ENBD Visa Infinite Credit Card

Yes, the annual fee is AED 1,575, the same amount as the one-time joining fee. It's charged as a standard yearly fee for holding the card. The card data doesn't list a spend-based waiver for this variant, so budget for AED 1,575 per year on top of the initial joining cost.

You need a minimum monthly salary of AED 30,000, must be at least 21 years old, and must be a UAE resident. Emirates NBD may also ask for your Emirates ID, a passport copy, a salary certificate or bank statements, and a security cheque as part of the application.

You earn 2 ENBD Plus Points for every AED 100 spent on eligible retail purchases. Points earning is capped at 500 Plus Points per statement, so once your spend in a billing cycle pushes you past that cap, additional retail spend that month won't add further points.

No, there's no welcome offer listed for the Visa Infinite Credit Card. Its value comes from ongoing perks like lounge access, golf, valet parking and dining discounts rather than a one-time joining bonus.

It gives unlimited complimentary access, for you and one guest, to over 1,000 airport lounges across 300+ cities worldwide via the Visa Airport Companion App (registration required). You also get up to 4 complimentary airport transfers per calendar year within the UAE.

Cardholders get complimentary rounds at 5 golf courses across the UAE plus up to 40% off premium courses worldwide, 4 complimentary valet parking services a month (1 hour each, select Abu Dhabi locations), buy-one-get-one-free VOX Cinema tickets up to 3 times a month (needs AED 3,500 minimum spend that month), and up to 30% off at 2,000+ restaurants across the UAE, Middle East and Europe.