Both cards co-brand noon and earn noon credits across noon Food, noon.com and noon Minutes. ENBD noon One is built around a high noon Food earn and is free for life, while Mashreq noon offers noon rewards with an accessible entry profile.
Card face-off
ENBD noon One vs Mashreq noon Credit Card: which is better in the UAE? (2026)
Two noon co-brand cards. ENBD noon One leads on noon Food rewards and is free for life; Mashreq noon is an accessible alternative. Choose by your noon Food vs noon.com mix.
Mashreq Bank
Mashreq Noon Credit Card
ENBD noon One Visa Credit Card vs Mashreq Noon Credit Card compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
 | Free | Free | AED 5,000 | Top noon Food rewards inside the noon ecosystem, free for life. |
| Free | Free | AED 5,000 | noon rewards with an accessible, low-entry profile. |
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| Free | Free | AED 5,000 | Top noon Food rewards inside the noon ecosystem, free for life. |
| Free | Free | AED 5,000 | noon rewards with an accessible, low-entry profile. |
Which card earns more on your spend?
Adjust your monthly spending to see how cashback changes across cards.
Emirates NBD
ENBD noon One Visa Credit Card
noon Credits
Noon Food
20%
AED 0
20% · AED 0
Noon Food
3%
AED 0
3% · AED 0
NowNow
10%
AED 0
10% · AED 0
NowNow
1%
AED 0
1% · AED 0
noon / Namshi / supermall
5%
AED 0
5% · AED 0
noon / Namshi / supermall
5%
AED 0
5% · AED 0
Entertainment, Automotive, Grocery
0.3%
AED 0
0.3% · AED 0
Entertainment, Automotive, Grocery
1%
AED 0
1% · AED 0
Telecom, Insurance +5 more
0.3%
AED 0
0.3% · AED 0
Telecom, Insurance +5 more
—
Other Spends
1%
AED 0
1% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Annual Fee
Free
Annual Fee
Free
Total
+ AED 0
Total
+ AED 0
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
Who wins each category
noon Food
ENBD noon One Visa Credit Card
Highest noon Food earn rate inside the ecosystem.
noon.com shopping
Mashreq Noon Credit Card
Competitive noon.com earn — compare the live rate above.
Free for life
ENBD noon One Visa Credit Card
No annual fee with a low salary requirement.
The verdict
If noon Food is a big part of your spend, ENBD noon One's high noon Food earn usually makes it the stronger card, and it's free for life. If your noon spend leans more to noon.com or you want the most accessible route in, Mashreq noon is worth weighing. Both keep rewards inside the noon ecosystem, so the winner depends on your noon Food versus noon.com split — enter your real noon spend in the calculator above to compare.
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ENBD noon One Visa Credit Card
ENBD noon One Visa Credit Card vs Mashreq Noon Credit Card: FAQ
Common questions about choosing between ENBD noon One Visa Credit Card and Mashreq Noon Credit Card.
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