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Copyright © 2026 All Rights Reserved.

Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

ENBD SHARE Platinum Credit Card

Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 5,000

Salaried in the UAE and shop at Carrefour?

Earn 4% back at Carrefour and Majid Al Futtaim.

Built for UAE-salaried Carrefour and Majid Al Futtaim shoppers. Earn 4% back as SHARE Points at Carrefour and Majid Al Futtaim brands, and 0.75% on other retail and online spend. Free for life, from AED 5,000 salary.

Learn more

Built for UAE-salaried Carrefour and Majid Al Futtaim shoppers. Earn 4% back as SHARE Points at Carrefour and Majid Al Futtaim brands, and 0.75% on other retail and online spend. Free for life, from AED 5,000 salary.

Is this card right for you?

Quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with stable salary (AED 5,000+)

    AED 5,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa.

  • Regular Carrefour or Majid Al Futtaim shopper

    SHARE Platinum concentrates rewards on Carrefour and Majid Al Futtaim brands. If most of your monthly spend sits outside that ecosystem, a flat-rate cashback card may earn more for you.

  • Documents ready

    Emirates ID, passport, and recent salary certificate or 3-month bank statement on hand — that's the full pack ENBD asks for at submission.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.

Model your monthly SHARE rewards

Set your typical monthly spend at Carrefour, Majid Al Futtaim brands and elsewhere. We'll model the SHARE Points value you'd earn under the monthly cap.

123 AED
Monthly SHARE value (AED)

Annual value 1,470 AED at this spending mix.

CARREFOUR / MO

Groceries and shopping at Carrefour (4% earn rate).

MAJID AL FUTTAIM / MO

Majid Al Futtaim malls and venues — Mall of the Emirates, City Centre, VOX Cinemas, Magic Planet (4% earn rate).

OTHER SPEND / MO

Everyday spend outside the SHARE ecosystem (0.75% earn rate).

Why this card wins at Carrefour

1.

4% back as SHARE Points across the Majid Al Futtaim ecosystem

Every dirham at Carrefour and Majid Al Futtaim brands earns 4% back as SHARE Points. A AED 2,000/month Carrefour grocery habit returns AED 80 in monthly value — redeemable straight back at the till.

2.

SHARE Points redeem at Carrefour, VOX and mall partners

10 SHARE Points equal AED 1, redeemable at Carrefour checkouts, VOX Cinemas and Majid Al Futtaim mall partners. Points accrue automatically and apply at the till with no minimum redemption.

3.

Visa Airport Companion lounge access and VOX cinema perks

Complimentary airport lounge access via Visa Airport Companion, plus buy-one-get-one-free movie tickets at VOX Cinemas — perks that sit on top of the SHARE Points you earn.

4.

Free for life — no annual fee, no joining fee

Emirates NBD lists both the joining and annual fee as free, with no waiver condition tied to spend. Your SHARE Points are pure return — no fee to net against.

SHARE Platinum FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Spend at Carrefour and Majid Al Futtaim brands (including MAF malls, VOX Cinemas, Magic Planet and partner brands) earns 4% back as SHARE Points. Most other UAE retail and online spend earns 0.75%, with groceries outside Carrefour, insurance and automotive at a reduced rate, and fuel, transport, utilities, government, education and telecom at the lowest tier.

SHARE Points accrue automatically. 10 SHARE Points equal AED 1 in value and can be redeemed at Carrefour checkouts, VOX Cinemas and Majid Al Futtaim mall partners. There is no minimum redemption and points apply directly at the till.

25,000 SHARE Points per month, equal to AED 2,500 in value. Once your total points in a month hit that cap, additional spend earns no further points until the cap resets at the start of the next month.

Yes. Emirates NBD lists both the joining fee and annual fee as free, with no waiver condition tied to a spend threshold. The card stays free for as long as you hold it.

AED 5,000 monthly salary credited to a UAE bank account, alongside a valid Emirates ID and residence visa. Have your salary certificate or a recent 3-month bank statement ready at submission.

Yes — Carrefour purchases earn the 4% SHARE Points rate whether in-store or via Carrefour's app and website, subject to the shared monthly points cap. Earnings are calculated on the net amount charged to the card after any Carrefour-side discounts or vouchers.

Ready to start earning?

Pre-apply for the Emirates NBD SHARE Platinum Credit Card in 2 minutes — no commitment, no AECB credit-score impact.