The ADCB Talabat Credit Card gives 35% back on your first 10 Talabat orders each month (up to AED 35 per order), credited as Talabat Pro credits. For orders above the 10-order limit or on other apps, Mashreq Cashback or ADCB 365 give 5–6% on all dining.
Best Credit Cards for Food Delivery Apps in the UAE
Compare the best UAE credit cards for Talabat, Noon Food, and Deliveroo. Platform-specific cards offer up to 35% back on Talabat and 20% on Noon food, while general dining cashback cards earn 5–6% across any delivery app.
Last updated: - Updated using latest public card terms and rewards data.
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
EMIRATES NBD
ENBD noon One Visa Credit Card
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
MASHREQ BANK
Mashreq Cashback Credit Card
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
Best Credit Cards for Food Delivery Apps in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 35% back on Talabat orders (first 10/month, up to AED 35 each, requires AED 2,500 monthly spend); 1.25% on most retail; 0.35% on groceries, fuel, transit, government, real estate, education, telecom, insurance and UK/EEA spend; no annual fee |
| Free | AED 5,000 | 20% back on noon food; 5% on noon.com purchases; all rewards in noon credits; no annual fee |
 |
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why choose food delivery cards
1.
Platform cards vs. general cashback
Talabat and Noon-branded cards offer the highest per-order rates (35% and 20%) but lock rewards into platform credits. General dining cashback cards give you 5–6% as real cash across every app.
2.
Check how rewards are credited
ADCB Talabat credits rewards as Talabat Pro credits; ENBD Noon One credits as noon credits. Mashreq Cashback and ADCB 365 pay statement cashback you can spend anywhere.
3.
Monthly caps matter
ADCB Talabat caps the 35% rate at 10 orders per month (up to AED 35 each). ADCB 365 requires AED 5,000 monthly spend for its 6% dining rate. No-cap cards like Mashreq Cashback give consistent returns.
4.
No annual fee options available
All seven cards on this page are free for life. There is no trade-off between rewards and keeping costs low for food delivery spending.
Estimated monthly value for AED 600 food delivery spend
Adjust your monthly spending to see how cashback changes across cards.
Abu Dhabi Commercial Bank (ADCB)
ADCB Talabat Credit Card
Talabat Credits
Emirates NBD
ENBD noon One Visa Credit Card
noon Credits
Talabat
1.25%
AED 0
1.25% · AED 0
Talabat
1%
AED 0
1% · AED 0
Noon Food
1.25%
AED 0
1.25% · AED 0
Noon Food
20%
AED 0
20% · AED 0
NowNow
1.25%
AED 0
1.25% · AED 0
NowNow
10%
AED 0
10% · AED 0
noon / Namshi / supermall
1.25%
AED 0
1.25% · AED 0
noon / Namshi / supermall
5%
AED 0
5% · AED 0
Entertainment, Quasi-Cash, Utilities
1.25%
AED 0
1.25% · AED 0
Entertainment, Quasi-Cash, Utilities
0.3%
AED 0
0.3% · AED 0
Fuel, Charity, Transportation
0.35%
AED 0
0.35% · AED 0
Fuel, Charity, Transportation
1%
AED 0
1% · AED 0
Telecom, Insurance +5 more
0.35%
AED 0
0.35% · AED 0
Telecom, Insurance +5 more
0.3%
AED 0
0.3% · AED 0
Other Spends
1.25%
AED 0
1.25% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Annual Fee
Free
Annual Fee
Free
Total
+ AED 0
Total
+ AED 0
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
7 cards in the UAE
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
Salary: AED 5,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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