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Get notified about UAE latest credit card products
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Voyager World Elite and Skywards Infinite are both premium travel cards from Emirates NBD, but they reward completely different behaviour. Voyager Elite is built around its own Voyager Travel Portal — book there and earn 12 Miles per AED, redeemable at a locked AED 0.01 per Mile on any airline or hotel. Skywards Infinite pays Skywards Miles directly into Emirates' own loyalty programme, with no monthly cap and real Emirates elite-tier status attached.
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Joining fee | Foreign transaction fee | Min. salary | Why it stands out |
|---|---|---|---|---|---|
![]() | AED 1,575 | Free | 3.14% | AED 25,000 | Up to 12 Voyager Miles per AED through the Voyager Travel Portal, plus a free first year. |
![]() | AED 1,575 | AED 3,148.95 | 3.14% | AED 30,000 | Direct Emirates Skywards Miles with no monthly earn cap and complimentary Skywards Silver tier. |
| Card | Annual fee | Joining fee | Foreign transaction fee | Min. salary | Why it stands out |
|---|---|---|---|---|---|
![]() | AED 1,575 | Free | 3.14% | AED 25,000 | Up to 12 Voyager Miles per AED through the Voyager Travel Portal, plus a free first year. |
![]() | AED 1,575 | AED 3,148.95 | 3.14% | AED 30,000 | Direct Emirates Skywards Miles with no monthly earn cap and complimentary Skywards Silver tier. |

ENBD Voyager World Elite Credit Card

ENBD Skywards Infinite Credit Card
Four answers compare ENBD Voyager World Elite and ENBD Skywards Infinite on general everyday spend; travel and flights; spending abroad; spend at these cards' own merchants. Each is priced on a month of its own, because a household that spends heavily on one thing does not spend the same total as one that does not. Within an answer both cards see the identical month.
AED 5,250 of that total sits at Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more, which is where the co-brand rates apply. Spending abroad prices AED 6,360 of the total as non-AED and takes each card's foreign transaction fee off the annual result. Two answers price air travel (travel and flights; spending abroad) and count the airport benefits a traveller uses, each at that card's own published allowance. Every other benefit these cards carry is worth nothing to this household and counts as nothing.
Those months run from AED 21,200 to AED 30,200 a month, and every answer states the one it was priced on. They are the same curated spend profiles every comparison page uses, so the household behind an answer here is the household behind it anywhere.
Annual totals are net of each card's annual fee: AED 1,575 for ENBD Voyager World Elite and AED 1,575 for ENBD Skywards Infinite. ENBD Voyager World Elite needs a salary of AED 25,000 a month and ENBD Skywards Infinite AED 30,000.
ENBD Skywards Infinite returns more across the whole profile — AED 758 a year against a loss of AED 403, after each card's annual fee.
Modelled monthly spend
Annual return
On AED 9,000 a month of travel and flights, ENBD Voyager World Elite earns AED 540 against AED 108. It keeps more over the year too, AED 9,609 against AED 4,262, after each card's annual fee.
Modelled monthly spend
Annual return
Both cost the same to spend abroad. On AED 6,360 of foreign spend a month, each charges 3.14%, or AED 2,396 a year. So this comes down to what they earn on it: ENBD Skywards Infinite keeps AED 508 a year against a loss of AED 573.
Modelled monthly spend
Annual return
With AED 5,250 a month going through Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more, ENBD Voyager World Elite ends the year on AED 3,140 against AED 1,441. That is the same month as the general answer above with a quarter of it moved to those merchants.
Same AED 21,200 a month, with AED 5,250 of it at Voyager Travel Portal, Emirates, flydubai and Delivery apps, Talabat +2 more.
Modelled monthly spend
Annual return
Adjust your monthly spending to see how cashback changes across cards.

Emirates NBD

Emirates NBD
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
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On an ordinary AED 21,200 month ENBD Skywards Infinite comes out ahead by AED 1,161 a year, AED 758 against a loss of AED 403 for ENBD Voyager World Elite. That is after each card's annual fee and after every cap, which makes it the number to judge them on rather than either advertised rate.
Neither card answers every question. ENBD Skywards Infinite answers two: general everyday spend and spending abroad. ENBD Voyager World Elite answers two: travel and flights; spend at these cards' own merchants. Which of those months looks most like yours is what decides it, so the calculator above is worth a minute with your own figures.
Both charge an annual fee, AED 1,575 on ENBD Voyager World Elite and AED 1,575 on ENBD Skywards Infinite, so both have to earn their keep before anything reaches you. Every figure above is already net of that.
Eligibility separates them too: ENBD Voyager World Elite opens at AED 25,000 a month against AED 30,000 for ENBD Skywards Infinite. If you sit between the two thresholds the comparison is settled for you regardless of which earns more.
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ENBD Voyager World Elite Credit Card

ENBD Skywards Infinite Credit Card
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Common questions about choosing between ENBD Voyager World Elite Credit Card and ENBD Skywards Infinite Credit Card.