Does the FAB Manchester City Titanium have a joining or annual fee?

Both the joining fee and annual fee are listed as free. The card does carry other charges though: a 3.5% monthly interest rate on revolved balances, and a 2.61% fee, plus the card network's scheme charge, on international transactions and on foreign-currency amounts settled in AED abroad.

How do FAB Rewards work on this card?

You earn 10 FAB Rewards per AED 1 spent at sports goods and sports apparel stores, and 1 FAB Reward per AED 1 on everything else. Total earning is capped at 50,000 FAB Rewards per month.

What is the 100,000 bonus FAB Rewards offer?

This isn't a one-off welcome bonus; the card doesn't have a welcome offer at all. It's a recurring milestone in the rewards section: you earn 100,000 bonus FAB Rewards in any calendar year your spend on the card reaches AED 100,000, on top of the standard 1 FAB Reward per AED 1 already earned on that spend.

What can I win through the Manchester City Experiences benefit?

FAB lists UK trips for top annual spenders and official jerseys for selected top quarterly spenders. The card is discontinued; existing cardholders should use the issuer’s current competition terms.

What discounts come with City Football Schools and Man City retail?

Cardholders get 10% off a one-term programme at City Football Schools UAE, or 20% off if you book a full season. There's also 10% off products at the Etihad Stadium retail store in the UK.

Kredit

This card is no longer available

This page is kept as an archive. Benefits, rewards and fees are historical and may no longer apply.

Explore Platinum Plus See current alternatives

FAB Manchester City Titanium Credit Card

Discontinued

Joining Fee: Free
Annual Fee: Free
Minimum Salary: AED 5,000

FAB Manchester City Titanium Credit Card

Earn up to 10 FAB Rewards per AED at sports goods and apparel stores, plus Manchester City experiences and a no annual fee.

At a glance

Fees and eligibility

Joining FeeFree

Annual FeeFree

Minimum SalaryAED 5,000

Monthly Interest Rate

3.5%

International Transaction Fee (non-AED)

2.61%

See all fees

Rewards

Per AED 1 at sports goods and apparel storesFAB Rewards 10

Per AED 1 on all other spendingFAB Rewards 1

See all rewards

Top benefits

Manchester City Experiences

City Football Schools & Retail Discounts

See all benefits

Rewards

10FAB Rewards

per AED 1 at sports goods and apparel stores.

1FAB Rewards

per AED 1 on all other spending.

Eligibility

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

Additional Benefits

Manchester City Experiences

Qualify to win UK trips and match tickets

City Football Schools & Retail Discounts

10-20% off City Football Schools UAE and Etihad Stadium retail

Fees

Free

Joining Fee

Free

Annual Fee

3.5%

Monthly Interest Rate

International Transaction Fee (non-AED)2.61%*

*2.61% of the transaction amount for non-AED spend, plus applicable Visa/Mastercard scheme charges.

Foreign Currency Transaction Fee (AED abroad)2.61%*

*2.61% on foreign-currency transactions settled in AED abroad.

Supplementary CardFree*

*Complimentary.

Credit Shield1.04%*

*Optional; charged monthly on the outstanding balance when enrolled.

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 303.18*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 25*

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5

Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25

Liability LetterAED 52.5

Transaction DisputeAED 105

Outstation ChequeAED 52.5

Returned ChequeAED 220.5

Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

Opens in a new tab

Key Facts Statement

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about FAB Manchester City Titanium Credit Card credit card

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Back to cards

This card is no longer available

This page is kept as an archive. Benefits, rewards and fees are historical and may no longer apply.

Explore Platinum Plus See current alternatives

Discontinued

Joining Fee: Free
Annual Fee: Free
Minimum Salary: AED 5,000

FAB Manchester City Titanium Credit Card

Earn up to 10 FAB Rewards per AED at sports goods and apparel stores, plus Manchester City experiences and a no annual fee.

At a glance

Fees and eligibility

Joining FeeFree

Annual FeeFree

Minimum SalaryAED 5,000

Monthly Interest Rate

3.5%

International Transaction Fee (non-AED)

2.61%

See all fees

Rewards

Per AED 1 at sports goods and apparel storesFAB Rewards 10

Per AED 1 on all other spendingFAB Rewards 1

See all rewards

Top benefits

Manchester City Experiences

City Football Schools & Retail Discounts

See all benefits

Rewards

10FAB Rewards

per AED 1 at sports goods and apparel stores.

1FAB Rewards

per AED 1 on all other spending.

Eligibility

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

Additional Benefits

Manchester City Experiences

Qualify to win UK trips and match tickets

City Football Schools & Retail Discounts

10-20% off City Football Schools UAE and Etihad Stadium retail

Fees

Free

Joining Fee

Free

Annual Fee

3.5%

Monthly Interest Rate

International Transaction Fee (non-AED)2.61%*

*2.61% of the transaction amount for non-AED spend, plus applicable Visa/Mastercard scheme charges.

Foreign Currency Transaction Fee (AED abroad)2.61%*

*2.61% on foreign-currency transactions settled in AED abroad.

Supplementary CardFree*

*Complimentary.

Credit Shield1.04%*

*Optional; charged monthly on the outstanding balance when enrolled.

Cash Advance3.15%*

*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.

Late PaymentAED 241.5*

*Charged if the minimum payment is not received by the due date.

Over-LimitAED 303.18*

*Charged when the outstanding balance exceeds the approved credit limit.

Card ReplacementAED 25*

*Reduced from AED 78.75 to AED 25 effective 20 August 2026.

Credit Shield Plus1.04%*

*1.04% per month of the outstanding balance. Optional plan — enrolment required.

Wallet Shield0.42%*

*0.42% per month of the outstanding balance. Optional plan — enrolment required.

Accident Insurance0.26%*

*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.

Instalment / Financing Plans3%*

*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.

Instalment Cancellation1.05%*

*1.05% of the principal outstanding amount, maximum AED 10,500.

Plan DefermentAED 262.5

Statement ReprintAED 26.25*

*Per statement reprinted.

Sales Draft CopyAED 26.25

Liability LetterAED 52.5

Transaction DisputeAED 105

Outstation ChequeAED 52.5

Returned ChequeAED 220.5

Minimum Payment5%*

*5% of the outstanding balance or AED 100, whichever is higher.

Payment DueFree*

*21–25 days from the statement date.

Important Stuff

Schedule of Charges

Opens in a new tab

Key Facts Statement

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about FAB Manchester City Titanium Credit Card credit card

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