FAB Islamic Cashback Credit Card

*AED 52.50 per transaction, plus the monthly profit rate below applied to the cash advance amount.

*Effective profit rate under the Murabaha contract — the Shariah-compliant equivalent of an APR — applied to unpaid balances and cash advances.

*Plus an additional card-scheme fee of approximately 1% applied by Mastercard.

*Charged as a Shariah-compliant late payment donation (not interest) if the minimum payment isn't made by the due date.

*Charged monthly when the outstanding balance exceeds the credit limit.

*Up to 0.99% of the monthly statement balance. Optional Shariah-compliant payment protection cover.

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).

*Charged if the minimum payment is not received by the due date.

*Charged when the outstanding balance exceeds the approved credit limit.

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

*1.05% of the principal outstanding amount, maximum AED 10,500.

*5% of the outstanding balance or AED 100, whichever is higher.

*21–25 days from the statement date.