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Kredit

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AboutBlogBanksPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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Best RAK Restaurants Credit Cards

Compare and explore restaurants credit cards from RAK in the UAE. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

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Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

5 cards in the UAE

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RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

Salary: AED 35,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 8,000–35,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 8,000–35,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Tier-based Monthly Fee

Up to 4% cashback on all your spends

Up to 3% value back on airline and hotel reward redemption

No Foreign Currency Fee

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and featuresApplyApply for RAKBANK Elevate Credit Card credit card
RAKBANK World Credit Card Design

RAKBANK

RAKBANK World Credit Card

Salary: AED 20,000+

No Annual Fee First Year

10% Cashback on Travel & Hotel Spends

10% Cashback on Supermarket Spends

10% Cashback on Dining Spends

ExploreLearn more about RAKBANK World Credit Card credit card benefits and featuresApplyApply for RAKBANK World Credit Card credit card
RAKislamic World Credit Card Design

RAKBANK

RAKislamic World Credit Card

Salary: AED 20,000+

No Annual Fee

RAKrewards on Every Spend

Cash Advance: Up to 80% of the credit limit

Free Supplementary Card

ExploreLearn more about RAKislamic World Credit Card credit card benefits and featuresApplyApply for RAKislamic World Credit Card credit card
RAKBANK Titanium Credit Card Design

RAKBANK

RAKBANK Titanium Credit Card

Salary: AED 8,000+

No Annual Fee

Joining Bonus: AED 500

5% Cashback on Supermarkets, Dining

2% Standard Cashback

ExploreLearn more about RAKBANK Titanium Credit Card credit card benefits and featuresApplyApply for RAKBANK Titanium Credit Card credit card
RAKislamic Watani Credit Card Design

RAKBANK

RAKislamic Watani Credit Card

Salary: AED 15,000+

No Annual Fee First Year

Exclusive for UAE nationals

50,000 RAKrewards Bonus

100% Cashback on Salik + DARB

ExploreLearn more about RAKislamic Watani Credit Card credit card benefits and featuresApplyApply for RAKislamic Watani Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best RAK Restaurants Credit Cards in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

RAK can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

Eligibility still depends on your profile and the bank's final credit checks.