ENBD Dnata World Credit Card

Yes, the annual fee is AED 1,048.95, matching the AED 1,048.95 joining fee. The card's own terms note this fee is waived for dnata World cardholders.

You need a minimum monthly salary of AED 25,000. Eligibility also requires a minimum age of 21 and UAE residency, in line with Emirates NBD's standard credit card criteria.

It's split into two parts: an AED 1,000 travel voucher for simply paying the joining fee, and a separate AED 1,500 travel voucher that requires AED 25,000 in retail spend within your first 3 billing statements. The card's terms don't specify what happens if you don't hit that spend target, so check the full offer terms before assuming the second voucher is guaranteed.

You earn 15 dnata Points per AED 100 at dnata Travel, City Sightseeing, Arabian Adventures, Imagine Cruising, Emirates Holidays and Emirates Leisure Retail outlets like Costa Coffee and Pret A Manger. Duty Free purchases worldwide earn 10 points per AED 100, while all other spend earns up to 2 points per AED 100. Grocery, supermarkets, insurance, car dealerships and fast-food restaurants are reduced to 25% of that standard rate.

Cardholders get complimentary access to over 650 airport lounges across 300+ cities worldwide, through DragonPass/Mastercard Travel Pass. Visits are capped per year based on the card's tier, though Emirates NBD doesn't publish the exact annual number of visits allowed.

Yes, it includes complimentary rounds at courses like Trump International, The Track Meydan, Arabian Ranches, Yas Links, Jebel Ali, Abu Dhabi and Sharjah Golf & Shooting Club. Each booking carries a AED 30 processing fee, and you need to have spent at least AED 5,000 on the card in the month you use the benefit.