Best Golf Credit Cards in the UAE

Two cards in our reviewed data offer unlimited entitlements. Emirates Islamic Flex Elite gives unlimited 18-hole rounds at Arabian Ranches, Jebel Ali, Track Meydan, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club with AED 10,000 monthly spend. Citi Prestige gives unlimited weekday rounds plus one weekend round per month at The Els, Trump, Arabian Ranches, Montgomerie, and Abu Dhabi Golf Club.

Citi Prestige includes one weekend round per month in addition to unlimited weekday rounds. Emirates Islamic Amazon World terms cover booking on weekends or weekdays for its 2 rounds/month entitlement at Arabian Ranches, Jebel Ali, or Abu Dhabi Golf Club. For most other UAE golf cards, weekend availability depends on the partner platform (Thriwe, GolfLan, SpikesOn) and current capacity rather than the card's published terms.

Arabian Ranches is the most widely covered UAE course in our reviewed card terms. Unlimited access is available via Emirates Islamic Flex Elite (AED 10,000 spend) and Citi Prestige (unlimited weekdays + 1 weekend round/month). Capped entitlements come from DIB SHAMS Infinite and CBD Super Saver/One/Yes Rewards (4 rounds/month), plus Emirates Islamic Switch Cashback, Emirates Islamic Amazon World, ENBD Duo, ENBD Darna Visa Infinite, ENBD U by Emaar Infinite, and ENBD Voyager World (2 rounds/month).

Across reviewed card data, The Els Club Dubai and Address Montgomerie Golf Club are named under Citi Prestige (unlimited weekdays + 1 weekend round/month) and DIB SHAMS Infinite (4 rounds/month). Other cards list overlapping UAE clubs but do not name Els or Montgomerie in published terms.

Across current issuer terms in this page, repeatedly listed clubs include Arabian Ranches Golf Club, The Track Meydan Golf, Jebel Ali Golf Club, Abu Dhabi Golf Club, Abu Dhabi City Golf Club, Sharjah Golf & Shooting Club, The Els Golf Club Dubai, Montgomerie Golf Club Dubai, and Al Zorah Golf Club.

Not among the cards we've verified. Every golf benefit on this page currently carries a published monthly (or per-billing-cycle) card-spend threshold — the lowest is Emirates Islamic Cashback Plus at AED 3,000, and several banks apply the same spend condition across their whole complimentary-benefits portfolio, not just golf. Treat any card marketed as having golf access "with no spend requirement" with caution until you've checked the issuer's current terms yourself.

Yes, on every card in our reviewed data. Emirates Islamic Cashback Plus requires AED 3,000 monthly spend (the lowest here), Emirates Islamic Amazon World requires AED 5,000, CBD Super Saver requires AED 7,500, DIB SHAMS Infinite requires AED 8,000, and Emirates Islamic Flex Elite and Mashreq Solitaire require AED 10,000. ENBD-issued golf cards carry a AED 5,000 monthly threshold applied across their whole benefits portfolio, not just golf. Miss the threshold and the rounds aren't available (or get billed after the fact) that period — spend requirements are also one of the terms banks change most often, so confirm on the issuer's current page before booking.

If golf is your primary priority and you value broader named-club coverage, premium cards can be stronger. If you also want everyday value with lower salary requirement, a cashback card with golf entitlement can deliver better net annual value.