Sharaf DG MCC in the UAE

Sharaf DG outlets use MCC 5732, Electronic Sales, which Kredit reads as electronics spending. Kredit has verified that code from real transaction data.

Why the MCC decides your reward at Sharaf DG

The reward a card pays at Sharaf DG depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as electronics spending or as general spend.

Sharaf DG outlets post under MCC 5732, Electronic Sales. A card with a higher rate on electronics spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.

The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.

The codes that most often catch UAE cardholders out are in our guide to MCC code issues.