Best Credit Cards for Food Delivery Apps in the UAE
Compare the best UAE credit cards for Talabat, Noon Food, and Deliveroo.
See cardsLast updated: - Sourced from official issuer documents and product pages.
Platform-specific cards offer up to 35% back on Talabat and 20% on Noon food, while general dining cashback cards earn 5–6% across any delivery app.
Best for Talabat
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
≈ AED 9,286 potential value / year · incl. perks
Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
4 lounge visits/year
Best for Noon Food
EMIRATES NBD
ENBD noon One Visa Credit Card
≈ AED 24,776 potential value / year · incl. perks · incl. welcome bonus
4.1/5
AED 500 bonus on AED 5,000
20% back in credits on noon Food
5% back in credits on noon
Best for any app
MASHREQ BANK
Mashreq Cashback Credit Card
≈ AED 6,480 potential value / year
3.4/5
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
1% Cashback on international spends (non-dining)
Best Credit Cards for Food Delivery Apps in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Free | AED 5,000 | 35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee |
 | Free | AED 5,000 | 20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee |
 | Free | AED 5,000 | Up to 5% on all Noon purchases including Noon Food; free Noon Express delivery included |
 | Free | AED 5,000 | 5% cashback on dining and food delivery — works on Talabat, Deliveroo, and any restaurant; no annual fee |
 | AED 383.25 | AED 5,000 | 6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify |
 | AED 315 | AED 5,000 | 5% cashback on dining and food delivery apps with competitive monthly caps |
 | AED 418.95 | AED 5,000 | 5% cashback on dining including delivery platforms; broad coverage across all apps |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee |
| Free | AED 5,000 | 20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee |
| Free | AED 5,000 | Up to 5% on all Noon purchases including Noon Food; free Noon Express delivery included |
| Free | AED 5,000 | 5% cashback on dining and food delivery — works on Talabat, Deliveroo, and any restaurant; no annual fee |
| AED 383.25 | AED 5,000 | 6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify |
| AED 315 | AED 5,000 | 5% cashback on dining and food delivery apps with competitive monthly caps |
| AED 418.95 | AED 5,000 | 5% cashback on dining including delivery platforms; broad coverage across all apps |
ADCB Talabat Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee
ENBD noon One Visa Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee
Mashreq Noon Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightUp to 5% on all Noon purchases including Noon Food; free Noon Express delivery included
Mashreq Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight5% cashback on dining and food delivery — works on Talabat, Deliveroo, and any restaurant; no annual fee
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 5,000
Highlight6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify
FAB Cashback Credit Card
Annual feeAED 315
Min. salaryAED 5,000
Highlight5% cashback on dining and food delivery apps with competitive monthly caps
Dubai First Cashback Credit Card
Annual feeAED 418.95
Min. salaryAED 5,000
Highlight5% cashback on dining including delivery platforms; broad coverage across all apps
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose food delivery cards
1.
Platform cards vs. general cashback
Talabat and Noon-branded cards offer the highest per-order rates (35% and 20%) but lock rewards into platform credits. General dining cashback cards give you 5–6% as real cash across every app.
2.
Check how rewards are credited
ADCB Talabat credits rewards as Talabat Pro credits; ENBD Noon One credits as noon credits. Mashreq Cashback and ADCB 365 pay statement cashback you can spend anywhere.
3.
Monthly caps matter
ADCB Talabat caps the 35% rate at 10 orders per month (up to AED 35 each). ADCB 365 requires AED 5,000 monthly spend for its 6% dining rate. No-cap cards like Mashreq Cashback give consistent returns.
4.
No annual fee options available
All seven cards on this page are free for life. There is no trade-off between rewards and keeping costs low for food delivery spending.
Estimated monthly value for AED 600 food delivery spend
Adjust your monthly spending to see how cashback changes across cards.
Abu Dhabi Commercial Bank (ADCB)
ADCB Talabat Credit Card
Talabat Credits
Emirates NBD
ENBD noon One Visa Credit Card
noon Credits
Talabat
1.25%
AED 0
1.25% · AED 0
Talabat
1%
AED 0
1% · AED 0
Noon Food
1.25%
AED 0
1.25% · AED 0
Noon Food
20%
AED 0
20% · AED 0
NowNow
1.25%
AED 0
1.25% · AED 0
NowNow
10%
AED 0
10% · AED 0
noon / noon Minutes / Namshi / supermall
1.25%
AED 0
1.25% · AED 0
noon / noon Minutes / Namshi / supermall
5%
AED 0
5% · AED 0
Entertainment, Quasi-Cash, Utilities
1.25%
AED 0
1.25% · AED 0
Entertainment, Quasi-Cash, Utilities
0.3%
AED 0
0.3% · AED 0
Fuel, Charity, Transportation
0.35%
AED 0
0.35% · AED 0
Fuel, Charity, Transportation
1%
AED 0
1% · AED 0
Education, Government +5 more
0.35%
AED 0
0.35% · AED 0
Education, Government +5 more
0.3%
AED 0
0.3% · AED 0
Other Spends
1.25%
AED 0
1.25% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
AED 736
Airport Lounge Access
—
Reel Cinemas BOGO
—
Reel Cinemas BOGO
—
Free noon One membership
—
Free noon One membership
AED 144
Annual Fee
Free
Annual Fee
Free
Total
+ AED 736
Total
+ AED 144
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
7 cards in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fashion, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
DUBAI FIRST
Dubai First Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 418.95
- 5% Cashback on groceries, dining and fuel
- 0.50% Cashback on international and domestic retail spends
- Instant Cashback Redemption
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for Food Delivery Apps in the UAE
Compare head-to-head
See all
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.