Card face-off
ENBD SHARE Platinum vs SHARE Signature: which is better in the UAE? (2026)
Both ENBD SHARE cards earn SHARE rewards across Majid Al Futtaim destinations — Carrefour, Mall of the Emirates, City Centre malls, VOX Cinemas and Ski Dubai — with no annual fee. The difference is the earn rate and who qualifies: SHARE Signature pays more but sits at a higher salary tier than SHARE Platinum.
ENBD SHARE Platinum Credit Card vs ENBD SHARE Signature Credit Card compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Joining fee | Foreign transaction fee | Min. salary | Why it stands out |
|---|---|---|---|---|---|
 | Free | Free | 3.14% | AED 5,000 | Free-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry. |
 | Free | Free | 3.14% | AED 12,000 | Higher SHARE earn rate at Al Futtaim brands for higher earners. |
| Card | Annual fee | Joining fee | Foreign transaction fee | Min. salary | Why it stands out |
|---|---|---|---|---|---|
| Free | Free | 3.14% | AED 5,000 | Free-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry. |
| Free | Free | 3.14% | AED 12,000 | Higher SHARE earn rate at Al Futtaim brands for higher earners. |
ENBD SHARE Platinum Credit Card
Annual feeFree
Joining feeFree
Foreign transaction fee3.14%
Min. salaryAED 5,000
HighlightFree-for-life SHARE rewards at Carrefour and Al Futtaim, lower salary entry.
ENBD SHARE Signature Credit Card
Annual feeFree
Joining feeFree
Foreign transaction fee3.14%
Min. salaryAED 12,000
HighlightHigher SHARE earn rate at Al Futtaim brands for higher earners.
Which card is better for what
Two answers compare ENBD SHARE Platinum and ENBD SHARE Signature on general everyday spend and spending abroad. Each is priced on a month of its own, because a household that spends heavily on one thing does not spend the same total as one that does not. Within an answer both cards see the identical month.
Spending abroad prices AED 3,990 of the total as non-AED and takes each card's foreign transaction fee off the annual result. One answer prices air travel (spending abroad) and counts the airport benefits a traveller uses, each at that card's own published allowance. Every other benefit these cards carry is worth nothing to this household and counts as nothing.
Those months are all AED 13,300 a month, and every answer states the one it was priced on. They are the same curated spend profiles every comparison page uses, so the household behind an answer here is the household behind it anywhere.
Neither card charges an annual fee. ENBD SHARE Platinum needs a salary of AED 5,000 a month and ENBD SHARE Signature AED 12,000.
Best for general everyday spend: ENBD SHARE Signature
ENBD SHARE Signature returns more across the whole profile — AED 979 a year against AED 735, after each card's annual fee.
Modelled monthly spend
Grocery, Insurance, AutomotiveAED 3,500
Fuel, Transportation +5 moreAED 2,800
Everything elseAED 7,000
TotalAED 13,300
Annual return
ENBD SHARE Platinum Credit Card0.46% of the profile, after everything+ AED 735
ENBD SHARE Signature Credit Card0.61% of the profile, after everything+ AED 979
Best for spending abroad: ENBD SHARE Signature
Both cost the same to spend abroad. On AED 3,990 of foreign spend a month, each charges 3.14%, or AED 1,503 a year. So this comes down to what they earn on it: ENBD SHARE Signature keeps AED 972 a year against AED 722.
Modelled monthly spend
Spent abroad, in another currencyAED 3,990
Spent in the UAEAED 9,310
TotalAED 13,300
Annual return
ENBD SHARE Platinum Credit Card
Rewards+ AED 753
Benefits usedAirport lounge × 8+ AED 1,472
Foreign transaction fee3.14% on spend abroad– AED 1,503
Total0.45% of the profile, after everything+ AED 722
ENBD SHARE Signature Credit Card
Rewards+ AED 1,003
Benefits usedAirport lounge × 8+ AED 1,472
Foreign transaction fee3.14% on spend abroad– AED 1,503
Total0.61% of the profile, after everything+ AED 972
Which card earns more on your spend?
Adjust your monthly spending to see how cashback changes across cards.
Emirates NBD
ENBD SHARE Platinum Credit Card
SHARE Points
Emirates NBD
ENBD SHARE Signature Credit Card
SHARE Points
Carrefour, Majid Al Futtaim Destinations
4%
AED 0
4% · AED 0
Carrefour, Majid Al Futtaim Destinations
6%
AED 0
6% · AED 0
Grocery, Insurance, Automotive
0.19%
AED 0
0.19% · AED 0
Grocery, Insurance, Automotive
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation +5 more
0.07%
AED 0
0.07% · AED 0
Fuel, Transportation +5 more
0.1%
AED 0
0.1% · AED 0
Other Spends
0.75%
AED 0
0.75% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
—
Airport Lounge Access
—
VOX Cinemas BOGO
—
VOX Cinemas BOGO
—
Annual Fee
Free
Annual Fee
Free
Total
+ AED 0
Total
+ AED 0
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
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The verdict
On an ordinary AED 13,300 month ENBD SHARE Signature comes out ahead by AED 244 a year, AED 979 against AED 735 for ENBD SHARE Platinum. That is after each card's annual fee and after every cap, which makes it the number to judge them on rather than either advertised rate.
ENBD SHARE Signature answers both of the questions above: general everyday spend and spending abroad. The order does not change with your mix, only the size of the gap.
Neither card charges an annual fee on these profiles, so every figure above is kept in full and there is no break-even to clear on either side.
Eligibility separates them too: ENBD SHARE Platinum opens at AED 5,000 a month against AED 12,000 for ENBD SHARE Signature. If you sit between the two thresholds the comparison is settled for you regardless of which earns more.
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ENBD SHARE Signature Credit Card
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ENBD SHARE Platinum Credit Card vs ENBD SHARE Signature Credit Card: FAQ
Common questions about choosing between ENBD SHARE Platinum Credit Card and ENBD SHARE Signature Credit Card.