Both ENBD SHARE cards earn SHARE rewards across the Al Futtaim ecosystem — Carrefour, IKEA, ACE, Marks & Spencer and more — with no annual fee. The difference is the earn rate and who qualifies: SHARE Signature pays more but sits at a higher salary tier than SHARE Platinum.
Card face-off
ENBD SHARE Platinum vs SHARE Signature: which is better in the UAE? (2026)
Both earn SHARE rewards at Carrefour and Al Futtaim brands with no annual fee — Signature earns a higher rate but needs a higher salary. Choose by eligibility and spend.
ENBD SHARE Platinum Credit Card vs ENBD SHARE Signature Credit Card compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
 | Free | Free | AED 5,000 | Free-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry. |
 | Free | Free | AED 12,000 | Higher SHARE earn rate at Al Futtaim brands for higher earners. |
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| Free | Free | AED 5,000 | Free-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry. |
| Free | Free | AED 12,000 | Higher SHARE earn rate at Al Futtaim brands for higher earners. |
ENBD SHARE Platinum Credit Card
Annual feeFree
Joining feeFree
Min. salaryAED 5,000
HighlightFree-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry.
ENBD SHARE Signature Credit Card
Annual feeFree
Joining feeFree
Min. salaryAED 12,000
HighlightHigher SHARE earn rate at Al Futtaim brands for higher earners.
Which card earns more on your spend?
Adjust your monthly spending to see how cashback changes across cards.
Emirates NBD
ENBD SHARE Platinum Credit Card
SHARE Points
Emirates NBD
ENBD SHARE Signature Credit Card
SHARE Points
Carrefour, Al Futtaim Destinations
4%
AED 0
4% · AED 0
Carrefour, Al Futtaim Destinations
6%
AED 0
6% · AED 0
Grocery, Insurance, Automotive
0.19%
AED 0
0.19% · AED 0
Grocery, Insurance, Automotive
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation +5 more
0.07%
AED 0
0.07% · AED 0
Fuel, Transportation +5 more
0.1%
AED 0
0.1% · AED 0
Other Spends
0.75%
AED 0
0.75% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Annual Fee
Free
Annual Fee
Free
Total
+ AED 0
Total
+ AED 0
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
Who wins each category
Carrefour & Al Futtaim earn rate
ENBD SHARE Signature Credit Card
Higher SHARE rewards rate at Al Futtaim brands.
Accessibility (lower salary)
ENBD SHARE Platinum Credit Card
Lower salary requirement for the same ecosystem rewards.
Annual fee
ENBD SHARE Platinum Credit Card
Free for life — as is Signature, but Platinum asks less to qualify.
The verdict
If you meet the higher salary requirement and spend meaningfully at Carrefour and Al Futtaim brands, SHARE Signature's higher earn rate pays for itself quickly. If you want the same ecosystem rewards at a lower entry point, SHARE Platinum is the accessible free-for-life choice. Since both are free, the decision is purely eligibility and how much you spend at Al Futtaim — model your Carrefour and Al Futtaim spend in the calculator above to see the gap.
Ready to choose?
Apply online in minutes — no branch visit needed.
ENBD SHARE Platinum Credit Card
ENBD SHARE Signature Credit Card
ENBD SHARE Platinum Credit Card vs ENBD SHARE Signature Credit Card: FAQ
Common questions about choosing between ENBD SHARE Platinum Credit Card and ENBD SHARE Signature Credit Card.
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