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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBlogBanksPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Emirates NBD noon One Visa Credit Card

Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 5,000

AED 500 welcome bonus

Earn a AED 500 noon Credits welcome bonus.

Spend AED 5,000 on the Emirates NBD noon One Visa Credit Card within your first 60 days and AED 500 in noon Credits lands in your noon wallet. No annual fee, AED 5,000 minimum salary, free for life.

Learn more

Spend AED 5,000 on the Emirates NBD noon One Visa Credit Card within your first 60 days and AED 500 in noon Credits lands in your noon wallet. No annual fee, AED 5,000 minimum salary, free for life.

Why this welcome bonus is worth the apply

1.

AED 500 noon Credits = 10% return on the qualifying spend

Spend AED 5,000 across the first two months and Emirates NBD credits AED 500 in noon Credits to your noon wallet. That's a 10% effective return on the qualifying spend — on top of the regular 1–20% earn rates on those same transactions.

2.

Low qualifying threshold for UAE entry-tier customers

AED 5,000 across 60 days is ~AED 83/day — easily absorbed by routine groceries, dining, fuel and bills if you put non-discretionary spend on the card. Lower than the AED 8,000–15,000 spend triggers on competing UAE welcome offers.

3.

Free for life — bonus is pure return with no fee to net against

There is no joining fee, no annual fee, and no waiver condition. The AED 500 bonus is pure return — unlike welcome offers tied to a paid-tier card where the joining/annual fee eats most of the headline.

4.

Stack the bonus with everyday noon Credits earning

The AED 5,000 qualifying spend also earns regular noon Credits — 20% on noon Food, 10% on NowNow, 5% on noon.com / Namshi / supermall, 1% on most other spends. A noon-heavy spending mix can earn AED 400–600 in regular credits on top of the AED 500 welcome bonus.

Welcome bonus + eligibility FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

You qualify if you are new-to-card with Emirates NBD (no existing ENBD credit card in your name) and you spend AED 5,000 on the noon One card within the first 60 days from card issuance. The AED 500 is credited as noon Credits to your noon wallet after the spend condition is met. Cash advances, balance transfers and instalment-converted purchases typically don't count toward the qualifying spend.

AED 5,000 per month. You also need to be a UAE resident aged 21+ with a clear AECB credit history. Final approval is subject to Emirates NBD's underwriting checks — having a higher salary, longer UAE tenure, and a stronger AECB score improves approval odds and starting credit limit.

Standard UAE credit card documents: physical Emirates ID, passport with valid UAE residence visa, recent salary certificate or 3 months of bank statements showing salary credits, and salary account IBAN. Emirates NBD may request additional documents depending on your employer, salary band and credit history.

Pre-approval on Kredit takes 2 minutes. After you submit the Emirates NBD application with documents, approval typically takes 3–7 working days. Card delivery follows within a few days of approval. You can activate immediately on receipt via the Emirates NBD Mobile Banking app, Online Banking, or by calling the activation number on the card sticker.

Yes, but the AED 500 welcome bonus is for new-to-card customers only — existing ENBD credit card holders typically don't qualify for the welcome offer. You can still apply for the noon One as an additional card; the noon Credits earning rates apply from day one regardless of welcome-bonus eligibility.

Activate via the Emirates NBD Mobile Banking app (recommended — fastest), Online Banking, the phone activation line on the card sticker, or by visiting a branch. You'll be prompted to set a PIN before the first transaction. The card needs to be activated before any noon Credits — including the welcome bonus — can be earned.

Start your AED 500 welcome bonus

Pre-apply for the Emirates NBD noon One Credit Card in 2 minutes. No commitment, no AECB credit-score impact, no annual fee on the card.