Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
- Joining Fee
- AED 2,625
- Annual Fee
- AED 2,625
- Minimum Salary
- AED 30,000
FAB Etihad Guest Infinite Credit Card
FAB's premium Etihad co-brand card — top Etihad Guest Miles earn in the range, with unlimited lounge access and complimentary golf.
≈ AED 12,062 potential value / year · incl. perks
Welcome offer
Up to 110,000 Etihad Guest Miles
55,000 joining miles plus 55,000 on hitting the spend target.
Earn 55,000 joining miles plus 55,000 bonus miles on meeting an AED 100,000 retail spend within 90 days.
See full breakdownRewards
7Etihad Guest Miles
per AED 10 on Etihad and partner spend.
Earn 7 Etihad Guest Miles per AED 10 on Etihad Airways bookings and partner merchants.
See full breakdown6Etihad Guest Miles
per AED 10 on international spend.
Earn 6 Etihad Guest Miles per AED 10 on international (non-AED) spend.
See full breakdown3.5Etihad Guest Miles
per AED 10 on other spend.
Earn 3.5 Etihad Guest Miles per AED 10 on all other spend.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
30,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Offers
See all 152View offer
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
The View at the Palm
20% Discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
The View at the Palm
20% Discount on entry tickets
Valid until 15 Sep 2026
Additional Benefits
Unlimited lounge access
Unlimited visits to 1,000+ lounges, plus a guest.
Unlimited complimentary access to over 1,000 airport lounges worldwide via Visa Airport Companion, for the cardholder and one guest per visit.
See full breakdownDiscounted airport transfers
6 discounted airport transfers per year.
6 discounted airport transfers per year — from AED 40 within-city or AED 100 inter-city.
See full breakdownComplimentary golf
Complimentary golf at participating UAE courses.
Complimentary rounds of golf at participating UAE courses.
See full breakdownFees
2,625AED
Joining Fee
2,625AED
Annual Fee
3.25%
Monthly Interest Rate
3.25% per month (39.00% per annum).
International Transaction Fee (non-AED)1.99%*
*1.99% of the transaction amount for non-AED spend.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on foreign-currency transactions settled in AED abroad.
Supplementary CardFree*
*Complimentary.
Credit Shield0.99%*
*Optional; charged monthly on the outstanding balance when enrolled.
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 303.18*
*Charged when the outstanding balance exceeds the approved credit limit.
Card ReplacementAED 25*
*Reduced from AED 78.75 to AED 25 effective 20 August 2026.
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Important Stuff
Frequently Asked Questions
Get answers to common questions about FAB Etihad Guest Infinite Credit Card credit card
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