Lifestyle
Merchant
Careem Plus
Enjoy free ride benefits.
Valid until 31 Jul 2026
FAB Etihad Guest Infinite Credit Card
FAB's premium Etihad co-brand card — top Etihad Guest Miles earn in the range, with unlimited lounge access and complimentary golf.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 30,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. FAB Etihad Guest Infinite Credit Card expects AED 30,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Up to 110,000 Etihad Guest Miles
55,000 joining miles plus 55,000 on hitting the spend target.
Earn 55,000 joining miles plus 55,000 bonus miles on meeting an AED 100,000 retail spend within 90 days.
See full breakdownRewards
7Etihad Guest Miles
per AED 10 on Etihad and partner spend.
Earn 7 Etihad Guest Miles per AED 10 on Etihad Airways bookings and partner merchants.
See full breakdown6Etihad Guest Miles
per AED 10 on international spend.
Earn 6 Etihad Guest Miles per AED 10 on international (non-AED) spend.
See full breakdown3.5Etihad Guest Miles
per AED 10 on other spend.
Earn 3.5 Etihad Guest Miles per AED 10 on all other spend.
See full breakdownRewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Offers
See all 50View offer
Lifestyle
Merchant
Talabat
Savor discounts on meal orders.
Valid until 31 Jul 2026
Lifestyle
Merchant
Cartlow
Enjoy discounts while shopping.
Valid until 1 Aug 2026
Lifestyle
Merchant
The Bicester Collection
Save while you shop.
Valid until 31 Aug 2026
Additional Benefits
Unlimited lounge access
Unlimited visits to 1,000+ lounges, plus a guest.
Unlimited complimentary access to over 1,000 airport lounges worldwide via Visa Airport Companion, for the cardholder and one guest per visit.
See full breakdownDiscounted airport transfers
6 discounted airport transfers per year.
6 discounted airport transfers per year — from AED 40 within-city or AED 100 inter-city.
See full breakdownComplimentary golf
Complimentary golf at participating UAE courses.
Complimentary rounds of golf at participating UAE courses.
See full breakdownEligibility
21
Minimum Age
30,000AED
Minimum Income
Fees
2,500AED
Joining Fee
2,500AED
Annual Fee
3.25%
Monthly Interest Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 230*
*Charged if the minimum payment due is not received by the payment due date.
Over Limit FeeAED 275*
*Charged when the balance exceeds the credit limit.
Cash Advance Fee3%*
*3% of the cash advance amount or AED 99, whichever is higher.
International Transaction Fee (non-AED)1.99%*
*1.99% of the transaction amount for non-AED spend.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on foreign-currency transactions settled in AED abroad.
Card ReplacementAED 78.75
Supplementary CardFree*
*Complimentary.
Credit Shield0.99%*
*Optional; charged monthly on the outstanding balance when enrolled.
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Important Stuff
Frequently Asked Questions
Get answers to common questions about FAB Etihad Guest Infinite Credit Card credit card
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