Best Credit Cards with Priority Pass in the UAE
Compare UAE credit cards that include Priority Pass airport lounge access.
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The programme covers 1,900+ lounges worldwide. Includes unlimited-visit picks plus mid-tier cards with capped visits.
Best Credit Cards with Priority Pass in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 1,575 | AED 30,000 | Priority Pass-tier lounge access plus Skywards Miles on every spend |
 | AED 1,575 | AED 30,000 | Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover |
 | AED 1,575 | AED 30,000 | 14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge |
 | AED 735 (waivable) | AED 21,250 | 12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember |
 | AED 3,150 | AED 36,750 | 14 Mastercard Travel Pass visits plus concierge and elite travel benefits |
 | AED 2,625 | AED 40,000 | Premium lounge access plus Etihad Miles earn on international spend |
 | AED 1,260 | AED 40,000 | Top FAB Elite tier with premium lounge benefits |
 | AED 617.40 (waivable) | AED 35,000 | Mastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,575 | AED 30,000 | Priority Pass-tier lounge access plus Skywards Miles on every spend |
| AED 1,575 | AED 30,000 | Visa Infinite benefit set including airport lounge access, concierge, golf, and travel cover |
| AED 1,575 | AED 30,000 | 14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge |
| AED 735 (waivable) | AED 21,250 | 12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember |
| AED 3,150 | AED 36,750 | 14 Mastercard Travel Pass visits plus concierge and elite travel benefits |
| AED 2,625 | AED 40,000 | Premium lounge access plus Etihad Miles earn on international spend |
| AED 1,260 | AED 40,000 | Top FAB Elite tier with premium lounge benefits |
| AED 617.40 (waivable) | AED 35,000 | Mastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge |
ENBD Skywards Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightPriority Pass-tier lounge access plus Skywards Miles on every spend
ENBD Visa Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightVisa Infinite benefit set including airport lounge access, concierge, golf, and travel cover
Citi Prestige Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
Highlight14 Mastercard Travel Pass visits plus the 4th-night hotel benefit booked through Citi Concierge
The American Express Platinum Credit Card
Annual feeAED 735 (waivable)
Min. salaryAED 21,250
Highlight12 Priority Pass visits for the primary cardmember and 8 for one supplementary cardmember
Citi Ultima Credit Card
Annual feeAED 3,150
Min. salaryAED 36,750
Highlight14 Mastercard Travel Pass visits plus concierge and elite travel benefits
ADCB Etihad Guest Infinite Credit Card
Annual feeAED 2,625
Min. salaryAED 40,000
HighlightPremium lounge access plus Etihad Miles earn on international spend
FAB Elite Credit Card
Annual feeAED 1,260
Min. salaryAED 40,000
HighlightTop FAB Elite tier with premium lounge benefits
RAKBANK Elevate Credit Card
Annual feeAED 617.40 (waivable)
Min. salaryAED 35,000
HighlightMastercard Travel Pass lounge access plus up to 4 Rewards points per AED; only Privilege removes the bank FX surcharge
Why choose Credit Cards with Priority Pass in the UAE
1.
Priority Pass is the broadest international lounge network
Priority Pass provides access to over 1,900 lounges and experiences worldwide — the broadest international coverage of the major lounge networks. For DXB and AUH specifically, multiple terminals are covered. For other networks like LoungeKey and DragonPass, coverage in Asia and the Middle East can be comparable or stronger.
2.
Unlimited vs capped visits
Premium cards can include either capped or unlimited lounge access. American Express Platinum Credit publishes 12 Priority Pass visits for the primary cardmember and 8 for one supplementary member; Visa and Mastercard issuers set their own Visa Airport Companion or Mastercard Travel Pass allowances.
3.
Guests usually pay extra
Guest charges and complimentary guest allowances vary by membership and issuer. American Express Platinum Credit publishes separate primary and supplementary visit allowances rather than an unlimited free-guest entitlement; confirm the card-specific terms before relying on guest access.
Tools & calculators
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8 cards in the UAE
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
EMIRATES NBD
ENBD Visa Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- Up to 2 Points per AED 100 spent
- Unlimited lounge access for self + 1 guest.
- Complimentary Golf Access in the UAE.
CITIBANK
Citi Prestige Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- 10,000 bonus points annually post payment of annual fee
- 3 Points on non-AED spends
- 2 Points on local spends
AMERICAN EXPRESS
The American Express Platinum Credit Card
- Salary: AED 21,250+
- Annual Fee: AED 735
- Earn 2 points for every AED 4 spent
- 12 Priority Pass lounge visits per year
- 10% cashback every month, up to AED 600 annually
CITIBANK
Citi Ultima Credit Card
- Salary: AED 36,750
- Annual Fee: AED 3,150
- 30,000 annual bonus miles
- 5 miles/USD non-AED
- 2.5 miles/USD in AED
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 2,625
- Welcome Bonus: 60,000 Etihad Guest Miles
- Up to 3 Etihad Guest Miles per 1 USD
- Up to 4 class upgrade vouchers
FIRST ABU DHABI BANK (FAB)
FAB Elite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 1,260
- Up to 20 FAB Rewards on luxury spending
- Up to 5 FAB Rewards on all other spending including abroad
- Up to 40% off at 100+ restaurants via ADV+
RAKBANK
RAKBANK Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 21,250–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 21,250–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards with Priority Pass in the UAE
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