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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

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Best Credit Cards with Priority Pass in the UAE
Back to cards

Best Credit Cards with Priority Pass in the UAE

Compare UAE credit cards that include Priority Pass airport lounge access — 1,900+ lounges worldwide. Includes unlimited-visit picks plus mid-tier cards with capped visits.

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The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

Earn 2 points for every AED 4 spent

20,000 Points for every referred friend

10% cashback every month, up to AED 600 annually

ExploreLearn more about The American Express Platinum Credit Card credit card benefits and featuresApplyApply for The American Express Platinum Credit Card credit card
RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

Up to 4% cashback on all your spends

Up to 3% value back on airline and hotel reward redemption

Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

Best Credit Cards with Priority Pass in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
The American Express Platinum Credit Card
The American Express Platinum Credit Card
AED 735AED 21,250+Unlimited Priority Pass for cardholder plus one complimentary guest per visit; broad lounge network coverage
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 30,000+Priority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card
ENBD Visa Infinite Credit Card

June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

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Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Why choose Credit Cards with Priority Pass in the UAE

1.

Priority Pass is the broadest international lounge network

Priority Pass provides access to over 1,900 lounges and experiences worldwide — the broadest international coverage of the major lounge networks. For DXB and AUH specifically, multiple terminals are covered. For other networks like LoungeKey and DragonPass, coverage in Asia and the Middle East can be comparable or stronger.

2.

Unlimited vs capped visits

Unlimited Priority Pass visits are bundled with several premium UAE cards (American Express Platinum, top Visa Infinite issues). Mid-tier and Signature cards typically include a fixed number of complimentary visits per year, with additional visits at the standard guest rate.

3.

Guests usually pay extra

Standard Priority Pass terms charge USD 35 per guest visit. Many UAE premium cards include one complimentary guest per visit (American Express Platinum, for example). Always confirm guest terms in the card's lounge benefit details before relying on them.

8 cards in the UAE

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The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

Salary: AED 21,250+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 21,250–50,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 21,250–50,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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No Foreign Currency Fee

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and featuresApplyApply for RAKBANK Elevate Credit Card credit card

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
Premium
AED 30,000+
Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,000AED 36,750+Premium-tier Priority Pass plus concierge and elite travel benefits
Citi Prestige Credit Card
Citi Prestige Credit Card
PaidAED 30,000+Priority Pass (14 visits per year) plus unlimited 4th night free at any hotel booked via Citi Concierge
ADCB Etihad Guest Infinite Credit Card
ADCB Etihad Guest Infinite Credit Card
AED 2,625AED 40,000+Premium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card
FAB Elite Credit Card
PremiumAED 50,000+Top FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card
RAKBANK Elevate Credit Card
AED 1,575AED 35,000+RAKBANK Elevate with Privilege Pass lounge access plus up to 4% cashback on selected categories
CardAnnual feeMin. salaryWhy it stands out
The American Express Platinum Credit Card
The American Express Platinum Credit Card
AED 735AED 21,250+Unlimited Priority Pass for cardholder plus one complimentary guest per visit; broad lounge network coverage
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 30,000+Priority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card
ENBD Visa Infinite Credit Card
PremiumAED 30,000+Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,000AED 36,750+Premium-tier Priority Pass plus concierge and elite travel benefits
Citi Prestige Credit Card
Citi Prestige Credit Card
PaidAED 30,000+Priority Pass (14 visits per year) plus unlimited 4th night free at any hotel booked via Citi Concierge
ADCB Etihad Guest Infinite Credit Card
ADCB Etihad Guest Infinite Credit Card
AED 2,625AED 40,000+Premium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card
FAB Elite Credit Card
PremiumAED 50,000+Top FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card
RAKBANK Elevate Credit Card
AED 1,575AED 35,000+RAKBANK Elevate with Privilege Pass lounge access plus up to 4% cashback on selected categories
The American Express Platinum Credit Card

The American Express Platinum Credit Card

Annual feeAED 735
Min. salaryAED 21,250+
HighlightUnlimited Priority Pass for cardholder plus one complimentary guest per visit; broad lounge network coverage
ENBD Skywards Infinite Credit Card

ENBD Skywards Infinite Credit Card

Annual feeAED 1,575
Min. salaryAED 30,000+
HighlightPriority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card

ENBD Visa Infinite Credit Card

Annual feePremium
Min. salaryAED 30,000+
HighlightVisa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Ultima Credit Card

Citi Ultima Credit Card

Annual feeAED 3,000
Min. salaryAED 36,750+
HighlightPremium-tier Priority Pass plus concierge and elite travel benefits
Citi Prestige Credit Card

Citi Prestige Credit Card

Annual feePaid
Min. salaryAED 30,000+
HighlightPriority Pass (14 visits per year) plus unlimited 4th night free at any hotel booked via Citi Concierge
ADCB Etihad Guest Infinite Credit Card

ADCB Etihad Guest Infinite Credit Card

Annual feeAED 2,625
Min. salaryAED 40,000+
HighlightPremium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card

FAB Elite Credit Card

Annual feePremium
Min. salaryAED 50,000+
HighlightTop FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card

RAKBANK Elevate Credit Card

Annual feeAED 1,575
Min. salaryAED 35,000+
HighlightRAKBANK Elevate with Privilege Pass lounge access plus up to 4% cashback on selected categories

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Annual Fee: AED 735

Earn 2 points for every AED 4 spent

20,000 Points for every referred friend

10% cashback every month, up to AED 600 annually

ExploreLearn more about The American Express Platinum Credit Card credit card benefits and featuresApplyApply for The American Express Platinum Credit Card credit card
ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 3,148.95

Annual Fee: AED 1,575

Bonus: Up to 100,000 Skywards Miles

Complimentary Emirates Skywards Silver membership

ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features
ENBD Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Visa Infinite Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,575

Up to 2 Points per AED 100 spent

Unlimited lounge access for self + 1 guest.

Complimentary Golf Access in the UAE.

ExploreLearn more about ENBD Visa Infinite Credit Card credit card benefits and features
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
ADCB Etihad Guest Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Infinite Credit Card

Salary: AED 40,000+

Annual Fee: AED 2,625

Welcome Bonus: 60,000 Etihad Guest Miles

Up to 3 Etihad Guest Miles per 1 USD

Up to 4 class upgrade vouchers

ExploreLearn more about ADCB Etihad Guest Infinite Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Infinite Credit Card credit card
FAB Elite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Elite Credit Card

Salary: AED 50,000+

Annual Fee: AED 1,200

Up to 20 FAB Rewards on luxury spending

Up to 5 FAB Rewards on all other spending including abroad

Up to 50% off over 100 five-star restaurants in the UAE

ExploreLearn more about FAB Elite Credit Card credit card benefits and featuresApplyApply for FAB Elite Credit Card credit card
RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

Salary: AED 35,000+

Tier-based Monthly Fee

Up to 4% cashback on all your spends

Up to 3% value back on airline and hotel reward redemption

No Foreign Currency Fee

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and featuresApplyApply for RAKBANK Elevate Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Credit Cards with Priority Pass in the UAE

American Express Platinum, ENBD Skywards Infinite, ENBD Visa Infinite, Citi Ultima, Citi Prestige, ADCB Etihad Guest Infinite, FAB Elite, and RAKBANK Elevate all include Priority Pass or an equivalent lounge benefit. Visit caps and guest terms differ — confirm in the card's benefit details.

Priority Pass is an independent airport lounge network covering 1,900+ lounges and experiences worldwide. Standalone membership tiers (2026): Standard USD 99/year + USD 35 per visit, Standard Plus USD 329/year (10 visits then USD 35), Prestige USD 469/year for unlimited visits. Premium UAE credit cards typically include a Prestige-equivalent benefit free.

Yes. Priority Pass covers multiple lounges across DXB including the Marhaba Lounges (in Terminals 1, 2 and 3) and the Ahlan Business Class Lounge (Terminal 1). Abu Dhabi International (AUH) is also covered through multiple lounges.

Standard Priority Pass terms charge USD 35 per guest visit. American Express Platinum (UAE) includes one complimentary guest per visit. Other premium cards vary — always check the card's lounge benefit terms before assuming free guest entry.

American Express Platinum (AED 21,250+ salary) is one of the most accessible premium cards with unlimited Priority Pass for the cardholder plus one complimentary guest per visit. Lower-salary mid-tier options include capped Priority Pass benefits — check each card's visit allowance.

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