Lifestyle
Merchant
Cinepolis cinemas
Enjoy 50% off at Cinepolis cinemas
Valid until 31 Dec 2026
Mashreq Noon Credit Card
A free-for-life Visa Platinum card for noon shoppers, with up to 5% back as noon credits and unlimited free next-day delivery on noon Express orders. It also includes a welcome bonus of up to AED 500 and an instant digital card.
Updated Jul 2026
≈ AED 9,120 potential value / year · incl. perks
Welcome offer
Up to AED 500 Welcome Bonus
AED 500 for new Mashreq credit card customers; AED 100 for existing customers.
Spend AED 5,000 or more in the first two months after card issuance. New Mashreq credit card customers receive AED 500; existing Mashreq credit card customers receive AED 100.
See full breakdownRewards
5%
back as noon credits across noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi.
Earn 5% back as noon credits on eligible purchases across noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi.
See full breakdown0.33%
back on government, utility, education, charity, fuel, rental and telecom payments.
Earn 0.33% back as noon credits on eligible government, utility, education, charity, fuel, rental and telecom transactions. Bill payments made through Mashreq Online Banking or the Mashreq mobile app do not earn cashback.
See full breakdown1%
back as noon credits on other eligible spend.
Earn 1% back as noon credits on other eligible purchases. Cashback is calculated on monthly eligible spend up to the assigned credit limit, transferred monthly to the linked noon account and expires after 12 months.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 275View offer
Lifestyle
Merchant
I SMILE DENTAL CENTER LLC
0% Easy Payment Plans available for 3, 6, 9 and 12 months
Valid until 3 Jan 2099
Lifestyle
Merchant
Emirates Skywards
Redeem for Skywards Miles
Valid until 2 Jul 2099
Lifestyle
Merchant
Etihad Guest Miles
Redeem for Guest Miles
Valid until 2 Jul 2099
Additional Benefits
Unlimited noon Express Delivery
Unlimited free next-day delivery on eligible noon Express orders across the UAE.
Use the Mashreq Noon Credit Card for unlimited free next-day delivery on eligible noon Express orders across the UAE, subject to noon's delivery terms.
See full breakdownInstant Digital Card
Get a digital card for online purchases after approval.
The digital Mashreq Noon Credit Card is available after approval, so eligible customers can begin making online purchases before the physical card arrives.
See full breakdown50% off at Cinépolis Cinemas
50% off up to 8 Deluxe-Plus tickets per month through 31 December 2026.
Limited time · valid till 31 Dec 2026Save 50% on up to 8 Deluxe-Plus tickets per calendar month at participating Cinépolis Cinemas when paying with the card, subject to the offer terms.
See full breakdownEasy Payment Plan
Convert eligible purchases into monthly instalments.
Eligible transactions can be converted into an Easy Payment Plan through Mashreq, subject to the bank's terms, rates and fees.
See full breakdownEveryday Cashback (Visa Card-Linked Offers)
Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.
Mashreq's Everyday Cashback program, launched with Visa and powered by Rezolve Ai, offers personalised cashback of up to 20% at participating merchants across the UAE and internationally. Discover, activate and track offers in the Mashreq mobile app. The program is available to eligible Mashreq UAE debit and credit cardholders; available merchants and cashback rates are personalised and shown in-app.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
Free
Supplementary Card Fee
Monthly Interest Rate3.85%*
*Equivalent to a 46.2% annual percentage rate; up to 57 interest-free days may apply when balances are paid in full.
Card Replacement FeeAED 78.8
Cash Advance Fee3.15%*
*3.15% or AED 210, whichever is higher
Late Payment FeeAED 241.5
Over Limit FeeAED 303.45
International Transaction Fee (non-AED)2.89%
Foreign Currency Transaction Fee (AED abroad)2.89%
PayProtect Insurance1.04%*
*1.04% of the monthly statement balance
Early Settlement Fee1.05%*
*1.05% of the outstanding principal, capped at AED 10,500
Frequently Asked Questions
Get answers to common questions about Mashreq Noon Credit Card credit card
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