ENBD LuLu 247 Platinum earns up to 7% LuLu Points at LuLu with lounge access (from AED 12,000, no annual fee). ADCB LuLu Platinum earns 8 LuLu Points per AED 1 from AED 8,000, also free. For general grocery cashback at LuLu and other supermarkets, Emirates Islamic Cashback Plus earns up to 10%.
Best Credit Cards for LuLu Hypermarket UAE
Compare UAE credit cards for LuLu: ENBD LuLu 247 Platinum earns up to 7% LuLu Points, ADCB LuLu Platinum earns 8 LuLu Points per AED 1 — both free. Plus EI Cashback Plus (10% grocery), FAB Cashback (5% grocery), and other general grocery alternatives.
Last updated: - Updated monthly using latest public card terms and bank data.
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EMIRATES NBD
ENBD Lulu 247 Platinum Credit Card
Up to 7% LuLu Points on spends.
Welcome Offer: 500 LuLu Points
Unlimited Lounge Access: 25+ lounges available.
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Platinum Credit Card
8 LuLu Points per AED 1 spent at LuLu stores
Up to 1.25 LuLu Points per AED 1 spent on all other spends
EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
Best Credit Cards for LuLu Hypermarket UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 12,000 | Up to 7% LuLu Points at LuLu Hypermarket, unlimited lounge access, no annual fee, from AED 12,000 |
| Free | AED 8,000 | 8 LuLu Points per AED 1 at LuLu stores, lounge access, no annual fee, from AED 8,000 |
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June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why use a credit card at LuLu Hypermarket
1.
Co-branded LuLu cards deliver the best in-store return at LuLu
Dedicated ENBD and ADCB LuLu cards earn elevated rates specifically at LuLu stores. Both free tiers (ADCB LuLu Platinum, ENBD LuLu 247 Platinum) include lounge access alongside their earn structure.
2.
EI Cashback Plus earns up to 10% grocery — works at LuLu and everywhere else
Emirates Islamic Cashback Plus earns up to 10% on grocery spend across all supermarkets, making it a strong option for shoppers who want high grocery cashback without being locked to LuLu.
3.
FAB Cashback and Dubai First offer 5% grocery with broad category coverage
Both FAB Cashback and Dubai First Cashback earn 5% on groceries alongside dining and other daily spend categories — providing multi-category value beyond just supermarket spending.
How to choose the right card for LuLu
1.
Mainly shopping at LuLu: co-branded cards win in-store
ENBD LuLu 247 Platinum (AED 12K) and ADCB LuLu Platinum (AED 8K) are both free and deliver the highest returns specifically at LuLu. Co-branded cards outperform general grocery cards for concentrated LuLu spend.
2.
Mixed grocery shopper: EI Cashback Plus or ADCB 365
EI Cashback Plus (up to 10% grocery) and ADCB 365 (5% grocery) both earn at LuLu and every other UAE supermarket — better if your grocery spend is spread across chains.
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EMIRATES NBD
ENBD Lulu 247 Platinum Credit Card
Salary: AED 12,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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