Kredit
Citi Cash Back Credit Card

Citi Cash Back Credit Card

Maximize your spending with up to 3% cashback on all purchases, a AED 150 joining bonus upon meeting the minimum spend, and no annual fee in the first year. Plus, enjoy exclusive benefits such as global airport lounge access and special offers tailored just for you.

Welcome offer

AED 150 Joining Bonus

upon meeting minimum spend criteria.

Applicable only to new Citi Credit Card customers who spend AED 7,500 in the first 90 days.

Waived Annual Fee

for the first year

Rewards

3%

on non-AED spend.

Earn unlimited 3% cashback on all non-AED purchases made abroad with no maximum cap.

2%

on grocery and supermarket spend.

Save with unlimited 2% cashback on all grocery and supermarket purchases with no maximum cap.

1%

on all other spend.

Earn unlimited 1% cashback on all other purchases with no maximum cap.

Additional Benefits

Global Airport Lounge Access

Unlimited access to 1,100+ airport lounges worldwide.

Airport Transfers

2 complimentary airport rides per year with Careem.

Easy Installment Plan

Convert big purchases into easy installments.

Eligibility

21

Minimum Age

8,000AED

Minimum Income

Fees

Free

First Year Annual Fee

AED 300

Annual Fee

3.5%

Interest Rate

Cash Advance FeeAED 99*

*Minimum AED 99 or 3% of cash advance amount, whichever is higher

Late Payment FeeAED 230
Minimum Payment Due2.74%*

*2.74% of current balance on statement of account

Check Clearance Fee2.5%
Foreign Currency Transaction Fee2.99%
Balance Transfer Processing Fee1%*

*Up to 1% of the Balance Transfer Amount

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