyalty bridge. ADIB's pair are Sharia-compliant covered cards and publish a AED 5,000 salary floor, well below the World Elite's AED 25,000.
Qualifying card tiers include Marriott elite status, with benefits such as bonus points on eligible stays and room upgrades subject to availability. Check the tier attached to the card.
Some cards include anniversary points or a Free Night Award. Compare the specific award, its renewal conditions and expiry before counting it against the annual fee.
Search participating hotels and travel dates before committing to a Bonvoy card. An award that fits your plans is more useful than a large balance without availability.
Bonvoy credit cards
ABU DHABI ISLAMIC BANK (ADIB)
EMIRATES NBD
ABU DHABI ISLAMIC BANK (ADIB)
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