CBD One has four plan tiers: Starter (free, no cashback), One (AED 39/month, waived with AED 8,000 spend), One Plus (AED 69/month, waived with AED 15,000 spend), and One VIP (AED 99/month, waived with AED 22,000 spend). There is no annual fee.
CBD One Credit Card
CBD One Credit Card offers tailored cashback benefits including up to AED 500 monthly cashback, 50% off cinema tickets, complimentary valet parking, golf, and global airport lounge access.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. CBD One Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
500AED
monthly cashback with One VIP plan
Requires minimum monthly spend of AED 15,000. Monthly fee of AED 99 is waived with AED 22,000 spend.
250AED
monthly cashback with One Plus plan
Requires minimum monthly spend of AED 8,000. Monthly fee of AED 69 is waived with AED 15,000 spend.
135AED
monthly cashback with One plan
Requires minimum monthly spend of AED 5,000. Monthly fee of AED 39 is waived with AED 8,000 spend.
July Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Golf
4 complimentary rounds at The Track Meydan & Arabian Ranches Golf clubs per month.
Subject to AED 7,500 monthly spend
See full breakdownAirport Lounge Access
Access to over 1,200 lounges globally with Mastercard Travel Pass.
Cinema Ticket Discount
Enjoy 50% off at Vox, Reel and Novo cinemas.
Valet Parking
Free valet parking at select locations in the UAE twice a month.
Concierge Hotel Service
Enjoy a complimentary night in luxury hotels worldwide.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
Free
Monthly Fee (Starter Plan)
3.85%
Monthly Interest Rate
241.5AED
Late Payment Fee
Overlimit FeeAED 288.75
Monthly Fee (One Plan)AED 39*
*Monthly fee is waived subject to minimum total spend of AED 8,000
Monthly Fee (One Plus Plan)AED 69*
*Monthly fee is waived subject to minimum total spend of AED 15,000
Monthly Fee (One VIP Plan)AED 99*
*Monthly fee is waived subject to minimum total spend of AED 22,000
Card Replacement FeeAED 78.75
Cash Withdrawal FeeAED 105*
*3% of the withdrawn amount or a flat fee of AED 105, whichever is higher. Effective from 11 July 2024: AED 157.50
Foreign Currency Transaction Fee2.99%*
*Charged on international transactions performed in AED and non-AED. Additional to standard processing fee charged by Visa.
Credit Shield Insurance1%*
*1% on the Total Outstanding Balance
Frequently Asked Questions
Get answers to common questions about CBD One Credit Card credit card
Other credit cards from this bank
CBD
CBD Yes Rewards Credit Card
Salary: AED 5,000+
No Annual Fee for the first Year
20,000 Yes Rewards Welcome Bonus
Save up to 15% on fuel.
50% off cinema tickets
CBD
CBD Super Saver Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Up to 10% Cashback on Bills, Education, Fuel.
50% off Cinema Tickets
Complimentary Hotel Night
CBD
CBD Visa Infinite Credit Card
Salary: AED 15,000+
No Annual Fee over AED 100,000 spends
3 Points per 1 AED spent
Free Golf Rounds
50% Off Cinema Tickets
CBD
CBD Smiles Visa Signature Credit Card
Salary: AED 5,000
Free Annual Fee First Year
90-Day Free Smiles Unlimited Subscription
Earn Smiles Points on AED Spending
50% Off Tickets
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