Best Credit Cards for Food Delivery Apps in the UAE
Compare UAE cards for Talabat, noon Food and other delivery apps.
See cardsLast updated: - Sourced from official issuer documents and product pages.
What to consider
Food delivery rewards are often tied to a particular app. A platform card can provide a strong return on eligible orders and a delivery membership, while a general cashback card may keep earning when you order elsewhere. Compare the services you use most before choosing between an app benefit and a broader spending card.
Match the offer to the app
Talabat and noon Food benefits follow their own merchant and payment rules. Dining or online cashback may classify delivery orders differently from in-person restaurant purchases.
Look past the headline rate
Check the number of qualifying orders, per-order or monthly caps, minimum spend and annual fee. Regular small orders can produce a different return from occasional large baskets.
Best for Talabat
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
≈ AED 10,036 potential value / year · incl. perks · incl. welcome bonus
Up to AED 750 welcome bonus
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
4 lounge visits/year
Best for Noon Food
EMIRATES NBD
ENBD noon One Visa Credit Card
≈ AED 24,632 potential value / year · incl. perks · incl. welcome bonus
4.1/5
AED 500 bonus on AED 5,000
20% back in credits on noon Food
5% back in credits on noon
Dining cashback
MASHREQ BANK
Mashreq Cashback Credit Card
≈ AED 6,480 potential value / year
3.4/5
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
1% Cashback on international spends (non-dining)
Food delivery credit cards compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee |
| Free | AED 5,000 | 20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee |
 | Free | AED 5,000 | Up to 5% on all Noon purchases including Noon Food; free Noon Express delivery included |
| Free | AED 5,000 | Dining cashback on eligible food-delivery transactions, subject to merchant classification |
 | AED 383.25 | AED 5,000 | 6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify |
 | AED 315 | AED 5,000 | 5% cashback on dining and food delivery apps with competitive monthly caps |
 | AED 418.95 | AED 5,000 | 5% cashback on dining including delivery platforms; broad coverage across all apps |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee |
| Free | AED 5,000 | 20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee |
| Free | AED 5,000 | Up to 5% on all Noon purchases including Noon Food; free Noon Express delivery included |
| Free | AED 5,000 | Dining cashback on eligible food-delivery transactions, subject to merchant classification |
| AED 383.25 | AED 5,000 | 6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify |
| AED 315 | AED 5,000 | 5% cashback on dining and food delivery apps with competitive monthly caps |
| AED 418.95 | AED 5,000 | 5% cashback on dining including delivery platforms; broad coverage across all apps |
ADCB Talabat Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee
ENBD noon One Visa Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee
Mashreq Noon Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightUp to 5% on all Noon purchases including Noon Food; free Noon Express delivery included
Mashreq Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightDining cashback on eligible food-delivery transactions, subject to merchant classification
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 5,000
Highlight6% cashback on dining including delivery apps; requires AED 5,000/month minimum spend to qualify
FAB Cashback Credit Card
Annual feeAED 315
Min. salaryAED 5,000
Highlight5% cashback on dining and food delivery apps with competitive monthly caps
Dubai First Cashback Credit Card
Annual feeAED 418.95
Min. salaryAED 5,000
Highlight5% cashback on dining including delivery platforms; broad coverage across all apps
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose food delivery cards
1.
Platform cards vs. general cashback
Talabat and noon-branded cards offer strong platform rates but credit rewards within those platforms. General dining cards can earn on eligible orders across several services when the merchant category qualifies.
2.
Check how rewards are credited
ADCB Talabat credits rewards as Talabat Pro credits; ENBD Noon One credits as noon credits. Mashreq Cashback and ADCB 365 pay statement cashback you can spend anywhere.
3.
Monthly caps matter
ADCB Talabat caps the 35% rate at 10 orders per month (up to AED 35 each). ADCB 365 requires AED 5,000 monthly spend for its 6% dining rate. No-cap cards like Mashreq Cashback give consistent returns.
4.
Compare ongoing cost
Compare the fee column with the spending threshold, reward cap and redemption method. A fee-free card may still return less if most orders fall outside its earning category.
Choose for the apps you actually use
1.
Mostly Talabat
Check whether your first eligible orders and monthly card spend meet the ADCB Talabat terms. Talabat Pro credits have a different use from statement cashback.
2.
Mostly noon Food
Compare ENBD noon One's food rate and noon Credits with Mashreq noon rewards. Value depends on whether you continue buying within the noon ecosystem.
3.
Orders across several apps
Compare general dining cashback cards using eligible merchant classifications and caps. Food, grocery and ride payments in the same app may earn at different rates.
Estimated monthly value for AED 600 food delivery spend
Adjust your monthly spending to see how cashback changes across cards.
Abu Dhabi Commercial Bank (ADCB)
ADCB Talabat Credit Card
Talabat Credits
Emirates NBD
ENBD noon One Visa Credit Card
noon Credits
Talabat
1.25%
AED 0
1.25% · AED 0
Talabat
1%
AED 0
1% · AED 0
Noon Food
1.25%
AED 0
1.25% · AED 0
Noon Food
20%
AED 0
20% · AED 0
NowNow
1.25%
AED 0
1.25% · AED 0
NowNow
10%
AED 0
10% · AED 0
noon / noon Minutes / Namshi / supermall, Sivvi
1.25%
AED 0
1.25% · AED 0
noon / noon Minutes / Namshi / supermall, Sivvi
5%
AED 0
5% · AED 0
Fast Food, Utilities
1.25%
AED 0
1.25% · AED 0
Fast Food, Utilities
0.3%
AED 0
0.3% · AED 0
Charity, Automotive
0.35%
AED 0
0.35% · AED 0
Charity, Automotive
1%
AED 0
1% · AED 0
Fuel, Education +7 more
0.35%
AED 0
0.35% · AED 0
Fuel, Education +7 more
0.3%
AED 0
0.3% · AED 0
Other Spends
1.25%
AED 0
1.25% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
AED 736
Airport Lounge Access
—
Reel Cinemas BOGO
—
Reel Cinemas BOGO
—
Annual rewards
AED 0
Annual rewards
AED 0
Effective annual fee
Free
Ongoing
Effective annual fee
Free
Ongoing
Annual rewards after fees
+ AED 0
Ongoing
Annual rewards after fees
+ AED 0
Ongoing
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
7 cards in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Up to AED 750 welcome bonus
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fashion, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
DUBAI FIRST
Dubai First Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 418.95
- 5% Cashback on groceries, dining and fuel
- 0.50% Cashback on international and domestic retail spends
- Instant Cashback Redemption
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for Food Delivery Apps in the UAE
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