Restaurants
Merchant
31 Bar & Lounge
20% off on total bill
Valid until 31 Jul 2026
ENBD Visa Infinite Credit Card
A premium Visa Infinite card earning ENBD Plus Points on retail spend, with unlimited airport lounge access, golf privileges and valet parking. Benefits span golf privileges and valet parking services across the UAE.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 30,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ENBD Visa Infinite Credit Card expects AED 30,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
2ENBD Plus Points
per AED 100 on all retail spend.
Earn 2 Plus Points per AED 100 of eligible retail spend. Capped at 500 Plus Points per statement.
See full breakdownRewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Offers
See all 829View offer
Restaurants
Merchant
360 restaurant
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
90 Centigrade Café
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
Al Dana
20% off on total bill
Valid until 31 Jul 2026
Additional Benefits
Airport Lounge Access
Unlimited access to 1,000+ lounges worldwide
Complimentary access via the Visa Airport Companion App (registration required) at over 1,000 premium lounges in 300+ cities.
See full breakdownGolf
Complimentary rounds at 5 UAE golf courses
Complimentary rounds at 5 golf courses across the UAE, plus up to 40% discount at premium golf courses worldwide.
Valet Parking
4 complimentary valet services per month
4 complimentary valet parking services per month, 1 hour each, at selected locations in Abu Dhabi.
VOX Cinemas
Buy 1 get 1 free, up to 3 tickets a month
Buy-one-get-one-free movie tickets at VOX Cinemas, up to 3 tickets per month, booked online at voxcinemas.com or the VOX app. Requires AED 3,500 minimum spend in the month of use.
See full breakdownDining Discounts
Up to 30% off at 2,000+ restaurants
Up to 30% discount at over 2,000 restaurants across the UAE, Middle East and Europe.
Airport Transfers
Up to 4 UAE airport transfers per year
Complimentary airport transfers, up to 4 drops per calendar year in the UAE.
0% Instalment Plans
0% interest over 3, 6, 12 or 24 months
Convert electronics, jewellery, home décor, travel and entertainment purchases at participating merchants into 0% interest instalments.
Eligibility
21
Minimum Age
30,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Fees
1,575AED
Joining Fee
1,575AED
Annual Fee
3.25%
Monthly Purchase Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
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