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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

ENBD Skywards Infinite Credit Card
Joining Fee
AED 3,148.95
Annual Fee
AED 1,575
Minimum Salary
AED 30,000

Emirates NBD's premium Emirates Skywards card

Emirates Skywards Silver, and 2 Miles per USD on Emirates.

The ENBD Skywards Infinite Credit Card includes Emirates Skywards Silver membership for as long as the card is active, earns up to 100,000 bonus Skywards Miles in year one and opens 1,000+ airport lounges. From AED 30,000 salary.

Learn more

The ENBD Skywards Infinite Credit Card includes Emirates Skywards Silver membership for as long as the card is active, earns up to 100,000 bonus Skywards Miles in year one and opens 1,000+ airport lounges. From AED 30,000 salary.

Why this card works for Skywards Miles

1.

Emirates Skywards Silver while the card is active

25% bonus Skywards Miles on eligible spend, a 12kg excess check-in baggage allowance, Business Class check-in and Business Class lounge access.

2.

Up to 100,000 bonus Skywards Miles in year one

35,000 on paying the joining fee, 40,000 on USD 25,000 spend in the first 3 statements and 25,000 on USD 7,500 Emirates spend in the first 12 statements.

3.

2 Miles per USD on Emirates and flydubai

Plus 1.5 per USD on international spending outside the EU and UK and 1 per USD on other eligible spending, credited to your Emirates Skywards account.

4.

Lounges, golf and dining

Unlimited Visa Airport Companion access to 1,000+ lounges, golf at 6 UAE venues, buy-one-get-one cinema tickets and year-one Rotana Rewards Exclusive Club membership.

Is this card right for you?

Quick check before you apply — the more boxes you tick, the smoother the application.

  • UAE resident with stable salary (AED 30,000+)

    AED 30,000 monthly salary credited to a UAE bank account, with a valid Emirates ID, passport and residence visa. Applicants must be 21+.

  • You fly Emirates or flydubai

    The top rate, 2 Skywards Miles per USD, applies to Emirates and flydubai spending and duty free. International spending earns 1.5 per USD, other eligible spending 1, and EU and UK merchants 0.75.

  • Can reach the bonus spend

    35,000 Miles on paying the joining fee, 40,000 more on USD 25,000 spend in the first 3 statements and 25,000 on USD 7,500 Emirates spend in the first 12 statements. Year one only.

  • Comfortable with the AED 3,148.95 joining fee

    The annual fee is AED 1,575.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.

What could your spending earn in Skywards Miles?

Set a normal month of spending. Count each purchase once, under the slider it belongs to.

1,149 AED
Per Year

Estimated value of a year's Skywards Miles towards Emirates and flydubai flights.

Each Skywards Mile is valued at 1.2 US cents, the reference rate we use for Emirates award flights. Excludes the welcome bonus, Skywards Silver and card fees.

EMIRATES & FLYDUBAI / MO

Emirates and flydubai purchases and duty free (2 Miles per USD).

DELIVERY & RIDE APPS / MO

Online food-delivery and car-booking apps in the UAE (2 Miles per USD).

GROCERIES / MO

Supermarkets earn a reduced rate (0.25 Miles per USD).

OTHER SPEND / MO

Other eligible spending in the UAE (1 Miles per USD).

Skywards Miles + eligibility FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

25% bonus Skywards Miles on eligible spend, a 12kg excess check-in baggage allowance, Business Class check-in and Business Class lounge access, for as long as the card remains active.

35,000 Skywards Miles when you pay the joining fee, 40,000 when you spend USD 25,000 in the first 3 statements, and 25,000 when you spend USD 7,500 with Emirates in the first 12 statements. POS activation is required, and the offer is for year one only.

A joining fee of AED 3,148.95 and an annual fee of AED 1,575.

Yes. Online food-delivery and car-booking apps in the UAE earn 2 Skywards Miles per USD, the same as Emirates and flydubai.

Groceries, fast food, insurance and car dealers earn 0.25 Miles per USD. Fuel, transit, government services, utilities, real estate, education and telecom payments earn 0.1 Miles per USD.

Unlimited complimentary access to over 1,000 airport lounges worldwide through Visa Airport Companion. Register in the Visa Airport Companion app before your first visit. Skywards Silver adds Business Class lounge access when you fly Emirates.

Complimentary access to 6 UAE golf venues, including Arabian Ranches, Jebel Ali, The Track (Meydan) and Sharjah Golf & Shooting Club (AED 30 per booking), buy-one-get-one tickets at VOX, Reel and Cine Royals subject to minimum spend, year-one Rotana Rewards Exclusive Club membership worth AED 1,050, valet parking at selected Abu Dhabi locations and a concierge service.

An optional add-on for AED 262.50 a month that replaces the AED 1,575 annual fee. It earns an extra 50% Skywards Miles on spending outside Emirates.com, capped at 4,000 bonus Miles per statement.

Select Apply now and answer a few eligibility questions, then continue to Emirates NBD's application. Keep your Emirates ID, passport and email inbox to hand: the bank asks you to scan both documents and verify your email before it can decide.

AED 30,000 per month, credited to a UAE bank account. If your salary is between AED 12,000 and 30,000, Skywards Signature earns the same currency.

Ready to start earning Skywards Miles?

Check your eligibility for the ENBD Skywards Infinite Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.