Citi Prestige Credit Card
Discover exceptional benefits including airport lounge access, reward points, dining offers, and travel perks. Enjoy AED 750 joining bonus upon meeting minimum spend.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 30,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Citi Prestige Credit Card expects AED 30,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Welcome Bonus
AED 750 statement credit when you spend AED 20,000 in 90 days
Offer valid until Jan 31, 2026 for new customers applying directly through Citibank UAE website or referral link. Statement credit posted within 30 working days of meeting spend criteria.
Rewards
3 Points
Earn 3 ThankYou Points per USD spent on international transactions.
2 Points
Earn 2 ThankYou Points per USD spent on local transactions.
10,000 Points
Earn 10,000 ThankYou Points annually post payment of the annual fee.
Rewards Calculator
July Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Global Airport Lounge Access
Unlimited access to 1,100+ lounges worldwide for cardholders and guests.
Marhaba Silver Meet & Greet
Twice a year at Dubai International Airport
Fast-track and porter services for arrivals & departures
See full breakdownAirport Fast Track
3 fast-track services per year via MasterCardTravel pass
Golf
Unlimited golf on weekdays and 1 round on weekends per month.
Available at The Els Golf Club Dubai, Trump International Golf Club Dubai, Arabian Ranches Golf Club Dubai, Montgomerie Golf Club Dubai and Abu Dhabi Golf Club. Book via the Citibank U.A.E. Golf Tee Time Reservation Form.
See full breakdownBuy 1 Get 1 Movie Tickets
6 'Buy 1 Get 1 free' tickets per month (4 at VOX, 2 at REEL)
Easy Installment Plans
Convert large purchases into smaller payments.
Valet Parking
2 services per month at select Valtrans locations
Travel Accident & Medical Insurance
For delayed flights, lost luggage and emergency medical conditions
Purchase Protection
Coverage for damaged or stolen items within 90 days of purchase
Up to $5,000 per year coverage limit
See full breakdownEligibility
21
Minimum Age
30,000AED
Minimum Income
Fees
1,500AED
Annual Fee
3.5%
Interest Rate
99AED
Cash Advance Fee
Minimum AED 99 or 3% of cash advance amount, whichever is higher
Late Payment FeeAED 230
Minimum Payment Due2.74%*
*2.74% of current balance on statement of account
Check Clearance Fee2.5%
Foreign Currency Transaction Fee2.99%
Balance Transfer Processing Fee1%*
*Up to 1% of the Balance Transfer Amount
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2 Points on local spends
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No Annual Fee for the first year
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Salary: AED 5000+
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Salary: AED 8,000
No Annual Fee for the First Year
Instant cash advance upon credit limit approval
Up to 6X of your monthly income or up to AED 175,000, whichever is lower
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