Kredit
Unlock my cardsCredit cardsCalculatorsAccountsPick me a card
Profile
AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Back to cards
Back to cards
Mashreq Platinum Plus Credit Card

Joining Fee

Free

Annual Fee

AED 313.95

Minimum Salary

AED 5,000

Mashreq Platinum Plus Credit Card

Earn up to 10 Mashreq Vantage points per AED on everyday categories, plus cinema discounts and spend-gated lounge access.

Updated Aug 2026

≈ AED 467 value / year
WebsiteVisit Mashreq Platinum Plus Credit Card credit card website

Welcome offer

Up to AED 750 Welcome Bonus

AED 750 for new Mashreq card customers after AED 5,000 spend.

New Mashreq credit-card customers receive AED 750, and existing card customers receive AED 200, after spending AED 5,000 in the first two months after issuance.

See full breakdown

Rewards

10Mashreq Vantage Points

per AED on supermarket, fuel and dining.

Earn 10 Mashreq Vantage points per AED on eligible supermarket, fuel and dining purchases.

See full breakdown

2Mashreq Vantage Points

per AED on international and other local spend.

Earn 2 Mashreq Vantage points per AED on international purchases and other eligible local purchases.

See full breakdown

0.5Mashreq Vantage Points

per AED on selected reduced local categories.

Earn 0.5 point per AED on local government, utilities, education, charity, rent and telecom payments.

See full breakdown

Rewards Calculator

Eligibility

21

Minimum Age

5,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 275
Lifestyle

Merchant

Cinepolis cinemas

Enjoy 50% off at Cinepolis cinemas

Valid until 31 Dec 2026
View offer
Lifestyle

Merchant

I SMILE DENTAL CENTER LLC

0% Easy Payment Plans available for 3, 6, 9 and 12 months

Valid until 3 Jan 2099
View offer
Lifestyle

Merchant

Emirates Skywards

Redeem for Skywards Miles

Valid until 2 Jul 2099
View offer
Lifestyle

Merchant

Etihad Guest Miles

Redeem for Guest Miles

Valid until 2 Jul 2099
View offer

Additional Benefits

Airport Lounge Access

4 complimentary lounge visits per year after AED 7,000 previous-month spend.

Access 1,000+ lounges for the cardholder or cardholder plus one guest, subject to AED 7,000 eligible purchases in the previous statement month.

See full breakdown

50% Off Cinema Tickets

4 discounted tickets per billing month at VOX, Reel and Novo Cinemas.

Get 50% off up to four eligible cinema tickets per billing month, subject to the published benefit terms.

See full breakdown

Cinépolis Movie Tickets

8 complimentary tickets per billing month through 31 December 2026.

Receive up to eight complimentary Cinépolis tickets per billing month through 31 December 2026 after meeting the published AED 7,000 previous-month spend condition.

See full breakdown

Fees

Free

Joining Fee

313.95AED

Annual Fee

Important Stuff

Key Facts Statement

Opens in a new tab

General Terms and Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about Mashreq Platinum Plus Credit Card credit card

The primary card annual fee is AED 299 plus 5% VAT, or AED 313.95 inclusive of VAT.

The card includes four complimentary visits per calendar year after at least AED 7,000 of eligible purchases in the previous statement month.

Similar cards

Mashreq Cashback Credit Card Design

MASHREQ BANK

Mashreq Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

AED 500 Welcome Bonus

Unlimited 5% Cashback on dining.

1% Cashback on international spends (non-dining)

ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card
Mashreq Solitaire Credit Card Design

MASHREQ BANK

Mashreq Solitaire Credit Card

Salary: AED 25,000+

Annual Fee AED 1,500 +5% VAT

Welcome Bonus: AED 2,500

6 points per AED on international purchases

Unlimited Fitness First Visits

ExploreLearn more about Mashreq Solitaire Credit Card credit card benefits and featuresApplyApply for Mashreq Solitaire Credit Card credit card
ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Unlimited lounge access

30% discount at 2000+ restaurants

40% discount at golf courses worldwide

ExploreLearn more about ENBD Mastercard Platinum Credit Card credit card benefits and featuresApplyApply for ENBD Mastercard Platinum Credit Card credit card

Other credit cards from this bank

Mashreq Noon Credit Card Design
LIMITED OFFER

MASHREQ BANK

Mashreq Noon Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500

Free Delivery on Noon Express

Up to 5% cashback on noon purchases

ExploreLearn more about Mashreq Noon Credit Card credit card benefits and features
Mashreq Solitaire Credit Card Design

MASHREQ BANK

Mashreq Solitaire Credit Card

Salary: AED 25,000+

Annual Fee AED 1,500 +5% VAT

Welcome Bonus: AED 2,500

6 points per AED on international purchases

Unlimited Fitness First Visits

ExploreLearn more about Mashreq Solitaire Credit Card credit card benefits and featuresApplyApply for Mashreq Solitaire Credit Card credit card
Mashreq Platinum Elite Credit Card Design

MASHREQ BANK

Mashreq Platinum Elite Credit Card

Salary: AED 7,000+

Annual Fee AED 650 + 5% VAT

Welcome Bonus: AED 1,500

8 complimentary Fitness First visits/month

5 points/AED intl, 3 points/dining, 1 point/local

ExploreLearn more about Mashreq Platinum Elite Credit Card credit card benefits and featuresApplyApply for Mashreq Platinum Elite Credit Card credit card
Mashreq Cashback Credit Card Design

MASHREQ BANK

Mashreq Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

AED 500 Welcome Bonus

Unlimited 5% Cashback on dining.

1% Cashback on international spends (non-dining)

ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card
Mashreq IO Credit Card Design

MASHREQ BANK

Mashreq IO Credit Card

Salary: AED 200,000+

Invitation Only

Annual Fee: AED 5,250

Welcome Offer: 3 million Vantage points

5 Vantage points on every spend

ExploreLearn more about Mashreq IO Credit Card credit card benefits and featuresApplyApply for Mashreq IO Credit Card credit card