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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Best HSBC Airport Lounge Access Credit Cards

Compare and explore airport lounge access credit cards from HSBC in the UAE.

See cards

Last updated: September 17, 2026

Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

September Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

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ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 bonus on AED 5,000
  • 20% back in credits on noon Food
  • 5% back in credits on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

4 cards in the UAE

HSBC Cash+ Credit Card Design

HSBC

HSBC Cash+ Credit Card

  • Salary: AED 30,000+
  • No Annual Fee for the first year
  • 1% cashback every day on all your purchases, with no minimum spend or earning caps
  • 10% bonus cashback each month, quarter and year on top
  • Complimentary Careem Plus subscription
ExploreLearn more about HSBC Cash+ Credit Card credit card benefits and features
HSBC Live+ Credit Card Design
LIMITED OFFER

HSBC

HSBC Live+ Credit Card

  • Salary: AED 5,000+
  • First year fee-free
  • Up to AED 800 welcome cashback
  • 6% dining cashback
  • 5% fuel cashback
ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
HSBC Emirates Skywards Signature Credit Card Design

HSBC

HSBC Emirates Skywards Signature Credit Card

  • Salary: AED 10,000+
  • Direct Skywards Miles
  • Annual fee: AED 1,050
ExploreLearn more about HSBC Emirates Skywards Signature Credit Card credit card benefits and featuresApplyApply for HSBC Emirates Skywards Signature Credit Card credit card
HSBC Emirates Skywards Infinite Credit Card Design

HSBC

HSBC Emirates Skywards Infinite Credit Card

  • Salary: AED 30,000+
  • Direct Skywards Miles
  • Annual fee: AED 2,625
ExploreLearn more about HSBC Emirates Skywards Infinite Credit Card credit card benefits and featuresApplyApply for HSBC Emirates Skywards Infinite Credit Card credit card

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–30,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best HSBC Airport Lounge Access Credit Cards in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

HSBC can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

Eligibility still depends on your profile and the bank's final credit checks.

HSBC UAE credit card interest is capped at 3.45% per month (the UAE Central Bank limit). The exact rate varies by card and customer profile — check your card's Schedule of Fees on hsbc.ae for the published rate.

HSBC UAE cards earn rewards in different formats: HSBC Cash Plus earns cashback, Live Plus and Max Rewards earn Reward Points convertible to vouchers and partner programmes, and Premier Air Miles earns air miles. Points typically don't expire as long as the card stays active.

HSBC Premier Air Miles is the card available to HSBC Premier banking customers — a wealth-banking tier requiring AED 1M in qualifying balances or an AED 35,000+ monthly salary. Benefits include air miles earning, unlimited Priority Pass lounge access, premium travel insurance, and dedicated relationship banking.

HSBC Premier Air Miles includes unlimited Priority Pass airport lounge access for the cardholder. Selected lower tiers (HSBC Platinum Select, Max Rewards) include a limited number of complimentary lounge visits per year — confirm the count on each card.

HSBC UAE credit card cash advances typically charge a 3% fee with an AED 100 minimum. Interest accrues from the transaction date with no grace period. Most ATMs accept HSBC cards; daily cash withdrawal limits are usually 30-50% of the total credit limit.

HSBC Advance is the credit card tied to HSBC Advance banking — a mid-tier relationship banking package for career professionals, typically requiring AED 15,000+ monthly salary. It includes preferential rates, Advance current account, and a credit card matched to the tier.

Compare HSBC UAE credit cards by annual fee, minimum salary, rewards type (cashback vs points vs air miles), lounge access, and Premier or Advance banking tie-in. HSBC Cash Plus is the entry cashback option from AED 8,000; Premier Air Miles is the top tier from AED 35,000.

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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