Only orders categorised as noon Food (the food-delivery service inside the noon app) earn the 20% rate. NowNow (noon's quick-commerce service) earns 10%. noon.com, Namshi and supermall purchases earn 5%. Most other UAE spends earn 1%, with telecom, insurance, groceries, fuel, education, government, utilities and transit at a reduced 0.3%.
Salaried in the UAE and shop on noon?
Earn up to 20% back as noon Credits.
Built for UAE-salaried noon shoppers. Earn 20% back on noon Food, 10% on NowNow and 5% on noon.com, Namshi and supermall — capped at AED 2,000/month in noon Credits. No annual fee, from AED 5,000 salary.
Built for UAE-salaried noon shoppers. Earn 20% back on noon Food, 10% on NowNow and 5% on noon.com, Namshi and supermall — capped at AED 2,000/month in noon Credits. No annual fee, from AED 5,000 salary.
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 5,000+)
AED 5,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa.
Regular noon Food, NowNow or noon.com shopper
noon One concentrates rewards on the noon ecosystem. If most of your monthly spend sits outside noon, a flat-rate cashback card may earn more for you.
Documents ready
Emirates ID, passport, and recent salary certificate or 3-month bank statement on hand — that's the full pack ENBD asks for at submission.
Looking for a free-for-life card
No annual fee, no joining fee, no minimum spend to keep the card active. Apply once and the card stays free for as long as you hold it.
Model your monthly noon Credits
Set your typical monthly spend across noon Food, NowNow and noon.com. We'll model the noon Credits you'd earn under the shared AED 2,000/month cap.
275 AED
Monthly noon Credits
Annual value 3,300 AED at this spending mix.
Food delivery orders via noon Food (20% earn rate).
Online retail on noon, Namshi, supermall (5% earn rate).
Quick-commerce groceries via NowNow (10% earn rate).
Why this card wins on noon
1.
20% on noon Food — the highest noon-ecosystem rate in the UAE
Every dirham you spend on noon Food earns 20% back as noon Credits. A AED 1,000/month food-delivery habit returns AED 200 in monthly credits — enough to cover ~10 future noon Food orders for free.
2.
Three earn tiers stacked under one AED 2,000/month cap
20% on noon Food, 10% on NowNow, 5% on noon/Namshi/supermall, 1% on other spends. All earnings share one AED 2,000/month cap — generous headroom for typical noon shoppers, but watch the cap binding if you spend AED 4,000+/month on noon Food.
3.
1 noon Credit = AED 1, redeemable across the noon ecosystem
noon Credits land in your noon wallet within days of the statement cycle and apply at checkout on noon.com, noon Food, NowNow, Namshi and supermall. No conversion, no minimum redemption — 1 credit is worth AED 1 at face value.
4.
Free for life — no annual fee, no joining fee
Emirates NBD lists both the joining and annual fee as free, with no waiver condition tied to spend. Your noon Credits are pure return — no fee to net against.
noon Credits FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning?
Pre-apply for the Emirates NBD noon One Credit Card in 2 minutes — no commitment, no AECB credit-score impact.