Kredit
My WalletCredit cardsCalculatorsAccountsPick me a card
Profile
  • My Wallet
  • Credit cards
  • Calculators
  • Accounts
  • Pick me a card
  • Profile
More
  • Offers
  • Kredit Nearby
  • Kredit Perks
  • Banks
  • Loyalty Programs
  • How we rank
Compare
  • Best credit cards
  • Accounts
  • Banks
  • Offers
  • Loyalty Programs
  • Kredit Perks
Tools
  • My Wallet
  • Pick me a card
  • Calculators
  • Kredit Nearby
  • ChatGPT App
Company
  • About
  • Contact us
  • New to the UAE
  • Secure Collect
  • How we rank
Contact

Please send feedback and feature requests to support@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Kredit

Copyright © 2026 All Rights Reserved.

Privacy PolicyTerms of ServiceReferral Programme TermsReferral Privacy Notice

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Lifestyle

Merchant

no processing fee

Valid until 31 Dec 2026

Enjoy more flexibility on the purchases you make every day with 0% Easy Payment Plan at…

Review validity, terms, merchant contact, and eligible cards before using this offer.

Learn more

Offer details

More flexibility for your everyday spending.

Enjoy more flexibility on the purchases you make every day with 0% Easy Payment Plan at zero fees

Convert your everyday spending into convenient monthly instalments for up to 12 months with 0% processing fee when you use your Dubai First Credit Card across the following categories:

Jewellery & Electronics

Purchases at any jewellery and electronic stores

Travel bookings

Flights and hotel bookings made through airlines, hotels and travel agencies

International spending

Overseas and non-AED purchases

Education expenses

Tuition fees and other education-related spending

Car Care

Servicing, repairs, maintenance and parts*

Healthcare expenses

Hospital, clinic, pharmacy and other wellness-related spending

To convert your elgible purchase into 0% Easy Payment Plan, log-in to Dubai First mobile app, select the transaction and convert.

Offer valid until 31 December 2026.

*Downpayment transactions relating to car loans are not eligible for this campaign.

Terms and conditions apply .

Cards for this offer

Dubai First Cashback Credit Card Design

DUBAI FIRST

Dubai First Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 418.95
  • 5% Cashback on groceries, dining and fuel
  • 0.50% Cashback on international and domestic retail spends
  • Instant Cashback Redemption
ExploreLearn more about Dubai First Cashback Credit Card credit card benefits and featuresApplyApply for Dubai First Cashback Credit Card credit card

Get notified about UAE latest credit card products