Shopping
NOON
Save 10% on your noon order
- Electronics, groceries, fashion, and home
- Up to AED 25 off a single order
- Offer runs to 31 December 2026
- 10% off your noon order, up to AED 25
Best Credit Cards for Sharaf DG UAE
Compare UAE credit cards for Sharaf DG.
See cardsLast updated: - Sourced from official issuer documents and product pages.
Good to know
Emirates Islamic Cashback earns 5% on electronics up to AED 100 a month, SIB Cashback earns 10% on online spend, plus flat cashback options for in-store and online shopping.
Electronics category rate
EMIRATES ISLAMIC
Emirates Islamic Cashback Credit Card
Islamic≈ AED 4,992 potential value / year
5% Cashback on telecom
5% Cashback on electronics
Up to 1% cashback on all local and international spends
Best online cashback
SHARJAH ISLAMIC BANK
SIB Cashback Credit Card
Islamic≈ AED 10,816 potential value / year · incl. perks
3.8/5
10% Cashback on online and digital wallet spends
2% Cashback on international spends
1% Cashback on domestic retail spends
Best no-card-fee option
WIO BANK
Wio Credit Card
≈ AED 7,200 potential value / year
2% Cashback on most spends
0.5% on card bills
Up to AED 2,500/month
Up to 600 ENTERTAINER offers
Shopping perks
Useful perks relevant to this card category.
Shopping
SHARAF DG
Sharaf DG daily deals
- Up to 70% off selected products
- Browse Sharaf DG's online deals
Shopping
ALIEXPRESS
Save on your AliExpress order
- Browse products across categories
- Apply an eligible code before paying
- US new users: USD 3 off orders over USD 10
Shopping
REEBOK
Free UAE delivery at Reebok above AED 250
- On purchases above AED 250
- Shop through the link
Best Credit Cards for Sharaf DG UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 367.50 | AED 5,000 | 5% cashback on electronics and telecom spend including Sharaf DG, capped at AED 100 a month in each category, AED 367.50 annual fee, from AED 5,000 |
| AED 199 (waivable) | AED 5,000 | 10% cashback on online spend including sharafdg.com, from AED 5,000 |
 | AED 1,575 | AED 25,000 | 3% flat cashback on all spend up to AED 1,500/month, from AED 25,000 |
 | AED 735 | AED 15,000 | Up to 4% tiered cashback on all spend, AED 735 annual fee, from AED 15,000 |
| AED 588 (waivable) | AED 7,000 | 2% on eligible Sharaf DG spend, no separate card annual fee, qualifying plan required, from AED 7,000 |
 | AED 735 | AED 15,000 | EI SmartMiles on all spend including electronics, AED 735 annual fee, from AED 15,000 |
 | AED 617.40 (waivable) | AED 35,000 | Up to 4 Rewards points/AED on eligible electronics spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 367.50 | AED 5,000 | 5% cashback on electronics and telecom spend including Sharaf DG, capped at AED 100 a month in each category, AED 367.50 annual fee, from AED 5,000 |
| AED 199 (waivable) | AED 5,000 | 10% cashback on online spend including sharafdg.com, from AED 5,000 |
| AED 1,575 | AED 25,000 | 3% flat cashback on all spend up to AED 1,500/month, from AED 25,000 |
| AED 735 | AED 15,000 | Up to 4% tiered cashback on all spend, AED 735 annual fee, from AED 15,000 |
| AED 588 (waivable) | AED 7,000 | 2% on eligible Sharaf DG spend, no separate card annual fee, qualifying plan required, from AED 7,000 |
| AED 735 | AED 15,000 | EI SmartMiles on all spend including electronics, AED 735 annual fee, from AED 15,000 |
| AED 617.40 (waivable) | AED 35,000 | Up to 4 Rewards points/AED on eligible electronics spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000 |
Emirates Islamic Cashback Credit Card
Annual feeAED 367.50
Min. salaryAED 5,000
Highlight5% cashback on electronics and telecom spend including Sharaf DG, capped at AED 100 a month in each category, AED 367.50 annual fee, from AED 5,000
SIB Cashback Credit Card
Annual feeAED 199 (waivable)
Min. salaryAED 5,000
Highlight10% cashback on online spend including sharafdg.com, from AED 5,000
Invest Bank World Credit Card
Annual feeAED 1,575
Min. salaryAED 25,000
Highlight3% flat cashback on all spend up to AED 1,500/month, from AED 25,000
Liv Cashback+ Credit Card
Annual feeAED 735
Min. salaryAED 15,000
HighlightUp to 4% tiered cashback on all spend, AED 735 annual fee, from AED 15,000
Wio Credit Card
Annual feeAED 588 (waivable)
Min. salaryAED 7,000
Highlight2% on eligible Sharaf DG spend, no separate card annual fee, qualifying plan required, from AED 7,000
Emirates Islamic Flex Elite Credit Card
Annual feeAED 735
Min. salaryAED 15,000
HighlightEI SmartMiles on all spend including electronics, AED 735 annual fee, from AED 15,000
Rakbank Elevate Credit Card
Annual feeAED 617.40 (waivable)
Min. salaryAED 35,000
HighlightUp to 4 Rewards points/AED on eligible electronics spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why use a credit card at Sharaf DG
1.
Electronics category cards earn at Sharaf DG's core products
Emirates Islamic Cashback earns 5% specifically on electronics and telecom — the primary categories at Sharaf DG. Each category is capped at AED 100 a month.
2.
Online orders qualify for 10% cashback
SIB Cashback earns 10% on all online purchases. Orders placed via sharafdg.com earn the full 10% up to the AED 300/month cap.
3.
On large purchases the monthly cap decides the return
Electronics at Sharaf DG often carry high price points — laptops, TVs, smartphones. On a large purchase the monthly cap matters more than the rate: EI Cashback's 5% stops at AED 100 a month.
How to choose the right card for Sharaf DG
1.
Smaller electronics purchases: EI Cashback's dedicated category
5% on electronics and telecom directly targets Sharaf DG's product range, capped at AED 100 a month in each category.
2.
Online buyer: SIB Cashback at 10%
SIB's 10% online rate applies to sharafdg.com orders up to AED 300 a month, above EI Cashback's AED 100 electronics cap.
8 cards in the UAE
EMIRATES ISLAMIC
IslamicEmirates Islamic Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 367.50
- 5% Cashback on telecom
- 5% Cashback on electronics
- Up to 1% cashback on all local and international spends
3.8/5
SHARJAH ISLAMIC BANK
IslamicSIB Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee for the First Year
- 10% Cashback on online and digital wallet spends
- 2% Cashback on international spends
- 1% Cashback on domestic retail spends
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- Up to 4% Cashback on all spends
- Cashback or Skywards Miles
- 3 VOX B1G1 offers + 25% off F&B from AED 40
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
- Salary: AED 5,000+
- Free for life
- Up to 2% Cashback on all spends
- Cashback or Skywards Miles
- 2 VOX B1G1 offers + 25% off F&B from AED 40
WIO BANK
Wio Credit Card
- Salary: AED 7,000+
- No Annual Fee with Wio Plan
- 2% Cashback on most spends
- 0.5% on card bills
- Up to AED 2,500/month
INVEST BANK
Invest Bank World Credit Card
- Salary: AED 25,000+
- Annual Fee: AED 1,575
- Flat 3% cashback on all spends (up to AED 1,500/month)
- Complimentary Airport Transfers with Careem
- Complimentary 1 GB of data roaming with Flexiroam once a year
3.8/5
EMIRATES ISLAMIC
IslamicEmirates Islamic Flex Elite Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- EI SmartMiles welcome offer
- 3.75% cashback on international spend
- Unlimited rounds of golf
RAKBANK
Rakbank Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for Sharaf DG UAE
Compare head-to-head
See all
Paying at Sharaf DG in store
One confirmed Sharaf DG outlet: how sure Kredit is of its category, and the card that earns most there. How Kredit Nearby works
Sharaf DG
Dubai
Spending category
Electronics
Kredit reads Sharaf DG as electronics spending.
Card to use here
ENBD Duo Credit Card
Emirates NBD
Up to 5.00%reward rate
Capped at AED 500 / month.
Also compared
Emirates Islamic Cashback Credit Card · 5.00%
Highest rate here
Invest Bank Platinum Credit Card · 3.00%
Balanced rate, fee and reward cap
Modelled on AED 5,000 monthly spend. Your own cards change the answer.
Before you pay at Sharaf DG
Best card to pay with at Sharaf DG
The credit card that earns most when you pay at Sharaf DG, with the current bank offers.
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.