Deem Titanium Mastercard

Choose Travel or Lifestyle Joy mode. With at least AED 3,000 of eligible spend in a calendar month, selected categories earn 2 Joy Points per AED 1; other eligible retail purchases earn 0.13 points per AED 1. The monthly cap is 50,000 points.

Deem states 100 Joy Points are worth AED 0.50 for cashback or gift cards and AED 1 for other redemption options. Redemption starts at 15,000 points, and points expire after 24 months.

The annual membership fee is AED 210, waived for the first year. Up to five supplementary cards are free.

Deem publishes a minimum monthly income of AED 5,000 for Titanium.

Deem lists buy-one-get-one-free VOX and Reel movie tickets, 20% off Emaar Entertainment, up to 7% credit on Booking.com, and Easy Payment Plans. Benefit conditions vary.

Yes. Deem lists a WIN option with an AED 250,000 draw every six months, subject to its draw terms.