ENBD Dnata Platinum Credit Card

Yes, there's a joining fee of AED 525 and an annual fee of AED 525, charged every year.

The current product page lists 500 dnata Points on payment of the joining fee and another 500 after AED 10,000 retail spend in the first three billing statements.

General domestic and international retail spend earns 1% in dnata Points, capped at 2,000 points per statement. Selected partners earn up to 15%; dnata Travel earns 10% and duty-free 5%. Grocery, fast food, insurance, car dealers and EU/UK spend earn 25% of the general rate; several bill and service categories earn 10%.

You need a minimum monthly salary of AED 5,000, must be at least 21 years old, and must be a UAE resident. Emirates NBD may also request an Emirates ID, passport copy, salary certificate or bank statements, and a security cheque as part of the application.

The card includes 4 complimentary airport lounge visits or dining offers a calendar year via Mastercard Travel Pass, for the cardholder only.

The primary cardholder can redeem dnata Points instantly at participating stores or through dnata Travel. Emirates NBD values one dnata Point at AED 1 for these redemptions.