ENBD Dnata World Credit Card

Yes. The joining and annual fees are each AED 1,048.95.

You need a minimum monthly salary of AED 20,000. Eligibility also requires a minimum age of 21 and UAE residency, in line with Emirates NBD's standard credit card criteria.

The current product page lists 1,000 dnata Points on payment of the joining fee and 1,500 more after AED 25,000 retail spend in the first three billing statements.

General domestic and international retail spend earns 1.5% in dnata Points, capped at 3,000 points per statement. Dnata Travel and selected partners earn up to 15%; duty-free earns 10%. Grocery, fast food, insurance, car dealers and EU/UK spend earn 25% of the base rate, while several bill and service categories earn 10%.

Cardholders get self visits to over 1,000 lounges with Mastercard Travel Pass. The product page advertises unlimited access, but ENBD's Mastercard terms describe a yearly cap without publishing its number; one visit is complimentary before any spend condition, and further visits unlock with a USD 1 international transaction in the prior 3 months, or cost USD 32 per visit otherwise.

Yes. The product names six UAE courses, with 2 complimentary rounds per month. Each booking carries an AED 30 processing fee and requires AED 5,000 card spend in the month of use.