SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Millionaire Destiny Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.01% p.a., paid quarterly, declared for Q2 2026
Regular cash prize draws
Abu Dhabi Commercial Bank (ADCB) Credit Cards
Abu Dhabi Commercial Bank (ADCB)Visit Abu Dhabi Commercial Bank (ADCB) websiteAbu Dhabi Commercial Bank (ADCB), a premier financial institution in the United Arab Emirates, offers a suite of banking solutions tailored to diverse client needs. Established in 1985 following a merger, ADCB has consistently demonstrated robust growth and innovation in retail, commercial, and corporate banking services. The bank's portfolio encompasses personal loans, wealth management, and digital banking solutions, reinforcing its commitment to customer-centric service. ADCB's strategic initiatives significantly contribute to the UAE's financial landscape, providing pivotal support to economic development and sustainability. By leveraging cutting-edge technology and a global outlook, ADCB maintains its position at the forefront of the banking sector, driving progress and enhancing financial accessibility in the region.
This bank's credit cards
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 3.5 LuLu Points per AED 1 spent at LuLu stores
- Up to 1 LuLu Points per AED 1 spent on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Infinite Credit Card
- Salary: AED 25,000+
- Annual Fee: AED 1,050
- 15,000 Touchpoints for spends of AED 15,000
- Welcome Bonus: AED 1,200 Expedia.ae Voucher
- 20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
IslamicADCB Islamic Emirati Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 945
- Exclusive for UAE nationals
- 7% cashback on 7 categories
- 1% cashback on all other domestic and international spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Private World Elite Credit Card
- ADCB Private clients only
- Exclusive to clients of ADCB Private
- Annual Fee: AED 7,875
- Up to 4 TouchPoints per AED spent
- Low foreign currency transaction fee of 0.99%
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to AED 750 welcome bonus
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Platinum Credit Card
- Salary: AED 8,000+
- No Annual Fee
- 8 LuLu Points per AED 1 spent at LuLu stores
- Up to 1.25 LuLu Points per AED 1 spent on all other spends
- 4 lounge visits/year
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to 1.25% cashback on all spends
- 0.75% on select categories
- BOGO at Reel Cinemas
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Shukran Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Welcome Bonus: up to AED 1,200
- 10% back as Shukrans on spends at Shukran brands
- Up to 1.5% back as Shukrans on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
- Salary: AED 20,000+
- Annual Fee: AED 1,575
- 10% Cashback on airline tickets
- 10% Cashback on hotel stays
- 1.5% Cashback on all domestic spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee for the First Year
- 10,000 Touchpoints for spends of AED 10,000
- Vox Cinema Buy one Get one offer
- 20% off on talabat orders
This bank's accounts
Savings
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Instant Tourist Account
Monthly fee: AED 26.25/month, waivable
Transfers: One International Beneficiary
No minimum balance
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Universal Account
Monthly fee: AED 2/month
Local and International Transfers
No minimum balance
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Goal Savings Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 4.5% p.a.
Residency: UAE residents only
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Goal Savings Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 4.5% p.a.
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Active Saver Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 2.25% p.a., paid monthly
Residency: UAE residents only
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Active Saver Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 2.25% p.a., paid monthly
Banking model: Shariah-compliant
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Elite Account
Monthly fee: Free to AED 100/month
Profit rate: 0.2% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Call Account
Monthly fee: Free to AED 100/month
Interest rate: 0.1% p.a., paid monthly
Opening deposit: AED 5,000
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.1% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Special Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.1% p.a., paid quarterly, declared for Q2 2026
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Savings Account
Monthly fee: Free to AED 100/month
Interest rate: 0.1% p.a., paid half-yearly
Free debit card
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Emirati Millionaire Savings Account
Monthly fee: Free to AED 100/month
Profit rate: 0.01% p.a., paid quarterly, declared for Q2 2026
Regular cash prize draws
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Super Saver Account
Monthly fee: Free to AED 100/month
Profit rate: Up to 5.5% p.a., paid monthly
Banking model: Shariah-compliant
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Super Saver Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 5.5% p.a., paid monthly
Who can open it: Existing customers of the bank
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Cashback Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 2% p.a., paid monthly
Residency: UAE residents only
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Current Account
Monthly fee: Free to AED 100/month
Free debit card
Opening deposit: AED 5,000
CurrentABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Current Account
Monthly fee: Free to AED 100/month
Banking model: Shariah-compliant
Free debit card
SavingsABU DHABI COMMERCIAL BANK (ADCB)
ADCB Foreign Currency Savings Account
Monthly fee: Free to AED 100/month
Interest rate: Up to 0.1% p.a., paid monthly
Account opening: Fully digital, no branch visit
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Advantage Fixed Deposit
Minimum: AED 50,000
Interest rate: Up to 2.75% p.a.
Tenure: 1 month to 13 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Fixed Deposit
Minimum: AED 5,000
Interest rate: Up to 2.75% p.a.
Tenure: 1 month to 12 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB IB Century Deposit
Minimum: AED 5,000
Payout: Interest paid at maturity
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Sustainable Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 4% p.a.
Tenure: 1 month to 36 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Term Investment Deposit
Minimum: AED 5,000
Profit rate: Up to 2.5% p.a.
Tenure: 1 month to 12 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Upfront Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 2.8% p.a.
Tenure: 3 months to 36 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Wakala Century Deposit
Minimum: AED 5,000
Profit rate: Up to 2.65% p.a.
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Islamic Wakala Deposit
Minimum: AED 50,000
Profit rate: Up to 4% p.a.
Tenure: 1 month to 13 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Monthly / Quarterly Profit Wakala Deposit
Minimum: AED 25,000
Profit rate: Up to 2.6% p.a.
Tenure: 3 months to 18 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Online Century Deposit
Minimum: AED 5,000
Interest rate: Up to 2.65% p.a.
Tenure: 50 days to 500 days
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Regular Interest Deposit
Minimum: AED 25,000
Interest rate: Up to 2.6% p.a.
Tenure: 3 months to 18 months
DepositABU DHABI COMMERCIAL BANK (ADCB)
ADCB Upfront Interest Deposit
Minimum: AED 25,000
Interest rate: Up to 2.8% p.a.
Tenure: 3 months to 36 months
Explore Abu Dhabi Commercial Bank (ADCB) cards by category
Cashback Cards
365 Cashback, Essential Cashback, Traveller and Islamic Emirati compared by category and salary
4 cards compared →
Travel Cards
Traveller cashback on flights and hotels, Etihad Guest Infinite Miles and the Infinite-tier cards
3 cards compared →
TouchPoints Cards
TouchPoints Platinum, TouchPoints Infinite and Private World Elite compared by earn rate
3 cards compared →
Cards from AED 5,000 Salary
The five ADCB cards open at AED 5,000 a month
5 cards compared →
Cards at AED 25,000 Salary
ADCB's main cards at AED 25,000, including the Traveller
6 cards compared →
How TouchPoints Work
Earn rates by card and what a TouchPoint is worth at each redemption
Shukran (Landmark Group)
The ADCB Shukran card at Centrepoint, Max, Home Centre and the rest of Landmark Group
ADCB LuLu Cards
LuLu Platinum and Titanium side by side: 8 or 3.5 LuLu Points per AED 1 at LuLu, both free for life
2 cards compared →
LuLu Cards
ADCB LuLu Platinum and Titanium against the other LuLu co-brand cards
talabat Card
The ADCB talabat card against other food-delivery cards
Abu Dhabi Commercial Bank (ADCB) — FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE