Lifestyle
Merchant
Titan Global Retail
Special offers on all purchases at Titan Eye+. Complimentary frame with any lens purchase 20% discount on all purchases
Valid until 23 Jul 2026
ADCB LuLu Platinum Credit Card
A free-for-life LuLu co-brand card earning 8 LuLu Points per AED at LuLu stores, with complimentary airport lounge access.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 8,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ADCB LuLu Platinum Credit Card expects AED 8,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
8LuLu Points
per AED 1 at LuLu stores.
Earn 8 LuLu Points per AED 1 spent at LuLu stores.
See full breakdown1.25LuLu Points
per AED 1 on all other spend.
Earn up to 1.25 LuLu Points per AED 1 on all other UAE and international spend.
See full breakdownRewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Offers
See all 2853View offer
Lifestyle
Merchant
Toys R Us
0% Interest Payment Plan for 3, 6 or 12 months on a minimum transaction of AED 1,000 made with your Credit Card at Toys R Us. To avail this offer, please call 600 50 2030 and book your plan. Contact Number: 800 869 778 732
Valid until 25 Jul 2026
Lifestyle
Merchant
369 cinemas
369 Cinemas, managed by Truth Cinemas, offers an unparalleled movie-going experience with 9 state-of-the-art screens featuring the latest in 4K projection technology and immersive Dolby Atmos sound. 25% discount on movie tickets through the 369 Cinemas website and app. To download the app, click on the link below: App Store: click here Google Play: click here Redemption Steps: Visit the website, click here or download the app Log in or continue as guest Select the movie, date and time Choose the seats and proceed Choose or skip food and beverage session Click on bank offers, select 25% for ADCB Cards and add the first 8 digits of your Card Enter your details and proceed to checkout
Valid until 27 Jul 2026
Lifestyle
Merchant
369 cinemas
Up to 25% discount on movie tickets and selected food & beverage at 369 Cinemas. 25% discount on movie tickets 20% discount on food & beverage except candy, chocolates and packed foods & drinks
Valid until 27 Jul 2026
Additional Benefits
Airport lounge access
Complimentary airport lounge access.
Complimentary airport lounge access for the cardholder.
See full breakdownEligibility
21
Minimum Age
8,000AED
Minimum Income
Fees
Free
Joining Fee
Free
Annual Fee
3.69%
Monthly Interest Rate
3.69% per month (44.28% per annum).
Late Payment FeeAED 241.5*
*Charged if the minimum payment due is not received by the payment due date.
Over Limit FeeAED 288.75*
*Charged when the balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 105, whichever is higher.
International Transaction Fee (non-AED)2.99%*
*2.99% of the transaction amount for non-AED spend.
Foreign Currency Transaction Fee (AED abroad)2.99%*
*2.99% on foreign-currency transactions settled in AED abroad.
Card ReplacementAED 78.75
Supplementary CardFree*
*Complimentary.
Credit Shield1.04%*
*Optional; charged monthly on the outstanding balance when enrolled.
Frequently Asked Questions
Get answers to common questions about ADCB LuLu Platinum Credit Card credit card
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