St. Regis Hotels & Resorts MCC in the UAE
St. Regis Hotels & Resorts outlets mostly use MCC 3745, ST. REGIS HOTEL, which Kredit reads as hotels spending. Kredit has verified that code from real transaction data.
Codes St. Regis Hotels & Resorts uses
- MCC 3745 · ST. REGIS HOTEL
- MCC 7011 · Lodging - Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)
The code is set per outlet by the payment provider. Kredit reads all of them as hotels spending, but a card that pays on specific codes can treat them differently.
Why the MCC decides your reward at St. Regis Hotels & Resorts
The reward a card pays at St. Regis Hotels & Resorts depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as hotels spending or as general spend.
St. Regis Hotels & Resorts outlets mostly post under MCC 3745, ST. REGIS HOTEL. A card with a higher rate on hotels spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.
The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.
The codes that most often catch UAE cardholders out are in our guide to MCC code issues.
Which card earns most at St. Regis Hotels & Resorts
At a St. Regis Hotels & Resorts outlet verified under MCC 3745, FAB Travel Credit Card earns up to 12.28%, capped at 562,500 points / month. Modeled on AED 5,000 monthly spend; the cards you hold change the answer.
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- Flight voucher after AED 300,000 spend
- 12% cashback on flights and hotel bookings
- No FX fees
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES ISLAMIC
Emirates Islamic Emarati Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Exclusive for UAE nationals
- Welcome Bonus: AED 1,000 cashback
- Up to 3.75 EI SmartMiles per AED 1
How to check a St. Regis Hotels & Resorts outlet's code before you pay
- 01
Find the outlet
Open Kredit Nearby and search for St. Regis Hotels & Resorts, or use your location to see the outlets around you.
- 02
Confirm the branch
Outlets of one brand can carry different codes, so pick the St. Regis Hotels & Resorts branch you are paying at.
- 03
Read the result
Nearby shows the outlet's code, whether Kredit has verified it, and the card in your wallet that earns most there.
At a St. Regis Hotels & Resorts till?
Find the best card nearby
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
St. Regis Hotels & Resorts MCC questions
What code St. Regis Hotels & Resorts uses, why outlets can differ, and which card to use.