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Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Card face-off

ENBD Voyager World Elite vs FAB Travel Credit Card: which is better in the UAE? (2026)

Voyager World Elite rewards heavy travel-portal bookings with up to 12 miles per AED; FAB Travel suits flyers who want a free annual flight without chasing a portal.

Emirates NBD

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

See full details

First Abu Dhabi Bank (FAB)

FAB Travel Credit Card

FAB Travel Credit Card

ApplyApply for FAB Travel Credit Card credit cardSee full details

Both cards target frequent UAE travellers, but they reward you in different ways. The ENBD Voyager World Elite is built around Voyager Miles and a large welcome bonus, while the FAB Travel card leans on a free annual flight and a strong flat earn on flights and hotels.

ENBD Voyager World Elite Credit Card vs FAB Travel Credit Card compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Up to 12 Voyager Miles per AED on the travel portal, plus airport transfers and lounge access.
FAB Travel Credit Card
FAB Travel Credit Card
AED 1,575FreeAED 25,000Free annual flight and a strong flat earn on flights and hotels booked directly.
CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Up to 12 Voyager Miles per AED on the travel portal, plus airport transfers and lounge access.
FAB Travel Credit Card
FAB Travel Credit Card
AED 1,575FreeAED 25,000Free annual flight and a strong flat earn on flights and hotels booked directly.
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Joining feeFree
Min. salaryAED 25,000
HighlightUp to 12 Voyager Miles per AED on the travel portal, plus airport transfers and lounge access.
FAB Travel Credit Card

FAB Travel Credit Card

Annual feeAED 1,575
Joining feeFree
Min. salaryAED 25,000
HighlightFree annual flight and a strong flat earn on flights and hotels booked directly.

Which card earns more on your spend?

Adjust your monthly spending to see how cashback changes across cards.

ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card

Voyager Miles
FAB Travel Credit Card

First Abu Dhabi Bank (FAB)

FAB Travel Credit Card

FAB Rewards
ApplyApply for FAB Travel Credit Card credit card
Voyager Travel Portal
30%
AED 0
30% · AED 0
Voyager Travel Portal
1.08%
AED 0
1.08% · AED 0
Travel
15%
AED 0
15% · AED 0
Travel
1.08%
AED 0
1.08% · AED 0
Flights, Hotels
15%
AED 0
15% · AED 0
Flights, Hotels
14.76%
AED 0
14.76% · AED 0
Fuel, Transportation, Charity
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation, Charity
1.08%
AED 0
1.08% · AED 0
Grocery, Automotive, Dining
0.63%
AED 0
0.63% · AED 0
Grocery, Automotive, Dining
1.08%
AED 0
1.08% · AED 0
Government, Utilities +3 more
0.25%
AED 0
0.25% · AED 0
Government, Utilities +3 more
0.18%
AED 0
0.18% · AED 0
Insurance
0.63%
AED 0
0.63% · AED 0
Insurance
0.18%
AED 0
0.18% · AED 0
Other Spends
2.5%
AED 0
2.5% · AED 0
Other Spends
1.08%
AED 0
1.08% · AED 0
Annual Fee
Free
Annual Fee
Free
Total
+ AED 0
Total
+ AED 0

Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.

Who wins each category

Flights & hotels (via travel portal)

ENBD Voyager World Elite Credit Card

Earns the highest Voyager Miles rate per AED on portal bookings.

Direct airline & hotel bookings

FAB Travel Credit Card

Strong flat earn plus a free annual flight without a portal requirement.

Welcome bonus

ENBD Voyager World Elite Credit Card

Large Voyager Miles bonus after meeting the first-spend threshold.

Airport & lounge perks

ENBD Voyager World Elite Credit Card

Airport transfers, meet-and-greet, fast track and lounge access bundled in.

The verdict

If most of your travel runs through the ENBD Voyager Travel Portal, the Voyager World Elite is hard to beat — it earns the most miles per AED on portal bookings and stacks airport transfers, meet-and-greet, lounge access and golf on top. If you book directly with airlines and hotels and want a predictable perk, FAB Travel's free annual flight and flat earn on flights and hotels is the simpler proposition. Match the card to where you actually book: portal-first travellers lean Voyager, direct bookers lean FAB Travel. Use the calculator above with your real monthly travel spend before deciding.

Ready to choose?

Apply online in minutes — no branch visit needed.

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

FAB Travel Credit Card

FAB Travel Credit Card

ApplyApply for FAB Travel Credit Card credit card

ENBD Voyager World Elite Credit Card vs FAB Travel Credit Card: FAQ

Common questions about choosing between ENBD Voyager World Elite Credit Card and FAB Travel Credit Card.

On bookings through the ENBD Voyager Travel Portal, the Voyager World Elite earns the highest miles rate per AED. For direct airline and hotel bookings, FAB Travel's flat earn is competitive and comes with a free annual flight.

FAB Travel includes a complimentary annual flight benefit. Check the latest terms on the card details page for routes and conditions before you apply.

The ENBD Voyager World Elite bundles airport transfers, meet-and-greet, fast-track and lounge access, making it the stronger choice for premium airport experiences.

Both are premium travel cards aimed at higher earners. The live spec table above shows the current minimum salary for each — check it before applying, since requirements can change.

Both cards are built for international spend. Confirm the current FX-fee position on each card's details page; for frequent overseas spenders this can matter as much as the miles rate.

If you almost always book airlines and hotels directly, FAB Travel's flat earn and free annual flight are easier to capture. The Voyager World Elite's top rate needs you to book through the Voyager Travel Portal.

For frequent travel through the portal, Voyager World Elite compounds miles and airport perks fastest. For one large annual trip, FAB Travel's free flight can deliver more value with less effort.

Compare any UAE cards

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Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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