Toll and Bridge Fees is listed under Transportation in the merchant category directory. The code describes the merchant's business, not the exact item you bought.
Toll and Bridge Fees identifies the business that takes the card payment. Road-toll payments can be made to an operator or through a separate top-up channel.
A toll benefit depends on your issuer's eligible codes and terms. The item bought or service received does not by itself confirm the code on the charge.
Find the posted Toll and Bridge Fees charge and match its merchant, date and amount to the receipt or payment confirmation.
Most bank apps show a spending category rather than the four-digit MCC. A transport label cannot distinguish a toll charge from a top-up provider.
Ask whether that specific card payment used MCC 4784 and whether it qualifies for the toll benefit on your card.
How this code relates to a payment and card rewards.
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