Lifestyle
Merchant
Radisson Hotel Andermatt
20% off the non-member flex rate
Valid until 30 Aug 2026
- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 5,000
ENBD SHARE Platinum Credit Card
The ENBD SHARE Platinum Credit Card is free-for-life and earns 4% back as SHARE Points at SHARE malls and Carrefour.
≈ AED 15,268 potential value / year · incl. perks
Rewards
4%
back as SHARE Points at SHARE malls and Carrefour.
Earn 4% back at Mall of the Emirates, City Centre malls across the UAE, and Carrefour in-store and online.
See full breakdown0.75%
back as SHARE Points on other retail, online and international spends.
Applies to eligible other retail, online and international spends outside higher and reduced-rate categories.
See full breakdown0.19%
back on selected lower-rate categories.
Applies to grocery and supermarkets, fast-food restaurants, insurance, car dealerships outside SHARE, and EU spends including the UK.
See full breakdown0.075%
back on utilities, government, telecom and similar categories.
Applies to petroleum, transit, government services, utility payments, real estate, education and telecommunication.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
5,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, and a security cheque.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
3 months of salary credits
Most banks want to see about three months of salary credited to a UAE account before approving a card.
Salary-transfer customers and applicants at preferred employers are often approved sooner. If you've just changed jobs, waiting for the third credit is the safer bet.
Offers
See all 837View offer
Restaurants
Merchant
Celsius
25% off Food and Beverage
Valid until 31 Aug 2026
Lifestyle
Merchant
Grand Flora Spa Ladies Salon
Enjoy 15% off on spend of AED 150 and above
Valid until 31 Aug 2026
Entertainment
Merchant
Just Padel
Just Padel Kite Beach
Valid until 31 Aug 2026
Additional Benefits
VOX Cinemas offer
Buy 1 get 1 free movie tickets.
Requires AED 5,000/month spendBook online on VOX Cinemas website or app and pay with the card. Minimum spend criteria applies.
See full breakdownInstant SHARE redemption
Redeem SHARE Points at over 5,000 stores.
Redeem through SHAREPay, in-store SHARE ID scan, online at Majid Al Futtaim brands, or digital mall gift cards in the SHARE app.
See full breakdownEasy installment plans
0% plans over 3, 6, 12 or 24 months.
Installment options are available at participating merchants and may carry processing or early settlement fees.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
3.49%
Monthly Purchase Rate
KFS states purchase APR may be up to 41.88% per annum, equivalent to 3.49% per month.
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
Frequently Asked Questions
Get answers to common questions about ENBD SHARE Platinum Credit Card credit card
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