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All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

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ENBD Voyager World Elite vs ENBD Skywards Infinite: which is better in the UAE? (2026)

Emirates NBD

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

See full details

Emirates NBD

ENBD Skywards Infinite Credit Card

ENBD Skywards Infinite Credit Card

See full details

Voyager World Elite and Skywards Infinite are both premium travel cards from Emirates NBD, but they reward completely different behaviour. Voyager Elite is built around its own Voyager Travel Portal — book there and earn 12 Miles per AED, redeemable at a locked AED 0.01 per Mile on any airline or hotel. Skywards Infinite pays Skywards Miles directly into Emirates' own loyalty programme, with no monthly cap and real Emirates elite-tier status attached.

ENBD Voyager World Elite Credit Card vs ENBD Skywards Infinite Credit Card compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeJoining feeForeign transaction feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575Free3.14%AED 25,000Up to 12 Voyager Miles per AED through the Voyager Travel Portal, plus a free first year.
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 3,148.953.14%AED 30,000Direct Emirates Skywards Miles with no monthly earn cap and complimentary Skywards Silver tier.
CardAnnual feeJoining feeForeign transaction feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575Free3.14%AED 25,000Up to 12 Voyager Miles per AED through the Voyager Travel Portal, plus a free first year.
ENBD Skywards Infinite Credit Card
ENBD Skywards Infinite Credit Card
AED 1,575AED 3,148.953.14%AED 30,000Direct Emirates Skywards Miles with no monthly earn cap and complimentary Skywards Silver tier.
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Joining feeFree
Foreign transaction fee3.14%
Min. salaryAED 25,000
HighlightUp to 12 Voyager Miles per AED through the Voyager Travel Portal, plus a free first year.
ENBD Skywards Infinite Credit Card

ENBD Skywards Infinite Credit Card

Annual feeAED 1,575
Joining feeAED 3,148.95
Foreign transaction fee3.14%
Min. salaryAED 30,000
HighlightDirect Emirates Skywards Miles with no monthly earn cap and complimentary Skywards Silver tier.

Which card is better for what

Four answers compare ENBD Voyager World Elite and ENBD Skywards Infinite on general everyday spend; travel and flights; spending abroad; spend at these cards' own merchants. Each is priced on a month of its own, because a household that spends heavily on one thing does not spend the same total as one that does not. Within an answer both cards see the identical month.

AED 5,250 of that total sits at Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more, which is where the co-brand rates apply. Spending abroad prices AED 6,360 of the total as non-AED and takes each card's foreign transaction fee off the annual result. Two answers price air travel (travel and flights; spending abroad) and count the airport benefits a traveller uses, each at that card's own published allowance. Every other benefit these cards carry is worth nothing to this household and counts as nothing.

Those months run from AED 21,200 to AED 30,200 a month, and every answer states the one it was priced on. They are the same curated spend profiles every comparison page uses, so the household behind an answer here is the household behind it anywhere.

Annual totals are net of each card's annual fee: AED 1,575 for ENBD Voyager World Elite and AED 1,575 for ENBD Skywards Infinite. ENBD Voyager World Elite needs a salary of AED 25,000 a month and ENBD Skywards Infinite AED 30,000.

Best for general everyday spend: ENBD Skywards Infinite

ENBD Skywards Infinite returns more across the whole profile — AED 758 a year against a loss of AED 403, after each card's annual fee.

Modelled monthly spend

Careem, Uber +15 moreAED 13,500
Everything elseAED 7,700
TotalAED 21,200

Annual return

ENBD Voyager World Elite Credit Card
Rewards+ AED 1,172
Annual fee– AED 1,575
Totalthe fee is more than it earns on this profile– AED 403
ENBD Skywards Infinite Credit Card
Rewards+ AED 2,333
Annual fee– AED 1,575
Total0.3% of the profile, after everything+ AED 758
See ENBD Skywards Infinite Credit Card in full

Best for travel and flights: ENBD Voyager World Elite

On AED 9,000 a month of travel and flights, ENBD Voyager World Elite earns AED 540 against AED 108. It keeps more over the year too, AED 9,609 against AED 4,262, after each card's annual fee.

Modelled monthly spend

Flights, Hotels, TravelAED 9,000
Careem, Uber +15 moreAED 13,500
Everything elseAED 7,700
TotalAED 30,200

Annual return

ENBD Voyager World Elite Credit Card
Rewards+ AED 7,652
Benefits usedAirport lounge × 12, Airport transfers × 4, Global eSIM × 2, Visa services × 1+ AED 3,532
Annual fee– AED 1,575
Total2.65% of the profile, after everything+ AED 9,609
ENBD Skywards Infinite Credit Card
Rewards+ AED 3,629
Benefits usedAirport lounge × 12+ AED 2,208
Annual fee– AED 1,575
Total1.18% of the profile, after everything+ AED 4,262
See ENBD Voyager World Elite Credit Card in full

Best for spending abroad: ENBD Skywards Infinite

Both cost the same to spend abroad. On AED 6,360 of foreign spend a month, each charges 3.14%, or AED 2,396 a year. So this comes down to what they earn on it: ENBD Skywards Infinite keeps AED 508 a year against a loss of AED 573.

Modelled monthly spend

Spent abroad, in another currencyAED 6,360
Spent in the UAEAED 14,840
TotalAED 21,200

Annual return

ENBD Voyager World Elite Credit Card
Rewards+ AED 1,252
Benefits usedAirport lounge × 8, Airport transfers × 4, Global eSIM × 2+ AED 2,146
Annual fee– AED 1,575
Foreign transaction fee3.14% on spend abroad– AED 2,396
Totalthe fee is more than it earns on this profile– AED 573
ENBD Skywards Infinite Credit Card
Rewards+ AED 3,007
Benefits usedAirport lounge × 8+ AED 1,472
Annual fee– AED 1,575
Foreign transaction fee3.14% on spend abroad– AED 2,396
Total0.2% of the profile, after everything+ AED 508
See ENBD Skywards Infinite Credit Card in full

Best inside Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more: ENBD Voyager World Elite

With AED 5,250 a month going through Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more, ENBD Voyager World Elite ends the year on AED 3,140 against AED 1,441. That is the same month as the general answer above with a quarter of it moved to those merchants.

Same AED 21,200 a month, with AED 5,250 of it at Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more.

Modelled monthly spend

Voyager Travel PortalAED 1,750
Emirates, flydubaiAED 1,750
Delivery apps, Talabat +2 moreAED 1,750
Careem, Uber +15 moreAED 10,150
Everything elseAED 5,800
TotalAED 21,200

Annual return

ENBD Voyager World Elite Credit Card
Rewards+ AED 4,715
Annual fee– AED 1,575
Total1.23% of the profile, after everything+ AED 3,140
ENBD Skywards Infinite Credit Card
Rewards+ AED 3,016
Annual fee– AED 1,575
Total0.57% of the profile, after everything+ AED 1,441
See ENBD Voyager World Elite Credit Card in full

Which card earns more on your spend?

Adjust your monthly spending to see how cashback changes across cards.

ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card
ENBD Skywards Infinite Credit Card

Emirates NBD

ENBD Skywards Infinite Credit Card
ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card

Voyager Miles
ENBD Skywards Infinite Credit Card

Emirates NBD

ENBD Skywards Infinite Credit Card

Skywards Miles
Voyager Travel Portal
12%
AED 0
12% · AED 0
Voyager Travel Portal
1.2%
AED 0
1.2% · AED 0
Emirates, flydubai
6%
AED 0
6% · AED 0
Emirates, flydubai
2.4%
AED 0
2.4% · AED 0
Flights, Hotels, Travel
6%
AED 0
6% · AED 0
Flights, Hotels, Travel
1.2%
AED 0
1.2% · AED 0
Duty Free
1%
AED 0
1% · AED 0
Duty Free
2.4%
AED 0
2.4% · AED 0
International
1%
AED 0
1% · AED 0
International
1.8%
AED 0
1.8% · AED 0
Delivery apps, Talabat +2 more
0.25%
AED 0
0.25% · AED 0
Delivery apps, Talabat +2 more
2.4%
AED 0
2.4% · AED 0
Careem, Uber +15 more
0.1%
AED 0
0.1% · AED 0
Careem, Uber +15 more
2.4%
AED 0
2.4% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Other Spends
1.2%
AED 0
1.2% · AED 0
Airport Lounge Access
—
Airport Lounge Access
—
Golf
—
Golf
—
Cinema Offers
—
Cinema Offers
—
Airport Transfers
—
Airport Transfers
—
Valet Parking
AED 1,200
Valet Parking
AED 1,200
Global eSIM
AED 74
Global eSIM
—
OneVasco Visa Services
AED 650
OneVasco Visa Services
—
Annual Fee
– AED 1,575
Annual Fee
– AED 1,575
Total
+ AED 349
Total
– AED 375

Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.

Compare any UAE cards

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Add more cards, adjust every spending category, and see exactly how much cashback and rewards each UAE credit card earns on your real monthly spend.

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The verdict

On an ordinary AED 21,200 month ENBD Skywards Infinite comes out ahead by AED 1,161 a year, AED 758 against a loss of AED 403 for ENBD Voyager World Elite. That is after each card's annual fee and after every cap, which makes it the number to judge them on rather than either advertised rate.

Neither card answers every question. ENBD Skywards Infinite answers two: general everyday spend and spending abroad. ENBD Voyager World Elite answers two: travel and flights; spend at these cards' own merchants. Which of those months looks most like yours is what decides it, so the calculator above is worth a minute with your own figures.

Both charge an annual fee, AED 1,575 on ENBD Voyager World Elite and AED 1,575 on ENBD Skywards Infinite, so both have to earn their keep before anything reaches you. Every figure above is already net of that.

Eligibility separates them too: ENBD Voyager World Elite opens at AED 25,000 a month against AED 30,000 for ENBD Skywards Infinite. If you sit between the two thresholds the comparison is settled for you regardless of which earns more.

Ready to choose?

Apply online in minutes — no branch visit needed.

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

ENBD Skywards Infinite Credit Card

ENBD Skywards Infinite Credit Card

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ENBD Voyager World Elite Credit Card vs ENBD Skywards Infinite Credit Card: FAQ

Common questions about choosing between ENBD Voyager World Elite Credit Card and ENBD Skywards Infinite Credit Card.

Pick Voyager World Elite if you book flights and hotels through the ENBD Voyager Travel Portal and want the flexibility to fly any airline or stay at any hotel. Pick Skywards Infinite if you specifically fly Emirates or flydubai and want Skywards Miles with real Emirates elite-tier status.

No. Skywards Infinite has no published monthly cap on Skywards Miles earned, while Voyager World Elite caps out at 200,000 Voyager Miles per statement, worth AED 2,000 at the portal's locked redemption rate.

Skywards Infinite's welcome bonus goes up to 100,000 Skywards Miles, valued at roughly AED 4,400 at the Emirates flight-redemption benchmark. Voyager World Elite offers 150,000 Voyager Miles (AED 1,500 at the portal's locked rate) after AED 70,000 of spend within 3 months of issuance, in the first year only. It also carries a AED 500 Kredit-exclusive cashback offer for new Voyager customers, which needs the card activated and AED 5,000 spent within 30 days of card issuance; existing or previously cancelled Voyager cardholders aren't eligible. Skywards' figure is larger in nominal terms but depends on redeeming an actual Emirates award flight rather than a guaranteed cash-equivalent value.

Yes — Voyager Miles redeem through the ENBD Voyager Travel Portal for any airline, including Emirates, at a locked rate of 100 Miles = AED 1. You won't earn Emirates Skywards tier status or mileage this way, since Voyager is a separate ENBD-run currency, not the Skywards programme itself.

Voyager World Elite costs nothing to open — its joining fee, which covers year one, is nil. Skywards Infinite has a AED 3,148.95 joining fee for year one, with its AED 1,575 annual fee applying from year two onwards.

On AED 9,000 a month of travel and flights, ENBD Voyager World Elite earns AED 540 against AED 108. It keeps more over the year too, AED 9,609 against AED 4,262, after each card's annual fee.

With AED 5,250 a month going through Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more, ENBD Voyager World Elite ends the year on AED 3,140 against AED 1,441. That is the same month as the general answer above with a quarter of it moved to those merchants. Same AED 21,200 a month, with AED 5,250 of it at Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more.

Both cost the same to spend abroad. On AED 6,360 of foreign spend a month, each charges 3.14%, or AED 2,396 a year. So this comes down to what they earn on it: ENBD Skywards Infinite keeps AED 508 a year against a loss of AED 573.