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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Abu Dhabi Commercial Bank (ADCB)

Abu Dhabi Commercial Bank (ADCB)Visit Abu Dhabi Commercial Bank (ADCB) website

Abu Dhabi Commercial Bank (ADCB), a premier financial institution in the United Arab Emirates, offers a suite of banking solutions tailored to diverse client needs. Established in 1985 following a merger, ADCB has consistently demonstrated robust growth and innovation in retail, commercial, and corporate banking services. The bank's portfolio encompasses personal loans, wealth management, and digital banking solutions, reinforcing its commitment to customer-centric service. ADCB's strategic initiatives significantly contribute to the UAE's financial landscape, providing pivotal support to economic development and sustainability. By leveraging cutting-edge technology and a global outlook, ADCB maintains its position at the forefront of the banking sector, driving progress and enhancing financial accessibility in the region.

This bank's credit cards

ADCB Essential Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Essential Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 350

Up to 1.25% cashback on all spends

0.75% on select categories

ExploreLearn more about ADCB Essential Cashback Credit Card credit card benefits and featuresApplyApply for ADCB Essential Cashback Credit Card credit card
ADCB Private World Elite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Private World Elite Credit Card

Salary: AED 200,000+

Exclusive to clients of ADCB Private

Annual Fee: AED 7,875

Up to 4 TouchPoints per AED spent

Low foreign currency transaction fee of 0.99%

ExploreLearn more about ADCB Private World Elite Credit Card credit card benefits and featuresApplyApply for ADCB Private World Elite Credit Card credit card
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

Salary: AED 8,000+

Annual Fee: AED 945

Exclusive for UAE nationals

7% cashback on 7 categories

1% cashback on all other domestic and international spends

ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and featuresApplyApply for ADCB Islamic Emirati Credit Card credit card
ADCB Shukran Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Shukran Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

Welcome Bonus: up to AED 1,200

10% back as Shukrans on spends at Shukran brands

Up to 1.5% back as Shukrans on all other spends

ExploreLearn more about ADCB Shukran Credit Card credit card benefits and featuresApplyApply for ADCB Shukran Credit Card credit card
ADCB Talabat Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 on spending AED 2,500 in 45 days

35% cashback on talabat orders (as talabat credit)

1.25% cashback on other spends (as talabat credit)

ExploreLearn more about ADCB Talabat Credit Card credit card benefits and featuresApplyApply for ADCB Talabat Credit Card credit card
ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

Salary: AED 8,000+

Annual Fee: AED 383.25

6% cashback on dining (including online food orders)

5% cashback on groceries

3% cashback on utilities, telecom, fuel and Salik

ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,575

10% Cashback on airline tickets

10% Cashback on hotel stays

1.5% Cashback on all domestic spends

ExploreLearn more about ADCB Traveller Credit Card credit card benefits and featuresApplyApply for ADCB Traveller Credit Card credit card
ADCB Etihad Guest Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Infinite Credit Card

Salary: AED 40,000+

Annual Fee: AED 2,625

Welcome Bonus: 60,000 Etihad Guest Miles

Up to 3 Etihad Guest Miles per 1 USD

Up to 4 class upgrade vouchers

ExploreLearn more about ADCB Etihad Guest Infinite Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Infinite Credit Card credit card
ADCB Etihad Guest Signature Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Signature Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,050

Welcome Bonus: 35,000 Etihad Guest Miles

Up to 2 Etihad Guest Miles per 1 USD

Up to 2 class upgrade vouchers

ExploreLearn more about ADCB Etihad Guest Signature Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Signature Credit Card credit card
ADCB Etihad Guest Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Platinum Credit Card

Salary: AED 8,000+

Annual Fee: AED 525

Welcome Bonus: 12,000 Etihad Guest Miles

Up to 1.25 Etihad Guest Miles per 1 USD

1,000 Etihad Guest Miles monthly bonus

ExploreLearn more about ADCB Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Platinum Credit Card credit card
ADCB LuLu Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Platinum Credit Card

Salary: AED 8,000+

No Annual Fee

8 LuLu Points per AED 1 spent at LuLu stores

Up to 1.25 LuLu Points per AED 1 spent on all other spends

Complimentary airport lounge access

ExploreLearn more about ADCB LuLu Platinum Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Platinum Credit Card credit card
ADCB LuLu Titanium Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

3.5 LuLu Points per AED 1 spent at LuLu stores

Up to 1 LuLu Points per AED 1 spent on all other spends

Complimentary airport lounge access

ExploreLearn more about ADCB LuLu Titanium Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Titanium Credit Card credit card
ADCB TouchPoints Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB TouchPoints Infinite Credit Card

Salary: AED 40,000+

Annual Fee: AED 1,050

15,000 Touchpoints for spends of AED 15,000

Hotels.com Voucher for 2 nights stay

20% off on talabat orders

ExploreLearn more about ADCB TouchPoints Infinite Credit Card credit card benefits and featuresApplyApply for ADCB TouchPoints Infinite Credit Card credit card
ADCB TouchPoints Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB TouchPoints Platinum Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10,000 Touchpoints for spends of AED 10,000

Vox Cinema Buy one Get one offer

20% off on talabat orders

ExploreLearn more about ADCB TouchPoints Platinum Credit Card credit card benefits and featuresApplyApply for ADCB TouchPoints Platinum Credit Card credit card

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