What is the FAB SHARE Signature welcome bonus?

5,000 SHARE points credited on card activation, equivalent to AED 500 in redemption value. Available to new cardholders — see bankfab.com for eligibility conditions.

What is the annual fee on the Signature?

AED 525 per year. FAB lists no separate joining fee in the current card fee guide.

Where does the 6% earn rate apply?

At Carrefour (in-store and online) and on eligible spends inside Mall of the Emirates or any City Centre mall in the UAE.

Is there a monthly earning cap?

Yes. Earning is capped at AED 5,000 of eligible spend per month, equal to a maximum of 50,000 SHARE points (AED 500 in value) per month across all categories.

How does the VOX 2-for-1 benefit work?

You get up to 3 buy-one-get-one-free standard VOX Cinema ticket redemptions per calendar month. Booking must be made online or via the VOX app.

What earn rate applies to international spend?

1.5% back in SHARE points on purchases made outside the UAE. The standard 2.61% international transaction fee also applies, so net value on foreign spend is reduced.

How does the Signature compare to the Platinum?

Signature earns 6% at partner merchants vs 4% on Platinum, 1.5% internationally vs 1%, and allows 3 VOX redemptions per month vs 1. Annual fee is AED 525 vs free, and minimum salary is AED 10,000 vs AED 5,000.

What earns the reduced 0.15% rate?

Utilities, fuel, and other supermarkets (not Carrefour) earn 0.15% back in SHARE points instead of the standard rate.

Kredit

Joining Fee: Free
Annual Fee: AED 525
Minimum Salary: AED 10,000

FAB SHARE Signature Credit Card

6% back in SHARE points at Carrefour and Al Futtaim malls, with a 5,000-point welcome bonus worth AED 500 on activation.

Updated Apr 2026

≈ AED 21,732 potential value / year · incl. perks

Website

At a glance

Welcome offer

Welcome bonus

5,000 bonus SHARE points

Rewards

Category	Earn	Rate
Carrefour, Majid Al Futtaim Destinations	0.6 points per AED	6% 0.6 points per AED
International	0.15 points per AED	1.5% 0.15 points per AED
Grocery, Fuel +7 more	0.015 points per AED	0.15% 0.015 points per AED
All other spend	0.1 points per AED	1% 0.1 points per AED

Category	Earn	Rate
Carrefour, Majid Al Futtaim Destinations	0.6 points per AED	6% 0.6 points per AED
International	0.15 points per AED	1.5% 0.15 points per AED
Grocery, Fuel +7 more	0.015 points per AED	0.15% 0.015 points per AED
All other spend	0.1 points per AED	1% 0.1 points per AED

Total rewards capped at 50,000 points a month

See all rewards

Fees and eligibility

Joining Fee

Free

Annual FeeAED 525

Minimum SalaryAED 10,000

Monthly Interest Rate

3.99%

International Transaction Fee (non-AED)

2.61%

See all fees

Top benefits

Cinema3/month

See all benefits

Welcome offer

5,000 bonus SHARE points

Receive 5,000 SHARE points (worth AED 500) on card activation.

Rewards

back in SHARE points at Carrefour, Mall of the Emirates, City Centres, and mall experiences.

1.5%

back in SHARE points on international spend.

back in SHARE points on all other UAE spend.

0.15%

back in SHARE points on utilities, fuel, and selected merchants.

Rewards Calculator

My Wallet

Already have the FAB SHARE Signature Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

Minimum Age

10,000AED

Minimum Income

UAE residency

Valid Emirates ID and residency visa required.

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

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Additional Benefits

2-for-1 VOX Cinema tickets

Buy 1 get 1 free at VOX Cinemas, up to 3 times per calendar month.

Visa Signature benefits

Access to Visa Signature lifestyle and travel offers.

Fees

Free

Joining Fee

525AED

Annual Fee

3.99%

Monthly Interest Rate

International Transaction Fee (non-AED)2.61%*

*2.61% of the transaction amount for non-AED spend, plus applicable Visa/Mastercard scheme charges.

Foreign Currency Transaction Fee (AED abroad)2.61%*

*2.61% on foreign-currency transactions settled in AED abroad.

Supplementary CardFree*

*Complimentary.

Credit Shield1.04%*

*Optional; charged monthly on the outstanding balance when enrolled.

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 303.18*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 25*

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5

Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25

Liability LetterAED 52.5

Transaction DisputeAED 105

Outstation ChequeAED 52.5

Returned ChequeAED 220.5

Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

Opens in a new tab

FAB SHARE Card Terms and Conditions

Opens in a new tab

General Terms and Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about FAB SHARE Signature Credit Card credit card

Compare head-to-head

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Back to cards

Joining Fee: Free
Annual Fee: AED 525
Minimum Salary: AED 10,000

FAB SHARE Signature Credit Card

6% back in SHARE points at Carrefour and Al Futtaim malls, with a 5,000-point welcome bonus worth AED 500 on activation.

Updated Apr 2026

≈ AED 21,732 potential value / year · incl. perks

Website

At a glance

Welcome offer

Welcome bonus

5,000 bonus SHARE points

Rewards

Category	Earn	Rate
Carrefour, Majid Al Futtaim Destinations	0.6 points per AED	6% 0.6 points per AED
International	0.15 points per AED	1.5% 0.15 points per AED
Grocery, Fuel +7 more	0.015 points per AED	0.15% 0.015 points per AED
All other spend	0.1 points per AED	1% 0.1 points per AED

Category	Earn	Rate
Carrefour, Majid Al Futtaim Destinations	0.6 points per AED	6% 0.6 points per AED
International	0.15 points per AED	1.5% 0.15 points per AED
Grocery, Fuel +7 more	0.015 points per AED	0.15% 0.015 points per AED
All other spend	0.1 points per AED	1% 0.1 points per AED

Total rewards capped at 50,000 points a month

See all rewards

Fees and eligibility

Joining Fee

Free

Annual FeeAED 525

Minimum SalaryAED 10,000

Monthly Interest Rate

3.99%

International Transaction Fee (non-AED)

2.61%

See all fees

Top benefits

Cinema3/month

See all benefits

Welcome offer

5,000 bonus SHARE points

Receive 5,000 SHARE points (worth AED 500) on card activation.

Rewards

back in SHARE points at Carrefour, Mall of the Emirates, City Centres, and mall experiences.

1.5%

back in SHARE points on international spend.

back in SHARE points on all other UAE spend.

0.15%

back in SHARE points on utilities, fuel, and selected merchants.

Rewards Calculator

My Wallet

Already have the FAB SHARE Signature Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

Minimum Age

10,000AED

Minimum Income

UAE residency

Valid Emirates ID and residency visa required.

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

November Spotlight

Emirates NBD

See all

Compare

4.1/5

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ENBD noon One Visa Credit Card

Salary: AED 5,000+
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ENBD Voyager World Credit Card

Salary: AED 12,000+
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No Annual Fee
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Offers

Card benefits at 235 places in the UAE

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Lifestyle

Merchant

Federal Authority for Identity, Citizenship, Customs & Port Security

Easy payment plans with FAB

Valid until 1 Dec 2026

View offer

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Merchant

Abu Dhabi Judicial Department

Easy payment plans with FAB

Valid until 30 Dec 2026

View offer

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Abu Dhabi University

Enjoy 0% Easy Payment Plan on your tuition fees at Abu Dhabi University

Valid until 30 Dec 2026

View offer

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Valid until 30 Dec 2026

View offer

Payment features

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Merchant

FAB Mobile App

Set up an installment plan in FAB Mobile

Valid until 31 Dec 2026

View payment feature

Additional Benefits

2-for-1 VOX Cinema tickets

Buy 1 get 1 free at VOX Cinemas, up to 3 times per calendar month.

Visa Signature benefits

Access to Visa Signature lifestyle and travel offers.

Fees

Free

Joining Fee

525AED

Annual Fee

3.99%

Monthly Interest Rate

International Transaction Fee (non-AED)2.61%*

*2.61% of the transaction amount for non-AED spend, plus applicable Visa/Mastercard scheme charges.

Foreign Currency Transaction Fee (AED abroad)2.61%*

*2.61% on foreign-currency transactions settled in AED abroad.

Supplementary CardFree*

*Complimentary.

Credit Shield1.04%*

*Optional; charged monthly on the outstanding balance when enrolled.

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 303.18*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 25*

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5

Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25

Liability LetterAED 52.5

Transaction DisputeAED 105

Outstation ChequeAED 52.5

Returned ChequeAED 220.5

Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

Opens in a new tab

FAB SHARE Card Terms and Conditions

Opens in a new tab

General Terms and Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about FAB SHARE Signature Credit Card credit card

Compare head-to-head

See all

ENBD SHARE Signature vs FAB SHARE Signature

Similar cards

Compare

FIRST ABU DHABI BANK (FAB)

FAB SHARE Platinum Credit Card

Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
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Explore

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FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access

Explore

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Salary: AED 12,000+
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Welcome bonus: 5,000 SHARE Points

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FAB Islamic Cashback Credit Card

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FAB Blue Infinite Credit Card

Salary: AED 40,000+
No Annual Fee
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1% cashback on extra spending
Free airport lounge access

Explore Apply

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FAB Blue Platinum Credit Card

Salary: AED 8,000+
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FAB Blue Signature Credit Card

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By Kredit

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