FAB Emirati Islamic Credit Card

*Up to 3.15% of the amount withdrawn, minimum AED 105 per transaction.

*Applies to international transactions in AED or another currency, plus 1.15% scheme charge.

*Optional; percentage of statement balance under the October 2025 KFS.

*Charged if the minimum payment is not received by the due date.

*Charged when the outstanding balance exceeds the approved credit limit.

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

*1.05% of the principal outstanding amount, maximum AED 10,500.

*Per statement reprinted.

*5% of the outstanding balance or AED 100, whichever is higher.

*21–25 days from the statement date.