Turn everyday noon orders into up to 20% back.

Only orders categorised as noon Food (the food-delivery service inside the noon app) earn the 20% rate. NowNow (noon's quick-commerce service) earns 10%. noon.com, Namshi and supermall purchases earn 5%. Most other UAE spends earn 1%, with telecom, insurance, groceries, fuel, education, government, utilities and transit at a reduced 0.3%.

noon Credits accrue automatically and are credited to your noon wallet within a few days of the statement cycle. 1 noon Credit equals AED 1 in face value and applies at checkout across noon.com, noon Food, NowNow, Namshi and supermall. Credits cannot be converted to cash or statement credit.

AED 2,000 per month, shared across all earn tiers. Once your total credits in a month hit AED 2,000, additional spend in that month earns no further credits. The cap resets at the start of each new calendar month.

Yes — noon Minutes orders fall under noon Food categorisation and earn the 20% rate, subject to the AED 2,000/month shared cap. noon Minutes also includes a separate 15% instant discount on non-electronics for up to 5 orders per month (capped at AED 30 per order), which stacks with the credits.

Yes. noon Credits earn on the net amount you actually charge to the card after any noon-side discounts, vouchers or sale prices. You can also redeem existing noon Credits on a sale-priced order — the credits cover whatever portion of the basket they apply to.

Standard exclusions apply: cash advances, balance transfers, instalment plans (where the bank converts a purchase to EMI), card fees and finance charges, and disputed/refunded transactions. UAE government, utility and education payments earn the reduced 0.3% rate rather than being fully excluded.