523.95AED
Annual Fee
- Joining Fee
- AED 523.95
- Annual Fee
- AED 523.95
- Minimum Salary
- AED 5,000
Marriott Bonvoy ADIB Visa Signature Card
Earn 3 Marriott Bonvoy points per USD 1 at Marriott properties, with Silver Elite status and unlimited airport lounge access.
Updated Sep 2026
≈ AED 10,813 potential value / year · incl. perks · incl. welcome bonus
At a glance
Welcome offer
Welcome bonus
50,000 Marriott Bonvoy points
Rewards
| Category | Rate |
|---|---|
Marriott Bonvoy | 2.25% 0.817 points per AED |
International | 1.5% 0.545 points per AED |
Grocery, Government +6 more | 0.19% 0.0681 points per AED |
All other spend | 1.13% 0.408 points per AED |
| Category | Rate |
|---|---|
Marriott Bonvoy | 2.25% 0.817 points per AED |
International | 1.5% 0.545 points per AED |
Grocery, Government +6 more | 0.19% 0.0681 points per AED |
All other spend | 1.13% 0.408 points per AED |
Fees and eligibility
Joining FeeAED 523.95
Annual Fee
AED 523.95
Minimum Salary
AED 5,000
Monthly Profit Rate
3.75%
International Transaction Fee (non-AED)
2.415%
Welcome offer
50,000 Marriott Bonvoy points
Awarded as a sign-up bonus on the Signature card.
Rewards
3Marriott Bonvoy Points
per USD 1 spent at participating Marriott Bonvoy hotels.
2Marriott Bonvoy Points
per USD 1 on international spend.
1.5Marriott Bonvoy Points
per USD 1 on local spend.
0.25Marriott Bonvoy Points
per USD 1 at ADIB's specific-merchant categories.
Rewards Calculator
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Eligibility
18
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
Existing UAE credit history
An active loan, mortgage or credit card held with a UAE bank may strengthen an ADIB application.
Debts under half your salary
Your total monthly loan and card payments must stay under 50% of your gross salary — 30% for pensioners.
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Marriott Bonvoy Silver Elite status
Silver Elite on issuance, with a pathway to Gold at USD 15,000 annual spend.
10 Elite Night Credits
10 Elite Night Credits each calendar year.
35,000 points on card anniversary
35,000 Marriott Bonvoy points when you pay the renewal annual fee.
Airport lounge access
Unlimited visits for the cardholder at 1,000+ lounges worldwide.
Valet parking
2 complimentary sessions per month via Valtrans.
Airport transfers
2 complimentary transfers per year from anywhere in the UAE.
Optional Takaful insurance
Covers involuntary unemployment, critical illness and disability.
Fees
Free
Supplementary Card
3.75%
Monthly Profit Rate
Frequently Asked Questions
Get answers to common questions about Marriott Bonvoy ADIB Visa Signature Card credit card
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