MCC 5977 is the merchant category code for Cosmetic Stores. Kredit reads it as cosmetics & beauty spending, so a card's cosmetics & beauty rate applies when an outlet's payments post under it.
Brands whose outlets Kredit has confirmed under this code. The code is set per outlet by the payment provider, so an outlet can still post under another one.
At a confirmed outlet on MCC 5977, FAB Emirati Islamic Credit Card earns 4.49%, capped at 500,000 points / month · 200,000 points / month. Modelled on AED 5,000 monthly spend; the cards you hold change the answer.
FIRST ABU DHABI BANK (FAB)
EMIRATES ISLAMIC
Before you pay
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
What MCC 5977 covers, who uses it, and which card earns most on it.
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