Best Credit Cards to shop in Mall of the Emirates
Whether you're grabbing groceries at Carrefour, catching a movie at VOX, or indulging in a luxury fashion spree, shopping at Mall of the Emirates gets even better when you're earning rewards. Two standout card families — Emirates NBD SHARE and FAB SHARE — let you earn points directly redeemable within the mall. Both are co-branded with Majid Al Futtaim’s SHARE program, but they differ in structure, fees, and ideal users.
Let’s break down what makes each group shine, so you can find the perfect fit for your lifestyle and spending habits.
Emirates NBD SHARE Cards
The Emirates NBD SHARE card series is a top pick for mall-goers who want solid rewards without the burden of an annual fee. These cards integrate seamlessly with the SHARE rewards program from Majid Al Futtaim, letting you earn and spend points effortlessly across 5,000+ stores in Mall of the Emirates and other MAF shopping centers.
You’ll find three card tiers: Platinum, Signature, and Infinite, each offering slightly different benefits. But even the mid-tier Signature card is packed with value for the average shopper.
Why it works:
- Annual Fee: Free for life across all tiers
- SHARE Points Earning:
- Up to 7% back at Mall of the Emirates and City Centre malls
- 9% at VOX Cinemas, Magic Planet, and MAF entertainment venues
- 6.25% at Carrefour (including the Mall of the Emirates hypermarket)
- 1% on all other retail spending
- Points Redemption:
- 10 SHARE points = AED 1
- Redeem instantly in-store or via the SHARE app
- Option to convert points to mall e-gift cards
In addition to generous earning, cardholders enjoy exclusive Mall of the Emirates perks like seasonal retailer discounts and BOGO VOX cinema tickets, adding extra value to your visits. For frequent mall visitors, these perks alone could justify getting the card — even before considering the high reward rates.
Additional Perks:
- Complimentary global airport lounge access (Signature & Infinite tiers)
- Concierge services, purchase protection, and travel insurance
Tier Breakdown:
- Platinum: Basic earning rates, fewer perks—good for casual shoppers
- Signature: Best balance of benefits and accessibility
- Infinite: Premium travel perks and higher earning, ideal for elite spenders
If you're looking for maximum mall rewards without paying a dirham in annual fees, Emirates NBD SHARE is one of the most cost-effective credit card options in the UAE.
FAB SHARE Cards
The FAB SHARE series steps it up for those who want premium perks, and don’t mind paying an annual fee in exchange for high-value returns. Issued by First Abu Dhabi Bank, these cards are designed for high-income individuals and families who frequently spend at Mall of the Emirates, especially on luxury retail, groceries, and entertainment.
FAB SHARE cards are available in Standard, Platinum, and Signature tiers, with the Signature version offering the richest benefits.
Why it works:
- Annual Fee: AED 1,500
- Offset by a 15,000 SHARE point welcome bonus (worth AED 1,500)
- SHARE Points Earning:
- 6.25% back at Mall of the Emirates and City Centre malls
- 8.25% on entertainment at VOX Cinemas, Ski Dubai, Magic Planet
- 7% at Carrefour
- 2.75% on general retail
The FAB SHARE Signature is one of the few cards where the rewards can quickly exceed the fee, especially if you're spending on big-ticket items or frequenting entertainment spots in the mall.
Redemption & Flexibility:
- Points redeemable in-store at Mall of the Emirates
- Use via the SHARE app or convert to Carrefour and mall e-gift cards
- No expiry as long as you're using the card actively
Premium Perks:
- Unlimited global airport lounge access (Visa Signature)
- BOGO VOX Cinema tickets, concierge services, and robust travel insurance
- Special in-mall offers and event-based promotions
Tier Breakdown:
- Standard & Platinum: Suitable for moderate spenders with fewer perks
- Signature: Top-tier benefits for high spenders who want to maximize rewards at Mall of the Emirates
This card makes sense if you're frequenting MoE, spending heavily on fashion, electronics, groceries, or treating your family to cinemas and ski days. The welcome bonus alone offsets the fee, and the uncapped earning potential makes it lucrative in the long run.
ENBD SHARE vs FAB SHARE: Side-by-Side
| Card | Annual fee (AED) | Carrefour (in-store / online) | MoE & City Centre malls (MAF retail) | VOX / Ski Dubai / Magic Planet | Other retail / online / international |
|---|---|---|---|---|---|
FAB SHARE Standard | 0 (free for life) | Up to ~7% value back in SHARE points | Up to ~3.25% | Up to ~5.25% | Up to ~1.75% |
FAB SHARE Platinum | 1,000 | Up to ~7% | Up to ~4.25% | Up to ~6.25% | Up to ~2.25% |
FAB SHARE Signature | 1,500 | Up to ~7% | Up to ~6.25% | Up to ~8.25% | Up to ~2.5% (≈2.75% in some promos) |
Emirates NBD SHARE Visa Platinum | 0 (free for life) | ~4.25% total | Up to ~5% | ~7% | ~0.75% |
Emirates NBD SHARE Visa Signature | 0 (free for life) | ~6.25% | Up to ~7% | ~9% | ~1% |
Emirates NBD SHARE Visa Infinite | 1,500 | ~8.25% | Up to ~9% | ~11% | ~1.5% |
| Card | Annual fee (AED) | Carrefour (in-store / online) | MoE & City Centre malls (MAF retail) | VOX / Ski Dubai / Magic Planet | Other retail / online / international |
|---|---|---|---|---|---|
FAB SHARE Standard | 0 (free for life) | Up to ~7% value back in SHARE points | Up to ~3.25% | Up to ~5.25% | Up to ~1.75% |
FAB SHARE Platinum | 1,000 | Up to ~7% | Up to ~4.25% | Up to ~6.25% | Up to ~2.25% |
FAB SHARE Signature | 1,500 | Up to ~7% | Up to ~6.25% | Up to ~8.25% | Up to ~2.5% (≈2.75% in some promos) |
Emirates NBD SHARE Visa Platinum | 0 (free for life) | ~4.25% total | Up to ~5% | ~7% | ~0.75% |
Emirates NBD SHARE Visa Signature | 0 (free for life) | ~6.25% | Up to ~7% | ~9% | ~1% |
Emirates NBD SHARE Visa Infinite | 1,500 | ~8.25% | Up to ~9% | ~11% | ~1.5% |
Final Thoughts: Which SHARE Card Is Right for You?
Both Emirates NBD and FAB SHARE cards are built to make every dirham spent at Mall of the Emirates work harder—but your best choice depends on your income and shopping habits.
- Choose Emirates NBD SHARE if you’re looking for great rewards with no annual fee, and your spending is moderate. With up to 7% back in SHARE points, free lounge access, and a low income requirement, it's the best-value card for most UAE residents.
- Choose FAB SHARE if you’re a high earner and frequent shopper at Mall of the Emirates, especially if you also value entertainment perks and travel benefits. The welcome bonus neutralizes the first-year fee, and the unlimited earning potential means you can truly rack up rewards.
Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
