2,625AED
Annual Fee
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Earn 8 Marriott Bonvoy points per USD 1 at Marriott hotels, with Gold Elite status and an annual Free Night Award worth 85,000 points.
Updated Sep 2026
| Category | Rate |
|---|---|
Marriott Bonvoy | 6% 2.18 points per AED |
International | 3% 1.09 points per AED |
Grocery, Government +6 more | 0.38% 0.136 points per AED |
All other spend | 2.25% 0.817 points per AED |
| Category | Rate |
|---|---|
Marriott Bonvoy | 6% 2.18 points per AED |
International | 3% 1.09 points per AED |
Grocery, Government +6 more | 0.38% 0.136 points per AED |
All other spend | 2.25% 0.817 points per AED |
150,000 Marriott Bonvoy points
100,000 on card issuance, plus 50,000 after USD 15,000 spend in 90 days.
50,000 extra points for a limited time
Applications from 27 August to 30 November 2026, on the same USD 15,000 spend.
Limited time · valid till 30 Nov 20268Marriott Bonvoy Points
per USD 1 spent at participating Marriott Bonvoy hotels.
4Marriott Bonvoy Points
per USD 1 on international spend.
3Marriott Bonvoy Points
per USD 1 on local spend.
0.5Marriott Bonvoy Points
per USD 1 at ADIB's specific-merchant categories.
My Cards
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
18
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
Existing UAE credit history
An active loan, mortgage or credit card held with a UAE bank may strengthen an ADIB application.
Debts under half your salary
Your total monthly loan and card payments must stay under 50% of your gross salary — 30% for pensioners.
October Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Marriott Bonvoy Gold Elite status
Gold Elite on issuance, with a pathway to Platinum at USD 25,000 annual spend.
Free Night Award
1 Free Night Award worth 85,000 points on card anniversary.
15 Elite Night Credits
15 Elite Night Credits each calendar year.
USD 100 property credit
USD 100 towards in-hotel purchases on a 2-night stay at Ritz-Carlton or St. Regis.
Airport lounge access
Unlimited visits for the cardholder and one guest at 1,000+ lounges worldwide.
Valet parking
4 complimentary sessions per month via Valtrans.
Airport transfers
4 complimentary transfers per year from anywhere in the UAE.
Optional Takaful insurance
Covers involuntary unemployment, critical illness and disability.
2,625AED
Annual Fee
Free
Supplementary Card
3.75%
Monthly Profit Rate
Get answers to common questions about Marriott Bonvoy ADIB Visa Infinite Card credit card
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