Liv Cashback+ is usually the better fit for mixed everyday spending because it earns tiered cashback across eligible purchases and lets you switch between cashback and Emirates Skywards Miles in the Liv app.
Best Premium Liv Credit Cards
Compare Liv's premium credit cards: Cashback+ for broad tiered rewards and Tamayaz World for Union Coop, international, dining, and fuel value. Review fees, caps, redemption styles, and lifestyle perks before applying.
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LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
Best Premium Liv Credit Cards compared
A side-by-side snapshot of joining fees, salary requirements, and standout benefits.
| Card | Joining fee | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| AED 735 | AED 735 | AED 15,000 | Up to 4% tiered cashback, AED 1,500 monthly cap, lounge access, VOX offers, and Careem airport transfer |
| AED 735 | AED 735 | AED 15,000 | 10% cashback equivalent at Union Coop, 3% international, AED 1,000 welcome bonus equivalent |
| Card | Joining fee | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| AED 735 | AED 735 | AED 15,000 | Up to 4% tiered cashback, AED 1,500 monthly cap, lounge access, VOX offers, and Careem airport transfer |
| AED 735 | AED 735 | AED 15,000 | 10% cashback equivalent at Union Coop, 3% international, AED 1,000 welcome bonus equivalent |
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why choose Premium Liv Credit Cards
1.
Higher rewards ceiling
Both premium Liv cards raise monthly reward potential to AED 1,500, compared with lower caps on entry-tier Liv cards.
2.
Premium everyday perks
Cashback+ adds broad tiered cashback, lounge access, VOX offers, travel medical insurance, and Careem airport transfer. Tamayaz World adds stronger Union Coop and international reward rates.
3.
Built for heavier spend
These cards sit above Liv's free-for-life entry options and are better suited to users who can offset the AED 735 fee through regular spending.
Premium Liv monthly value example
Adjust your monthly spending to see how cashback changes across cards.
Union Coop
1%
AED 0
1% · AED 0
Union Coop
10%
AED 0
10% · AED 0
Booking.com
7%
AED 0
7% · AED 0
Booking.com
1%
AED 0
1% · AED 0
International
1%
AED 0
1% · AED 0
International
3%
AED 0
3% · AED 0
Transportation, Real Estate, Education
1%
AED 0
1% · AED 0
Transportation, Real Estate, Education
0.1%
AED 0
0.1% · AED 0
Government, Utilities, Telecom
0.5%
AED 0
0.5% · AED 0
Government, Utilities, Telecom
0.1%
AED 0
0.1% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Annual Fee
– AED 735
Annual Fee
– AED 735
Total
– AED 735
Total
– AED 735
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
2 cards in the UAE
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LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
Salary: AED 15,000+
How to apply for a premium Liv card
Follow these steps to complete your application.
1.Review the latest eligibility and fee schedule before starting your application
2.Choose Cashback+ for broad eligible spend or Tamayaz World if Union Coop and international spend are your priority
3.Apply through the Liv website or app, then complete OTP, Emirates ID, passport, and selfie verification
4.Activate the virtual card after approval and review statement cycles for cashback, points, caps, and welcome bonus posting
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 15,000+ |
| Employment | Employed in the UAE (salaried applicants) |
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
