Wio Debit Card

Yes, on Plus, Salary and Family: 0.5% on local AED debit purchases and 1% on international foreign-currency debit purchases. Standard does not earn cashback, and the shared AED 2,500 monthly cap and exclusions apply.

Fund the matching USD, GBP or EUR balance before paying. Wio then draws from that balance without adding its international transaction fee.

No. Wio's current account key facts statement says cashback is not available on Standard. The debit rates shown here apply to Plus, Salary and Family customers.

AED 2,500 per customer per month in aggregate across eligible My Money debit and Wio Credit cashback.

Government, utilities, quasi-cash, exchange-house transfers, ATM withdrawals, money transfers and digital-wallet top-ups are excluded under Wio's current key facts statement.

Standard costs AED 25 per month, waived with at least AED 3,000 across eligible Wio balances. Plus costs AED 49 per month, waived with at least AED 35,000.