FAB Blue Infinite Credit Card

You earn Al-Futtaim FAB Rewards on a tiered scale: 8% back at Al-Futtaim retail brands like Marks & Spencer, IKEA, ACE and Toys R Us, 4% at Al-Futtaim specialty brands such as its schools and car brands (Volvo, Honda, Jeep, Lexus), and 1% on other spending, except the issuer's selected categories (groceries, fuel, transport, government services, utility bills, education, insurance, charity, rent and fast food), which earn a reduced 0.15%. It also comes with free access to 1,000+ airport lounges worldwide, discounted cinema tickets, and discounted airport transfers, with no annual fee.

No, both the joining fee and annual fee are AED 0. FAB's current KFS and fee schedule list retail purchase interest at up to 3.99% per month (47.88% annualised). Other charges can apply when payments are late or the limit is exceeded.

The card requires a minimum monthly salary of AED 40,000 and is only available to applicants above the age of 21.

Rewards are tiered: 8% back at Al-Futtaim retail brands, 4% at Al-Futtaim specialty brands, and 1% on all other spending, paid out as Al-Futtaim FAB Rewards. Cashback earnings are capped at AED 4,000 per month, so heavy spenders reach a monthly ceiling.

Visa Airport Companion provides up to 12 lounge visits yearly including guest visits: two are free, then one international card transaction at least 10 days before the third unlocks ten more. Cinema offers six AED 20 tickets monthly after AED 6,000 spend. Up to six discounted airport transfers require a flight ticket bought with the card within 90 days of travel. Purchase protection covers theft or damage up to USD 7,500 per claim.

FAB offers UAE nationals who apply from 24 September to 23 November 2026 AED 5,000 in Al-Futtaim FAB Rewards after eligible retail spend of AED 12,000 in each of the first three 30-day cycles. Balance transfers, Quick Cash and payment plans do not count. The offer is conditional and is excluded from generic comparison value.