Sinder Founder Card

The allowance resets each calendar month. Only spend above AED 40,000 receives the excess markup: 0.5% on weekdays and 1.5% on weekends. Dynamic currency conversion and other third-party charges are separate.

Access applies only when shown as eligible for the card tier in the Sinder app. Visit and guest limits, possible fees, participating lounges and entry remain subject to Mastercard Travel Pass, DragonPass and other applicable partner terms.

Club benefits, participating partners and any usage limits are set by Sinder and its partners and are shown in the app. Partner terms apply to each benefit.

Shows visa requirements, allowed length of stay, a safety signal and a weekend-fit score, with a travel guide and a direct link to the official visa portal. Works with any passport and defaults to UAE-passport rules.

Cover runs under the card's Mastercard benefits programme. Claim windows, eligible items, excluded categories, required documentation and the coverage limit are set by the programme administrator.

Cashback rate, qualifying booking routes, eligible rates and the crediting timeline are set by Booking.com and Sinder, and are shown in the app at the time of booking.

Participating rental companies, discount levels, booking channels and territory coverage are set by each partner and shown in the Sinder app. Partner terms apply to every booking.

Participating e-SIM providers, discount levels, country coverage and plan durations are set by each partner and shown in the Sinder app.

Discount level, qualifying subscription terms and redemption route are set by ExpressVPN and Sinder, and are shown in the Sinder app.

ruya is the regulated issuing bank and account provider and holds customer funds in accordance with applicable law. Network International supports payment processing.

Availability follows Sinder's published rollout and remains subject to issuer and card-scheme support.

Community access and the perks shared in it are offered by Sinder to Founder Card members. Partner terms apply to each perk.

Applicants complete UAE PASS, identity and issuer checks in the Sinder app. A virtual card is available online after approval only if selected at application; a physical card is usable after delivery and activation.