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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Best Credit Cards with Priority Pass in the UAE

Best Credit Cards with Priority Pass in the UAE

Compare UAE credit cards that include Priority Pass airport lounge access — 1,900+ lounges worldwide.

See cards

Includes unlimited-visit picks plus mid-tier cards with capped visits.

The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

≈ AED 3,821 potential value / year · incl. perks · incl. welcome bonus

Earn 2 points for every AED 4 spent

12 Priority Pass lounge visits per year

10% cashback every month, up to AED 600 annually

ExploreLearn more about The American Express Platinum Credit Card credit card benefits and features
RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

≈ AED 15,908 potential value / year · incl. perks · incl. welcome bonus · Privilege tier

Up to 4 RAKrewards/AED

Up to 3.2% travel value

Privilege: 0% bank FX fee

Unlimited lounge access + guest

6 airport transfers/year

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and features
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

≈ AED 28,662 potential value / year · incl. perks

30,000 annual bonus miles

5 miles/USD non-AED

2.5 miles/USD in AED

14 lounge visits/year

4 Careem airport rides/year

ExploreLearn more about Citi Ultima Credit Card credit card benefits and features

Best Credit Cards with Priority Pass in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 30,000+Priority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card
ENBD Visa Infinite Credit Card
PremiumAED 30,000+Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Prestige Credit Card
Citi Prestige Credit Card
AED 1,575AED 30,000+14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge
The American Express Platinum Credit Card
The American Express Platinum Credit Card
AED 735AED 21,250+12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,150AED 36,750+14 Mastercard Travel Pass visits plus concierge and elite travel benefits
ADCB Etihad Guest Infinite Credit Card
ADCB Etihad Guest Infinite Credit Card
AED 2,625AED 40,000+Premium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card
FAB Elite Credit Card
PremiumAED 50,000+Top FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card
RAKBANK Elevate Credit Card
Tier-based monthly feeAED 35,000+Mastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge
CardAnnual feeMin. salaryWhy it stands out
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 30,000+Priority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card
ENBD Visa Infinite Credit Card
PremiumAED 30,000+Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Prestige Credit Card
Citi Prestige Credit Card
AED 1,575AED 30,000+14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge
The American Express Platinum Credit Card
The American Express Platinum Credit Card
AED 735AED 21,250+12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,150AED 36,750+14 Mastercard Travel Pass visits plus concierge and elite travel benefits
ADCB Etihad Guest Infinite Credit Card
ADCB Etihad Guest Infinite Credit Card
AED 2,625AED 40,000+Premium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card
FAB Elite Credit Card
PremiumAED 50,000+Top FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card
RAKBANK Elevate Credit Card
Tier-based monthly feeAED 35,000+Mastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge
ENBD Skywards Infinite Credit Card

ENBD Skywards Infinite Credit Card

Annual feeAED 1,575
Min. salaryAED 30,000+
HighlightPriority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card

ENBD Visa Infinite Credit Card

Annual feePremium
Min. salaryAED 30,000+
HighlightVisa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Prestige Credit Card

Citi Prestige Credit Card

Annual feeAED 1,575
Min. salaryAED 30,000+
Highlight14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge
The American Express Platinum Credit Card

The American Express Platinum Credit Card

Annual feeAED 735
Min. salaryAED 21,250+
Highlight12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember
Citi Ultima Credit Card

Citi Ultima Credit Card

Annual feeAED 3,150
Min. salaryAED 36,750+
Highlight14 Mastercard Travel Pass visits plus concierge and elite travel benefits
ADCB Etihad Guest Infinite Credit Card

ADCB Etihad Guest Infinite Credit Card

Annual feeAED 2,625
Min. salaryAED 40,000+
HighlightPremium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card

FAB Elite Credit Card

Annual feePremium
Min. salaryAED 50,000+
HighlightTop FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card

RAKBANK Elevate Credit Card

Annual feeTier-based monthly fee
Min. salaryAED 35,000+
HighlightMastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
  • Get 20% back as noon credits when you spend on noon food
  • Get 5% back as noon credits when you spend on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles after AED 35,000 spend
  • No Annual Fee
  • 6 Voyager Miles on every AED spent on Voyager Travel Portal
  • 3 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles after AED 70,000 spend
  • No Annual Fee for the first year
  • 12 Voyager Miles on every AED spent on Voyager Travel Portal
  • 6 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Why choose Credit Cards with Priority Pass in the UAE

1.

Priority Pass is the broadest international lounge network

Priority Pass provides access to over 1,900 lounges and experiences worldwide — the broadest international coverage of the major lounge networks. For DXB and AUH specifically, multiple terminals are covered. For other networks like LoungeKey and DragonPass, coverage in Asia and the Middle East can be comparable or stronger.

2.

Unlimited vs capped visits

Premium cards can include either capped or unlimited lounge access. American Express Platinum Credit publishes 12 Priority Pass visits for the primary cardmember and 8 for one supplementary member; Visa and Mastercard issuers set their own Visa Airport Companion or Mastercard Travel Pass allowances.

3.

Guests usually pay extra

Guest charges and complimentary guest allowances vary by membership and issuer. American Express Platinum Credit publishes separate primary and supplementary visit allowances rather than an unlimited free-guest entitlement; confirm the card-specific terms before relying on guest access.

8 cards in the UAE

ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 3,148.95
  • Annual Fee: AED 1,575
  • Bonus: Up to 100,000 Skywards Miles
  • Complimentary Emirates Skywards Silver membership
ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and featuresApplyApply for ENBD Skywards Infinite Credit Card credit card
ENBD Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Visa Infinite Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • Up to 2 Points per AED 100 spent
  • Unlimited lounge access for self + 1 guest.
  • Complimentary Golf Access in the UAE.
ExploreLearn more about ENBD Visa Infinite Credit Card credit card benefits and featuresApplyApply for ENBD Visa Infinite Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • 10,000 bonus points annually post payment of annual fee
  • 3 Points on non-AED spends
  • 2 Points on local spends
ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

  • Salary: AED 21,250+
  • Annual Fee: AED 735
  • Earn 2 points for every AED 4 spent
  • 12 Priority Pass lounge visits per year
  • 10% cashback every month, up to AED 600 annually
ExploreLearn more about The American Express Platinum Credit Card credit card benefits and featuresApplyApply for The American Express Platinum Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

  • Salary: AED 36,750
  • Annual Fee: AED 3,150
  • 30,000 annual bonus miles
  • 5 miles/USD non-AED
  • 2.5 miles/USD in AED
ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
ADCB Etihad Guest Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Infinite Credit Card

  • Salary: AED 40,000+
  • Annual Fee: AED 2,625
  • Welcome Bonus: 60,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per 1 USD
  • Up to 4 class upgrade vouchers
ExploreLearn more about ADCB Etihad Guest Infinite Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Infinite Credit Card credit card
FAB Elite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Elite Credit Card

  • Salary: AED 40,000+
  • Annual Fee: AED 1,260
  • Up to 20 FAB Rewards on luxury spending
  • Up to 5 FAB Rewards on all other spending including abroad
  • Up to 40% off at 100+ restaurants via ADV+
ExploreLearn more about FAB Elite Credit Card credit card benefits and featuresApplyApply for FAB Elite Credit Card credit card
RAKBANK Elevate Credit Card Design
LIMITED OFFER

RAKBANK

RAKBANK Elevate Credit Card

  • Salary: AED 35,000+
  • Tier fee from AED 51.45/month
  • Up to 4 RAKrewards/AED
  • Up to 3.2% travel value
  • Privilege: 0% bank FX fee
ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and features

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 21,250–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 21,250–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Credit Cards with Priority Pass in the UAE

American Express Platinum, ENBD Skywards Infinite, ENBD Visa Infinite, Citi Ultima, Citi Prestige, ADCB Etihad Guest Infinite, FAB Elite, and RAKBANK Elevate all include Priority Pass or an equivalent lounge benefit. Visit caps and guest terms differ — confirm in the card's benefit details.

Priority Pass is an independent airport lounge network. Standalone plans and visit pricing change over time, while credit-card memberships can carry different caps and guest rules; use the issuer's current card terms for the entitlement included with a UAE card.

Yes. Priority Pass covers multiple lounges across DXB including the Marhaba Lounges (in Terminals 1, 2 and 3) and the Ahlan Business Class Lounge (Terminal 1). Abu Dhabi International (AUH) is also covered through multiple lounges.

Priority Pass guest pricing and card-linked guest allowances vary. American Express Platinum Credit publishes separate visit allowances for the primary and one supplementary cardmember; other cards must be checked individually before assuming free guest entry.

American Express Platinum Credit starts from AED 21,250 and publishes 12 Priority Pass visits for the primary cardmember plus 8 for one supplementary cardmember. Citi Prestige starts from AED 30,000 and publishes 14 Mastercard Travel Pass visits. Check every ENBD card's specific network, cap and activation terms.

Compare head-to-head

ENBD Skywards Infinite Credit Card
vs
ADCB Etihad Guest Infinite Credit Card

ENBD Skywards Infinite vs ADCB Etihad Guest Infinite

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