Best Fuel & Petrol Cashback Credit Cards UAE 2026
The best UAE fuel credit cards return 5–10% on ADNOC, ENOC, and EPPCO petrol stations.
See cardsLast updated: - Updated monthly using latest public card terms and rewards data.
Emirates Islamic RTA pays 10% on fuel (the highest rate available), CBD Super Saver, ADIB Cashback Covered, and ADCB 365 all pay 3–5%, and the FAB ADNOC Rewards co-brand earns ADNOC Rewards points instead of cashback.
Watch the per-transaction cap (most cards exclude any single fuel swipe above AED 200) and check whether your card covers all three major networks or just ADNOC. For most UAE drivers, a multi-category card paying 3–5% on fuel beats a single-network co-brand once you factor non-fuel spend.
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
≈ AED 10,828 potential value / year · incl. perks
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
≈ AED 6,207 potential value / year · incl. perks
10% Cashback on RTA Transport
10% Cashback on Fuel
2.25% Cashback on Other Spends
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
≈ AED 12,000 potential value / year
4% cashback on groceries, auto & education
4% cashback on bills
4% cashback on Salik & Nol
Best Fuel & Petrol Cashback Credit Cards UAE 2026 compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | ADNOC co-brand: rewards points on fuel at ADNOC stations, dining and daily spend, from AED 5,000 |
| Free | AED 5,000 | 10% cashback on fuel and RTA transport, no annual fee, from AED 5,000 |
 | AED 313.95 (waivable) | AED 10,000 | Up to 8% cashback on spends in switchable Lifestyle or Travel mode, fuel included, from AED 10,000 |
| AED 261.45 | AED 15,000 | Islamic cashback on fuel, groceries, telecom, education, from AED 15,000 |
 | AED 420 (waivable) | AED 5,000 | CBD multi-category cashback including fuel and everyday spend, from AED 5,000 |
 | AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, groceries, dining, education, utilities, from AED 5,000 |
 | AED 313.95 (waivable) | AED 5,000 | 5% cashback on fuel (up to AED 200/month), 6% dining, first year free, from AED 5,000 |
 | AED 383.25 | AED 8,000 | Multi-category cashback including fuel, grocery and dining, from AED 8,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 315 | AED 5,000 | ADNOC co-brand: rewards points on fuel at ADNOC stations, dining and daily spend, from AED 5,000 |
| Free | AED 5,000 | 10% cashback on fuel and RTA transport, no annual fee, from AED 5,000 |
| AED 313.95 (waivable) | AED 10,000 | Up to 8% cashback on spends in switchable Lifestyle or Travel mode, fuel included, from AED 10,000 |
| AED 261.45 | AED 15,000 | Islamic cashback on fuel, groceries, telecom, education, from AED 15,000 |
| AED 420 (waivable) | AED 5,000 | CBD multi-category cashback including fuel and everyday spend, from AED 5,000 |
| AED 103.95 | AED 5,000 | ADIB Islamic 4% cashback on fuel, groceries, dining, education, utilities, from AED 5,000 |
| AED 313.95 (waivable) | AED 5,000 | 5% cashback on fuel (up to AED 200/month), 6% dining, first year free, from AED 5,000 |
| AED 383.25 | AED 8,000 | Multi-category cashback including fuel, grocery and dining, from AED 8,000 |
FAB ADNOC Rewards Credit Card
Annual feeAED 315
Min. salaryAED 5,000
HighlightADNOC co-brand: rewards points on fuel at ADNOC stations, dining and daily spend, from AED 5,000
Emirates Islamic RTA Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight10% cashback on fuel and RTA transport, no annual fee, from AED 5,000
Emirates Islamic Switch Cashback Credit Card
Annual feeAED 313.95 (waivable)
Min. salaryAED 10,000
HighlightUp to 8% cashback on spends in switchable Lifestyle or Travel mode, fuel included, from AED 10,000
DIB Consumer Cashback Platinum Credit Card
Annual feeAED 261.45
Min. salaryAED 15,000
HighlightIslamic cashback on fuel, groceries, telecom, education, from AED 15,000
CBD Super Saver Credit Card
Annual feeAED 420 (waivable)
Min. salaryAED 5,000
HighlightCBD multi-category cashback including fuel and everyday spend, from AED 5,000
ADIB Cashback Covered Credit Card
Annual feeAED 103.95
Min. salaryAED 5,000
HighlightADIB Islamic 4% cashback on fuel, groceries, dining, education, utilities, from AED 5,000
HSBC Live+ Credit Card
Annual feeAED 313.95 (waivable)
Min. salaryAED 5,000
Highlight5% cashback on fuel (up to AED 200/month), 6% dining, first year free, from AED 5,000
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 8,000
HighlightMulti-category cashback including fuel, grocery and dining, from AED 8,000
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
10 cards in the UAE
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 15% back on ADNOC fuel spending
- 3% back on SALIK, DARB and Mawaqif
- 2% back on international spending
DUBAI ISLAMIC BANK
DIB Consumer Cashback Platinum Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 261.45
- 4% cashback on groceries, auto & education
- 4% cashback on bills
- 4% cashback on Salik & Nol
CBD
CBD Super Saver Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Up to 10% Cashback on Bills, Education, Fuel.
- 50% off Cinema Tickets
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% Cashback on RTA Transport
- 10% Cashback on Fuel
- 2.25% Cashback on Other Spends
EMIRATES ISLAMIC
Emirates Islamic Switch Cashback Credit Card
- Salary: AED 10,000+
- No Annual Fee for the first year
- Welcome Offer: AED 500 Cashback points
- Up to 8% cashback on your spends
- Switch between Lifestyle or Travel cashback category
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI ISLAMIC BANK (ADIB)
ADIB Cashback Covered Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 103.95
- 4% cashback on groceries, fuel, education, dining and utility spends
- Four Free Supplementary cards
- Road Side Assistance once a Year
HSBC
HSBC Live+ Credit Card
- Salary: AED 5,000+
- First year fee-free
- Up to AED 800 welcome cashback
- 6% dining cashback
- 5% fuel cashback
EMIRATES NBD
ENBD Duo Credit Card
- Salary: AED 12,000+
- Annual Fee: AED 840
- 5% rewards on grocery, utilities, telecom & fuel
- 0.5% on other spends
- Unlimited airport lounge access worldwide
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on all spends
- 0.5% Cashback on Other Credit Card Bills
- Total Cashback up to AED 2,500/month
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Fuel & Petrol Cashback Credit Cards UAE 2026
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