Review fees, caps, redemption styles, and lifestyle perks before applying.
Best Premium Liv Credit Cards
Compare Liv's premium credit cards: Cashback+ for broad tiered rewards and Tamayaz World for Union Coop, international, dining, and fuel value.
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LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
≈ AED 15,328 potential value / year · incl. perks · Cashback mode
Up to 4% Cashback on all spends
Cashback or Skywards Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
≈ AED 18,928 potential value / year · incl. perks
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
3% cashback on international spends
Best Premium Liv Credit Cards compared
A side-by-side snapshot of joining fees, salary requirements, and standout benefits.
| Card | Joining fee | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| AED 735 | AED 735 | AED 15,000 | Up to 4% tiered cashback, AED 1,500 monthly cap, lounge access, VOX offers, and Careem airport transfer |
| AED 735 | AED 735 | AED 15,000 | 10% cashback equivalent at Union Coop, 3% international, AED 1,000 welcome bonus equivalent |
| Card | Joining fee | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| AED 735 | AED 735 | AED 15,000 | Up to 4% tiered cashback, AED 1,500 monthly cap, lounge access, VOX offers, and Careem airport transfer |
| AED 735 | AED 735 | AED 15,000 | 10% cashback equivalent at Union Coop, 3% international, AED 1,000 welcome bonus equivalent |
Liv Cashback+ Credit Card
Joining feeAED 735
Annual feeAED 735
Min. salaryAED 15,000
HighlightUp to 4% tiered cashback, AED 1,500 monthly cap, lounge access, VOX offers, and Careem airport transfer
Tamayaz World Credit Card
Joining feeAED 735
Annual feeAED 735
Min. salaryAED 15,000
Highlight10% cashback equivalent at Union Coop, 3% international, AED 1,000 welcome bonus equivalent
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
Why choose Premium Liv Credit Cards
1.
Higher rewards ceiling
Both premium Liv cards raise monthly reward potential to AED 1,500, compared with lower caps on entry-tier Liv cards.
2.
Premium everyday perks
Cashback+ adds broad tiered cashback, lounge access, VOX offers, travel medical insurance, and Careem airport transfer. Tamayaz World adds stronger Union Coop and international reward rates.
3.
Built for heavier spend
These cards sit above Liv's free-for-life entry options and are better suited to users who can offset the AED 735 fee through regular spending.
Premium Liv monthly value example
Adjust your monthly spending to see how cashback changes across cards.
Union Coop
1%
AED 0
1% · AED 0
Union Coop
10%
AED 0
10% · AED 0
International
1%
AED 0
1% · AED 0
International
3%
AED 0
3% · AED 0
Real Estate, Education
1%
AED 0
1% · AED 0
Real Estate, Education
0.1%
AED 0
0.1% · AED 0
Travel
0.1%
AED 0
0.1% · AED 0
Travel
1%
AED 0
1% · AED 0
Government, Utilities +2 more
0.1%
AED 0
0.1% · AED 0
Government, Utilities +2 more
0.1%
AED 0
0.1% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
AED 1,472
Airport Lounge Access
AED 2,760
VOX Cinemas BOGO
AED 528
VOX Cinemas BOGO
AED 528
Careem Airport Transfer
AED 60
Careem Airport Transfer
AED 60
Annual Fee
– AED 735
Annual Fee
– AED 735
Total
+ AED 1,325
Total
+ AED 2,613
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
Find your match
Match me to a credit card
Answer a few quick questions and we'll match you to your best-fit UAE credit card — then help you check you qualify before you apply.
2 cards in the UAE
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- Up to 4% Cashback on all spends
- Cashback or Skywards Miles
- 3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- Welcome Bonus: AED 1,000 equivalent
- 10% cashback at Union Coop
- 3% cashback on international spends
How to apply for a premium Liv card
Follow these steps to complete your application.
1.Review the latest eligibility and fee schedule before starting your application
2.Choose Cashback+ for broad eligible spend or Tamayaz World if Union Coop and international spend are your priority
3.Apply through the Liv website or app, then complete OTP, Emirates ID, passport, and selfie verification
4.Activate the virtual card after approval and review statement cycles for cashback, points, caps, and welcome bonus posting
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 15,000+ |
| Employment | Employed in the UAE (salaried applicants) |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Multiple passports | Applicants must not hold multiple passports |
| PEP status | Applicants must not be a Politically Exposed Person (PEP) |
| Passport sanctions | Applicants must not hold a passport from a sanctioned country |
| Sanctions activity | Applicants must not perform transactions with sanctioned jurisdictions |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| One card per customer | Only one Liv credit card can be active at a time across all products |
| Minimum age | 21 years |
| Monthly salary | AED 15,000+ |
| Employment | Employed in the UAE (salaried applicants) |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Multiple passports | Applicants must not hold multiple passports |
| PEP status | Applicants must not be a Politically Exposed Person (PEP) |
| Passport sanctions | Applicants must not hold a passport from a sanctioned country |
| Sanctions activity | Applicants must not perform transactions with sanctioned jurisdictions |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| One card per customer | Only one Liv credit card can be active at a time across all products |
Sanctioned jurisdictions list (2026): Belarus, Ukraine (Crimea, Donetsk, Luhansk), Cuba, Iran, North Korea, North Sudan, Russia, Syria. Self-employed professionals are not eligible for Liv credit cards. Always confirm the latest eligibility details with the bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Premium Liv Credit Cards in the UAE
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