RAKBANK Travel Credit Cards
Compare RAKBANK travel cards by rewards, foreign spending costs and airport benefits.
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What to consider
A travel card earns value only when its reward fits the trips you actually take. RAKBANK World returns cashback on eligible travel purchases, Elevate earns RAKrewards with benefits that vary by membership tier, and Air Arabia Platinum earns AirRewards for airline use. Compare the earning and redemption path first, then check the card cost, salary requirement and travel benefit rules.
Choose the reward you can use
World's cashback, Elevate's RAKrewards and Air Arabia Platinum's AirRewards are different currencies. Check where you spend and how you redeem before comparing their headline benefits.
Check travel conditions
Review eligible travel transactions, lounge or transfer rules, foreign transaction costs and ongoing fees on each card. Elevate's benefits and costs depend on its membership tier.
RAKBANK travel cards compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 997.50 (waivable) | AED 20,000 | Eligible travel cashback with a monthly spending threshold and category cap |
 | AED 617.40 (waivable) | AED 35,000 | RAKrewards and tier-based travel privileges, with a membership cost to compare |
 | AED 420 | AED 5,000 | AirRewards and Air Arabia benefits for travellers who use the airline |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 997.50 (waivable) | AED 20,000 | Eligible travel cashback with a monthly spending threshold and category cap |
| AED 617.40 (waivable) | AED 35,000 | RAKrewards and tier-based travel privileges, with a membership cost to compare |
| AED 420 | AED 5,000 | AirRewards and Air Arabia benefits for travellers who use the airline |
Rakbank World Credit Card
Annual feeAED 997.50 (waivable)
Min. salaryAED 20,000
HighlightEligible travel cashback with a monthly spending threshold and category cap
Rakbank Elevate Credit Card
Annual feeAED 617.40 (waivable)
Min. salaryAED 35,000
HighlightRAKrewards and tier-based travel privileges, with a membership cost to compare
Rakbank Air Arabia Platinum Credit Card
Annual feeAED 420
Min. salaryAED 5,000
HighlightAirRewards and Air Arabia benefits for travellers who use the airline
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Three different travel reward paths
1.
Cashback on eligible travel
World combines travel cashback with broader spending categories. Its monthly qualifying spend, category cap and renewal-fee waiver affect the return.
2.
Flexible rewards and tier privileges
Elevate earns RAKrewards and includes travel benefits that change by Prime, Plus and Privilege tier. Compare the tier cost with the privileges you will use.
3.
An airline programme
Air Arabia Platinum earns AirRewards, so it is most relevant if you book Air Arabia and can use the points in that programme.
3 cards in the UAE
RAKBANK
Rakbank World Credit Card
- Salary: AED 20,000+
- No Annual Fee First Year
- 10% Cashback on Travel & Hotel Spends
- 10% Cashback on Supermarket Spends
- 10% Cashback on Dining Spends
RAKBANK
Rakbank Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
RAKBANK
Rakbank Air Arabia Platinum Credit Card
- Salary: AED 5,000+
- AED 420 annual fee; year-two spend waiver
- 15,000 AirRewards Bonus Points
- Complimentary Annual Ticket
- Free Airport Transfers
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about RAKBANK Travel Credit Cards in the UAE
Related Collections
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