Merchant
The Bicester Collection
Get notified about UAE latest credit card products
Get notified about UAE latest credit card products

6% back in SHARE points at Carrefour and Al Futtaim malls, with a 5,000-point welcome bonus worth AED 500 on activation.
Updated Apr 2026
5,000 bonus SHARE points
Receive 5,000 SHARE points (worth AED 500) on card activation.
For new cardholders on activation. See bankfab.com for eligibility terms.
See full breakdown6%
back in SHARE points at Carrefour, Mall of the Emirates, City Centres, and mall experiences.
Covers Carrefour (in-store and online) and spends in Mall of the Emirates or City Centres in the UAE. Capped at AED 5,000 of eligible spend per month (50,000 SHARE points maximum per month across all categories).
See full breakdown1.5%
back in SHARE points on international spend.
Earn on purchases made outside the UAE. Subject to the 50,000 SHARE points monthly cap.
See full breakdown1%
back in SHARE points on all other UAE spend.
Applies to everyday UAE purchases not covered by the 6% partner rate. Subject to the 50,000 SHARE points monthly cap.
See full breakdown0.15%
back in SHARE points on utilities, fuel, and selected merchants.
Reduced rate. Applies to utilities, fuel, and other supermarkets (not Carrefour). Subject to the 50,000 SHARE points monthly cap.
See full breakdown21
Minimum Age
10,000AED
Minimum Income
UAE residency
Valid Emirates ID and residency visa required.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Merchant
The Bicester Collection
Merchant
Dubai Parks and Resorts
Merchant
Dubai Parks and Resorts
Merchant
Dubai Parks and Resorts
2-for-1 VOX Cinema tickets
Buy 1 get 1 free at VOX Cinemas, up to 3 times per calendar month.
Online or app booking only, up to 3 times per calendar month. See bankfab.com for eligible formats.
See full breakdownVisa Signature benefits
Access to Visa Signature lifestyle and travel offers.
Hotel, dining, and travel perks for Visa Signature cardholders. Subject to Visa's terms — visit visa.com for the current offer catalogue.
525AED
Joining Fee
525AED
Annual Fee
1.99%
Monthly Interest Rate
1.99% per month on retail purchases. Cash advance finance charges are 3.99% per month, applied from the transaction date.
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
*Charged if the minimum payment is not received by the due date.
*Charged when the outstanding balance exceeds the approved credit limit.
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
*1.05% of the principal outstanding amount, maximum AED 10,500.
*Per statement reprinted.
*5% of the outstanding balance or AED 100, whichever is higher.
*21–25 days from the statement date.
Get answers to common questions about FAB SHARE Signature Credit Card credit card
Similar cards
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
Other credit cards from this bank
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
Annual Fee: AED 630
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
Related Collections