U by Emaar cards are typically the first shortlist because they are designed around Emaar ecosystem spend and benefits. The right tier depends on your income and annual spend.
Best Credit Cards for Dubai Mall
Compare cards tailored for Dubai Mall shoppers, led by U by Emaar options and backed by premium and cashback alternatives for fashion, dining, and lifestyle spending.
Last updated: - Updated using latest public card terms and rewards data.
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EMIRATES NBD
ENBD U By Emaar Signature Credit Card
Annual Fee: AED 262.50
6.25% cashback on Emaar spends
U By Emaar Gold Status
EMIRATES NBD
ENBD U By Emaar Infinite Credit Card
Annual Fee: AED 1,575
Welcome Offer: Up to 25,000 UPoints
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
5% cashback on fashion, dining, groceries
3% cashback on international spends
Best Credit Cards for Dubai Mall compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Free | AED 5,000 | Entry-level U by Emaar option with 5% Emaar earn rate |
| AED 262.50 | AED 12,000 | Balanced Dubai Mall loyalty pick with stronger Emaar earning |
|
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
8 cards in the UAE
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EMIRATES NBD
ENBD U By Emaar Family Credit Card
Salary: AED 5,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–50,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–50,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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