DIB Consumer Platinum Credit Card
Enjoy everyday savings on supermarket, hypermarket, bill payments, fuel purchases and more. This card delivers convenient cashback rewards through a collaboration with the Department of Economic Development, offering guaranteed cashback rewards of up to 4% on your daily spending.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 15,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. DIB Consumer Platinum Credit Card expects AED 15,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
4%
on supermarket & hypermarket purchases, automobile servicing, and school fees.
Maximum monthly cashback of AED 400 per category. Minimum AED 4,000 retail spend required.
4%
on Etisalat & Du bill payments, fuel spends, and utility bills.
Maximum monthly cashback of AED 150 per category. Minimum AED 4,000 retail spend required.
4%
on Salik and Nol recharges.
Maximum monthly cashback of AED 50. Minimum AED 4,000 retail spend required.
1,000AED
maximum total cashback per billing cycle.
Combined cap across all cashback categories.
Rewards Calculator
July Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Complimentary Roadside Assistance
up to 2 times per year
Includes vehicle registration pick up and drop off (once a year), servicing pick up and drop off (once a year, and others.
Eligibility
21
Minimum Age
15,000AED
Minimum Income
Fees
261.45AED
Annual Fee
3.69%
Monthly Interest Rate
52.5AED
Card Replacement Fee
Late Payment FeeAED 236.25
Cash Advance FeeAED 94.5
International Usage Fee [non-AED]3.7%*
*3.70% of transaction amount
International Usage Fee [AED]3.14%*
*3.14% of transaction amount
Other credit cards from this bank
DUBAI ISLAMIC BANK
DIB SHAMS Infinite Credit Card
Salary: AED 20,000+
No Annual Fee for the First Year
5% Cashback on Dining and Travel bookings
Complimentary Access to Fitness First
Complimentary Airport Transfers
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